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  • Emily Rusch | CALPIRG Students
    research reports on transportation energy and tax and budget policies Prior to joining CALPIRG s staff Emily worked for four years as New Jersey PIRG s Energy Advocate where she ran successful campaigns to require New Jersey s power companies to increase clean renewable energy like wind and solar power and to pass legislation to set minimum energy efficiency standards for common products like air conditioners and traffic lights Emily was born in San Gabriel and grew up in Culver City California She graduated from Willamette University in Salem Oregon in 2001 She s based in our Oakland office Full staff list About Us Our Leadership Our Mission Accomplishments Frequently Asked Questions Campus Chapters UC Berkeley UC Davis UC Irvine UC Riverside UC San Diego UC Santa Barbara UC Santa Cruz UCLA USC Get Involved Take Action Volunteer on Campus Campus Internships Start a PIRG Chapter Full Time Jobs Campaigns Stopping Global Warming California Water Watch Don t Get Ripped Off Hunger and Homelessness Protect Our Beautiful Places New Voters Project Protect Public Health 21st Century Transportation Make Textbooks Affordable Newsroom Latest Updates Blog PIRG in the News News Releases Reports Donate Internships Work on important issues learn valuable skills

    Original URL path: http://calpirgstudents.org/staff/ca/emily-rusch (2016-04-29)
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  • Monica Tran | CALPIRG Students
    Get Involved Take Action Volunteer on Campus Campus Internships Start a PIRG Chapter Full Time Jobs Campaigns Stopping Global Warming California Water Watch Don t Get Ripped Off Hunger and Homelessness Protect Our Beautiful Places New Voters Project Protect Public Health 21st Century Transportation Make Textbooks Affordable Newsroom Latest Updates Blog PIRG in the News News Releases Reports Donate Internships Work on important issues learn valuable skills get hands on

    Original URL path: http://calpirgstudents.org/staff/ca/monica-tran (2016-04-29)
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  • Ed Mierzwinski | CALPIRG Students
    threat of federal preemption of stronger state consumer and public health laws He chairs the Americans for Financial Reform Consumer Financial Protection Bureau Task Force He has had recent articles in the American Prospect and the Journal of Consumer Affairs Mr Mierzwinski has appeared on television and radio shows including the Today Show Good Morning America CBS This Morning ABC Nightline CNN Crossfire and Anderson Cooper 360 C Span Washington Journal and NPR s flagship talk shows including The Diane Rehm Show To The Point with Warren Olney and Talk of the Nation He is regularly quoted in major newspapers including the New York Times Wall Street Journal and Washington Post and has been profiled in the New York Times He is a 2003 recipient of Privacy International s Brandeis Award for privacy protection efforts and a 2006 recipient of the Consumer Federation of America s Esther Peterson Consumer Service Award In August 2009 Mr Mierzwinski was elected to a 3 year term on the board of directors of Consumer Reports publisher of Consumer Reports Magazine with an advocacy arm now known as Consumers Union He is a founding and current member of the Steering Committee of the Transatlantic Consumer Dialogue which advises the U S Government and European Union on consumer issues He is a former member of the Federal Reserve Board s Consumer Advisory Council Mr Mierzwinski is a graduate of the University of Connecticut BA MS and previously was Executive Director of the Connecticut PIRG Full staff list About Us Our Leadership Our Mission Accomplishments Frequently Asked Questions Campus Chapters UC Berkeley UC Davis UC Irvine UC Riverside UC San Diego UC Santa Barbara UC Santa Cruz UCLA USC Get Involved Take Action Volunteer on Campus Campus Internships Start a PIRG Chapter Full Time Jobs Campaigns Stopping

    Original URL path: http://calpirgstudents.org/staff/ed-mierzwinski (2016-04-29)
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  • Tiffany Yen | CALPIRG Students
    Take Action Volunteer on Campus Campus Internships Start a PIRG Chapter Full Time Jobs Campaigns Stopping Global Warming California Water Watch Don t Get Ripped Off Hunger and Homelessness Protect Our Beautiful Places New Voters Project Protect Public Health 21st Century Transportation Make Textbooks Affordable Newsroom Latest Updates Blog PIRG in the News News Releases Reports Donate Internships Work on important issues learn valuable skills get hands on experience and

