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  • Welcome to ALBA (Agriculture And Land-Based Training Association)
    centro de recursos sala de clases y centro de distribución de verduras El rancho de Salinas alberga el Programa Educativo para Pequeños Agricultores donde trabajadores agrícolas y otros aprenden acerca de agricultura orgánica planificación de negocios y mercadeo Típicamente más de 20 agricultores principiantes crecen 50 cultivos diferentes en la granja El Centro de Capacitación e Investigación Agrícola conocido como el Rancho Triple M está ubicado en el norte del

    Original URL path: http://www.albafarmers.org/farmsSpanish.html (2016-04-30)
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  • Welcome to ALBA (Agriculture And Land-Based Training Association)
    following locations Oficina Central Centro de Desarrollo Rural 1700 Old Stage Rd Salinas CA 93908 831 758 1469 831 758 3665 fax El Centro de Capacitación e Investigación Agrícola Rancho Triple M 420 Hall Rd Las Lomas Watsonville CA 95076 831 786 8760 831 786 8766 fax Para correspondencias ALBA P O Box 6264 Salinas CA 93912 ALBA Organics 412 Riverside Drive Watsonville CA 95076 831 761 2033 Sales 831

    Original URL path: http://www.albafarmers.org/contactSpanish.html (2016-04-30)
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  • Subscribe to our newsletter
    to Contribute Resources Join in sponsoring scholarships and programming for the Farmer Education Program Subscribe to our newsletter Required fields Subject First Name Last Name Phone Email Mailing Address Street City State Zip Code Questions comments Home Programs About ALBA

    Original URL path: http://www.albafarmers.org/subscribe.html (2016-04-30)
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  • How to Contribute
    of the gift This tax deduction is limited to 30 of your adjusted gross income However gifts over that limit can be carried forward and deducted within the next five years assuming you itemize your deductions Gifting appreciated stock is easy This is how it works Call your broker and let him her know how many shares of which stock you want to donate Typically you want to select an appreciated stock that you ve held over one year and that you wish to sell or reduce your holding for diversification purposes Also you may wish to donate a stock that is paying little or no dividend as you are not earning any income off of that stock position ALBA has a brokerage account and your broker can arrange an electronic transfer of the stock with the following information Broker Telephone Account DTC Name on the Account is ALBA When ALBA sells the stock any trading costs are then deducted However in compliance with IRS regulations your tax deduction is based on the average price of the stock on the day your broker transfers the stock gift Example of a Stock Donation Example You ve held 200 shares of stock for more than one year and the shares are worth 20 each on the day you donate them Your charitable contribution deduction is 4 000 no matter at what price you originally bought the shares Consider that if you bought the shares long ago at 5 per share your capital gain would be 3000 By donating the stock there s no gain on which to be taxed At 15 the tax on 3000 would have been 450 You re getting a deduction for a 4 000 donation and can ignore any taxes on the appreciation You are no longer subject to the 450 in taxes that you would have paid if you had you actually sold the stock and donated the cash Furthermore if the stock is paying little or no dividend you ve made a contribution with a stock that was generating little or no income for you So you eliminate the 450 in taxes on the appreciation and receive a tax deduction for the entire 4 000 contribution If you re in the 28 bracket that 4 000 charitable contribution could save you 1120 of income tax assuming you itemize your deductions Results outlined in this example illustration are subject to deviation based upon the age date value and time of transfer This example serves to illustrate not guarantee results You should engage the proper planning taking into account your specific and personal circumstances with your legal tax and financial advisors Charitable Lead Trust WHAT IS A CHARITABLE LEAD TRUST A Charitable Lead Trust is a tax advantaged estate planning tool that uses your assets to provide income for a charity during your lifetime and then transfers your assets to the heirs of your choice How to do this Establish a trust plan You donate money or any other asset to a trust designed to distribute a specific payout to ALBA typically for a specific number of years At the end of the term the fully appreciated value of the principal in the trust will be distributed to your designated heirs Your directions are carried out by the trustee you designated when you created the trust Why do it There are three primary reasons 1 Give to charity The trustee uses the trust assets to make distributions to a designated charity during your lifetime or for any other specified period of time The trustee may pay the designated charity a fixed percentage of the trust determined annually or a fixed amount every year based on the initial value of the trust when funded At the end of the trust term the principal reverts either to you or to any beneficiaries you designated when you created the trust Most charitable lead trusts leave the remaining assets to beneficiaries other than the original donor This is called a non grantor lead trust A trust in which the principal reverts to the donor is called a grantor lead trust 2 The tax advantages If you establish a non grantor lead trust during your lifetime you receive a gift tax deduction for the current value of the income interest payable to the charity If the trust is established at your death pursuant to your will provisions your estate can take the value of the income interest as an estate tax deduction The practical result of this deduction is a discounted valuation of the transferred assets for gift and or estate tax purposes Therefore you transfer more for less taxable valuation In addition once the assets are transferred to the trust the appreciation realized in the trust transfers to the ultimate heir with no additional gift or estate tax implications for you The Charitable Lead Trust may be an excellent tool to meet your CURRENT Charitable donation desires with an efficient and tax advantaged transfer to heirs at a specific date in the future 3 Compare with a charitable remainder trust A charitable lead trust makes distributions to a charity during the term of the trust and then distributes the assets to you your estate or designated beneficiaries A charitable remainder trust pays you during your lifetime and gives the trust assets to a charity at a future date Together these tools may afford you significant financial planning advantages based upon your goals and objectives Donating Insurance Policies Life insurance and annuities have long played an important role in charitable giving Whether you donate an older policy that you no longer need or start a new policy to fund a major charitable project life insurance offers a unique way to turn relatively modest annual payments into a sizable charitable gift There are some basic ways you can support ALBA by using life insurance 1 Name ALBA as your successor beneficiary For example you own a policy and have named your partner as the