    Original URL path: http://calpirgstudents.org/staff/ca/tiffany-yen (2016-04-29)
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  • SO YOU NEED HEALTH INSURANCE. NOW WHAT? | CALPIRG Students
    When you fill out your application at Covered California you ll find out if you and your family qualify What are the Costs Once you ve narrowed down your options to several plans take a look at the specific costs of each plan It s important to consider not only the monthly premium but the potential out of pocket costs as well That way you can get a sense of the total cost you might face over the course of a year The specific out of pocket costs to look at are co pays deductibles and co insurance You ll also want to make special note of the out of pocket maximum For definitions of these terms see the section on Health Insurance Basics Here s a simple formula to see what you could have to pay in a year in a worst case scenario if you have a major illness or accident Monthly Premium x 12 months Out of Pocket Maximum Worst case scenario yearly cost Compare Plans Side by Side At Covered California you can compare plans based on a number of factors You can look at premiums and out of pocket costs and see which health care providers and hospitals are available in each plan In some states you can already compare quality ratings of the different plans and in others the quality rating will be added in future years BRONZE SILVER GOLD AND PLATINUM In the past it was practically impossible to compare insurance plans apples to apples with seemingly infinite combinations of premiums co pays deductibles annual coverage limits co insurance levels and out of pocket maximum amounts In the marketplace you can take advantage of the fact that the insurance plans have been neatly sorted into categories so you can compare them more easily The categories are Bronze Silver Gold and Platinum The categories are not based on the quality of care or the amount of care you can receive They are based on how much of your medical costs you pay and how much the insurance company pays As a general rule the higher the monthly premium the lower your out of pocket costs will be if you need care Platinum plans will generally have the highest premiums but if you need care you ll pay less in out of pocket costs Bronze plans will generally have lower premiums but you ll pay more in out of pocket costs if you need care If you think you ll need a lot of care in the year ahead it might make sense to pay a somewhat higher monthly premium and get a Gold or Platinum plan and know that you ll face lower out of pocket costs when you receive care On the other hand if you don t think you ll need much care you may want to pay a lower monthly premium and get a Bronze or Silver plan and risk the chance that you might get hit with higher out of pocket costs if you have an unexpected illness or accident CATASTROPHIC PLANS In addition to the Bronze Silver Gold and Platinum plans if you re under 30 or if you otherwise qualify by having a limited income that makes other coverage unaffordable you may buy a catastrophic plan These plans have lower premiums and they cover preventive care and three primary care visits per year with no co pay But if you need more care you ll face significant out of pocket costs That s because a catastrophic plan requires you to pay 100 of the cost of your medical care until you ve paid a certain amount often several thousand dollars These plans protect you from worst case scenarios where you d otherwise be on the hook for medical care costing tens or hundreds of thousands of dollars hence the name catastrophic It s also important to note that if you choose a catastrophic plan you won t be able to qualify for financial help through the marketplace What Health Care Providers Can You See When you are comparing plans take advantage of the fact that each plan will include a list of health care providers This is the plan s provider network If you visit a provider that isn t part of this network you ll pay higher costs so if you already have a doctor check to see if they are included in the plan you are considering Different types of insurance plans have different rules about whether you can get care outside of their provider network and still get the cost covered and at what cost HEALTH MAINTENANCE ORGANIZATION HMO An HMO typically only covers care if you visit a provider in their provider network You may be on the hook for the full cost of care if you use a health provider outside of the network In addition if you want to see a specialist in the network you may need to get a referral from your primary care provider PREFERRED PROVIDER ORGANIZATION PPO A PPO covers care from providers both inside and outside the network However if you us a provider outside the network you ll pay higher out of pocket costs for that care You can see a specialist inside or outside the network without a referral How Does the Quality Stack Up Unfortunately when it comes to health care cost rarely tells you anything about quality Few things are more important than your health but for a long time there has been too little information about health care safety and quality available for consumers Now that s changing In many states the new marketplace includes tools to help you compare the quality of insurance plans and their provider networks In other states this information will become available in future years GREAT RESOURCES Health Plan Report Card Check out quality ratings of the health insurance plans you are considering and compare them head to head on things like how well they help people