    Original URL path: http://www.albafarmers.org/how_to_contribute/giving.html (2016-04-30)
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  • How to Contribute
    Refrigerated produce delivery truck 18 24 feet long preferably with a rear lift Diesel pick up truck four wheel drive any size Pick up truck All Terrain Vehicle Electric Golf Cart Office Supplies PC Computers Pentium 3 or 4 900 mHz or better please Garden and or Lawn Equipment Weed Whacker Chainsaw Seedling Trays Hand tools hula hoes shovels pruners rakes etc Produce Warehouse Equipment Hand Trucks 4 6 Cooler

    Original URL path: http://www.albafarmers.org/how_to_contribute/operating.html (2016-04-30)
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  • How to Contribute
    to get to know your local farmers Come and volunteer with ALBA Help out while having fun There is always a lot to do on the farms and we always appreciate extra hands Volunteer Activities Farm Work Weeding planting harvesting and a little bit of tasting Conservation Land Stewardship Planting landscaping data collection weeding Cooler and Warehouse Produce handling data collection cleaning composting How to become a volunteer Send an

    Original URL path: http://www.albafarmers.org/how_to_contribute/volunteer.html (2016-04-30)
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  • Programs
    has not received information about further criminal investigation nor have they been able to obtain referrals from authorities for social services When we saw Octavio working in his field the day after his brother was killed we were surprised at first but the reality is that his farming must go on Octavio now has more responsibility on his shoulders since he became the head of the family His father left Salinas to bury Erik in their native town ALBA farmers and staff provided immediate financial support to the García Family as we have all experienced their loss Behind each farmer there is a story of courage ALBA works with strong people guided by determination to re make their lives despite numerous and often profound barriers ALBA will continue to guide its work by recognizing and supporting those who put fresh food on our tables Business Plans help farmers monitor progress towards goals and increase profitability For nearly 25 years the Rural Development Center now operated by ALBA has served hundreds of families as a small farm business incubator program In summer 2008 we announced a new requirement in order to renew incubator land leases farmers would need to maintain an up to date Business Plan ALBA s motive in developing this requirement was simple an up to date plan would help farmers be better able to measure progress towards their business goals and understand how well they were managing their finances By going through the process of updating business plans farmers would analyze and make strategic adjustments to their operations in order to reduce costs and increase profits Most importantly farmers gain significant leverage when applying for small farm financing if they can present a sound plan Before formalizing this requirement ALBA board and staff researched requirements of other business incubators and discussed the idea with small business development consultants and farmers Upon announcing the new requirement some farmers immediately questioned the process Their greatest concerns were Why do I need a business plan if I am already in business Creating a business plan is too time consuming and I am very busy therefore do I really need one How will the information contained in the business plans be used We addressed these farmer concerns and explained why creating a business plan could only help them and their business Improving the way finances are managed could only increase the return on a farmers investment ALBA established training and resources to support the business planning process with each farmer We organized a three part business planning series in October 2008 that focused on introducing what business plans are and how they are used the importance of business goal setting recordkeeping and creating yearly budgets seasonal cash flow projections and profit and loss calculations The last step in the business planning process was to learn and practice how to present your business plan to an audience Upon completion of the workshop series farmers had the opportunity to meet one on one with

    Original URL path: http://www.albafarmers.org/publications/e_news_nov09E.html (2016-04-30)
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  • Programs
    personas fuertes guiadas por la determinación de re hacer sus vidas a pesar de las numerosas y profundas barreras que casi siempre se interponen ALBA continuará dirigiendo su trabajo en reconocer y apoyar a aquellos que ponen comida fresca en nuestras mesas Nuevo Plan de Negocios para los agricultores en ALBA ayudará a medir su progreso y hacer ajustes para aumentar sus ganancias Por cerca de 25 años el Centro de Desarrollo Rural actualmente operado por ALBA ha servido a centenares de familias en su rol de programa incubador de pequeños negocios de fincas En el verano de 2008 ALBA anunció un nuevo requisito para la renovación de los contratos de arriendo de los terrenos incubadores los agricultores necesitarán mantener un Plan de Negocios actualizado El motivo de ALBA para desarrollar dicho requisito fue sencillo un plan actualizado ayudaría a que los agricultores midieran el progreso de sus metas de negocio y entenderían qué tan bien o mal están manejando sus finanzas Al pasar por el proceso de actualización de sus planes de negocios los agricultores analizarían y harían ajustes estratégicos a sus operaciones para poder bajar costos y aumentar ganancias Sobre todo si los agricultores pueden presentar un plan sólido ganarán un sustento significativo al solicitar financiamiento para sus pequeñas fincas Antes de formalizar este requisito el consejo directivo y el personal de ALBA investigaron sobre otras incubadoras de negocios y discutieron la idea con asesores para el desarrollo de pequeños negocios así como con los agricultores Al anunciar el nuevo requisito algunos agricultores dudaron del proceso de inmediato Sus preocupaciones mayores fueron Por qué necesito un plan de negocios si ya tengo un negocio Crear un plan de negocios consume demasiado tiempo y estoy muy ocupado de verdad lo necesito Cómo van a utilizar la información incluida dentro de los planes de negocios Nos dirigimos a dichas preocupaciones de los agricultores y explicamos porque crear un plan de negocios seria beneficial para ellos y para su negocio Mejorar la manera en que se manejan las finanzas podría aumentar el rendimiento de la inversión de los agricultores ALBA estableció entrenamiento y recursos para apoyar al proceso de planificación de negocios con cada agricultor En octubre del 2008 organizamos una serie de planificación de negocios de tres pasos centrada en explicar qué son los planes de negocios cómo se utilizan la importancia de fijar una meta de negocios y de sistemas de registro la creación de presupuestos anuales proyecciones del flujo de fondos estacionales así como los cálculos de pérdidas y ganancias El último paso del proceso de planificación de negocios era de aprender y practicar cómo presentar el plan de negocios a una audiencia Al completar la serie de talleres los agricultores tuvieron la oportunidad de reunirse individualmente con el personal de ALBA y con los practicantes para completar sus planes de negocios Aunque al principio el concepto del plan de negocios no fue bien aceptado por algunos de los agricultores el proceso resultó ser una experiencia valiosa para

    Original URL path: http://www.albafarmers.org/publications/e_news_nov09S.html (2016-04-30)
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