    Original URL path: http://calpirgstudents.org/resources/ca/so-you-need-health-insurance-now-what (2016-04-29)
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  • CALPIRG at UC Berkeley | CALPIRG Students
    We offer opportunities for you to become an intern or volunteer where you can learn a variety of skills while really making a difference By joining CALPIRG you can see how easy it is to get involved in a large movement for social change This semester we re working on Continuing to fight global warming with the Berkeley Go Solar Campaign Conserving water in Berkeley with the Water Watch Campaign Saving Antibiotics by convincing Subway to buy antibiotic free meat Students support can go a long way The thing that makes us so effective is that 15 of our students pledge to pay 10 on their bill every semester to fund CALPIRG When we share our resources we can stand up to powerful opposition that generate enough profit to influence lawmakers in their favor with ease Students contributions help us make students voices just as influential allowing us to hire our own professional staff to train students to run effective campaigns as well as advocate in Sacramento and Washington DC full time on our behalf Pledging CALPIRG If you have questions about our CALPIRG pledge system visit our Frequently Asked Questions Page Latest News Pledge CALPIRG this week 11 10 2014 Our state and country have some big problems global warming the economy and the rising cost of college to name a few CALPIRG takes on these problems and has been More VOTE TODAY 11 04 2014 Where Click here to find your polling place You ll just need to tell them your full name birthday and address to check in before voting It s also recommended you bring More Measure P Aims to Abolish Corporate Personhood 11 04 2014 The measure was voted onto the ballot in June with revised language after being introduced earlier that month Corporate personhood and money as speech has a severe impact More previous 2 of 12 next UC Berkeley Chapter Slideshow CALPIRG works with ASUC to help register students to vote on Sproul CALPIRG students asking Governor Jerry Brown what his plan is to make higher education more affordable Calling on the state legislature to protect CalGrant funding we presented our Doors of Opportunity signed by hundreds of students on the capitol steps All the cool kids register to vote with the Vote Boat Check out the I m Gonna Vote video on youtube It s getting hot in hurr call your Senator to help stop global warming And take off all your clothes Look Mom I m on TV Talking about why politicians should pay attention to young people outside the gubernatorial debate in Sacramento Kat and Lucas with Van Jones at a No on Prop 23 phonebank CALPIRG students collected over 160 000 pledges to vote no on the Dirty Energy Proposition in what the LA Times calls the largest environmental campaign in the nation s history City Councilman Kriss Worthington two time Nobel Laureaut Bob Hass and many other partners joined CALPIRG students and the 3000 petitions we gathered for

    Original URL path: http://calpirgstudents.org/berkeley?page=1 (2016-04-29)
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  • CALPIRG at UC Davis | CALPIRG Students
    of Antibiotics on Factory Farms Latest News Pledge CALPIRG this week 11 10 2014 Our state and country have some big problems global warming the economy and the rising cost of college to name a few CALPIRG takes on these problems and has been More VOTE TODAY 11 04 2014 Where Click here to find your polling place You ll just need to tell them your full name birthday and address to check in before voting It s also recommended you bring More Help Get Out the Vote in the Last 48 Hours 11 02 2014 Get Out the Vote Reminder Phonebanks Sunday November 2 5 10pm Monday November 3 5 10pm Tuesday November 4 10am 4pm Sign up for an hour here and we ll respond with the More previous 2 of 11 next UC Davis Chapter Slideshow Intern Manny Rin showcasing clean cars during the Electric Vehicle Cruise at the Cool Davis Festival This Halloween the Hunger and Homelessness Campaign collected over 150 canned food items for local food banks during their Trick Or Can event Chapter Chair Donna Farvard interviewing with the media during a Ban the Bag event CALPIRG interns successfully collect almost 500 petitions to make textbooks more affordable during their Textbook Rebellion event CALPIRG holds a press conference on the quad in order to highlight the number of plastic bags that end up in our oceans Let s Ban the Bag Students collect photo petitions to end global warming Vice Chair Tony Beck dresses as a plastic bag monster for a Davis City Council meeting encouraging them to ban plastic bangs in Davis UC Davis Energy Service Corps promoted energy efficiency programs educated community members and handed out CFL lightbulbs at the Woodland Farmers Market UC Davis students kick off a TEXT 2 GIVE

    Original URL path: http://calpirgstudents.org/davis?page=1 (2016-04-29)
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  • CALPIRG at UC Irvine | CALPIRG Students
    water in Orange County with the Water Watch Campaign Saving Antibiotics by convincing Subway to buy antibiotic free meat Students support can go a long way The thing that makes us so effective is that 10 of our students pledge to pay 10 on their bill every semester to fund CALPIRG When we share our resources we can stand up to powerful opposition that generate enough profit to influence lawmakers in their favor with ease Students contributions help us make students voices just as influential allowing us to hire our own professional staff to train students to run effective campaigns as well as advocate in Sacramento and Washington DC full time on our behalf Latest News VOTE TODAY 11 04 2014 Where Click here to find your polling place You ll just need to tell them your full name birthday and address to check in before voting It s also recommended you bring More Help Get Out the Vote in the Last 48 Hours 11 02 2014 Get Out the Vote Reminder Phonebanks Sunday November 2 5 10pm Monday November 3 5 10pm Tuesday November 4 10am 4pm Sign up for an hour here and we ll respond with the More Tell the Obama Administration Your Student Debt Story 10 30 2014 The US Department of Education is considering changes to its rules that would make student loan repayment plans more generous Next week at a public hearing in Anaheim More previous 2 of 8 next UC Irvine Chapter Slideshow To bring light to clean electric cars PacMan decided to jump in a set of wheels himself giving him a boost to escape the ghosts and raising awareness for clean cars in California UCI volunteers make outfits out of recyclable materials for an Earth Day fashion show to educate people

    Original URL path: http://calpirgstudents.org/uci?page=1 (2016-04-29)
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