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  • Student Consumer Action Network | CALPIRG Students
    birth learning disabilities behavioral disorders asthma and allergies early puberty obesity diabetes reduced fertility and some types of cancer shows links with exposure to chemicals that can interfere with the process of growth and development Keep Reading Report Arizona PIRG Consumer Protection Big Banks Bigger Fees A National Survey of Bank Fees and Fee Disclosure Policies A survey of more than 350 bank branches reveals that fewer than half of branches obeyed their legal duty to fully disclose fees to prospective customers while one in four provided no fee information at all The report also includes a shopping guide which will compare banking options direct consumers to free and low cost checking choices and provide a list of fees that consumers should look out for when picking a bank Keep Reading Report Arizona PIRG Consumer Protection Toward Common Ground 2011 2011 09 15 As the Congressional Super Committee begins its search for 1 5 trillion in deficit reduction a new study released today by the California Public Interest Research Group CALPIRG and the National Taxpayers Union NTU provides the panel with a great place to start more than 1 trillion of spending cuts with appeal from across the political spectrum Keep Reading Report Arizona PIRG Consumer Protection Trouble in Toyland The 26th Annual Survey of Toy Safety The 2011 Trouble in Toyland report is our 26th annual survey of toy safety In this report we provide safety guidelines for consumers when purchasing toys for young children and provide examples of toys currently on store shelves that may pose potential safety hazards Keep Reading Blog Post Consumer Protection Trouble in Toyland 26th Annual Toy Safety Report Survey Finds Toxic or Dangerous Toys on Store Shelves We just released the 26th annual Trouble in Toyland report We ve made progress but there

    Original URL path: http://calpirgstudents.org/campaigns/ca/student-consumer-action-network?page=8 (2016-04-29)
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  • Student Consumer Action Network | CALPIRG Students
    we re particularly vulnerable to some specific consumer issues Online Privacy Identity Theft Renters Rights Student Tax Breaks Credit Cards Spring Break and Travel Ripoffs Cell Phones Health Insurance Private Student Loans Thank President Obama for protecting consumers Issue updates News Release CALPIRG Consumer Protection Survey Finds Toxic or Dangerous Toys on Store Shelves Dangerous or toxic toys can still be found on America s store shelves according to California Public Interest Research Group s 26th annual Trouble in Toyland report Keep Reading Blog Post Consumer Protection Protecting Internet Freedom Reposted from Ed Mierzwinksi on USPIRG s Consumer Blog Consumer groups join opposition to over reaching web anti piracy bill SOPA Keep Reading Add new comment Blog Post Consumer Protection Coming soon to your Bank of America Account 5 month debit card fees Re posted from Ed Mierzwinksi on the U S PIRG Consumer Blog Keep Reading Add new comment Blog Post Consumer Protection Friends with Benefits Week I m sure you ve heard the term Friends with Benefits FWBs used before But have you ever heard FWBs used to describe health insurance and health care benefits Well from September 19th to the 24th that s all going to change because it s Friends with Benefits Week It will be a week dedicated to Friends educating Friends on health care coverage Will you attend Friends with Benefits Week Keep Reading Add new comment Report Consumer Protection Higher Ed Risking Our Future Middle Class Young Americans face lasting damage from the dual crises in the financial sector and in personal finance making it urgent that Congress pass strong financial reform legislation Keep Reading Pages first previous 2 3 4 5 6 7 8 9 10 View All RSS Feed About Us Our Leadership Our Mission Accomplishments Frequently Asked Questions Campus Chapters

    Original URL path: http://calpirgstudents.org/campaigns/ca/student-consumer-action-network?page=9 (2016-04-29)
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  • Student Consumer Action Network Updates | CALPIRG Students
    Chapter Full Time Jobs Campaigns Stopping Global Warming California Water Watch Don t Get Ripped Off Hunger and Homelessness Protect Our Beautiful Places New Voters Project Protect Public Health 21st Century Transportation Make Textbooks Affordable Newsroom Latest Updates Blog PIRG in the News News Releases Reports Donate Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action Like Us

    Original URL path: http://calpirgstudents.org/node/280/content (2016-04-29)
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  • Student Consumer Action Network Project Packet | CALPIRG Students
    Internships Start a PIRG Chapter Full Time Jobs Campaigns Stopping Global Warming California Water Watch Don t Get Ripped Off Hunger and Homelessness Protect Our Beautiful Places New Voters Project Protect Public Health 21st Century Transportation Make Textbooks Affordable Newsroom Latest Updates Blog PIRG in the News News Releases Reports Donate Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students

    Original URL path: http://calpirgstudents.org/resources/student-consumer-action-network-project-packet (2016-04-29)
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  • CALPIRG: Apartment Hunting Guide | CALPIRG Students
    help you avoid getting ripped off by a bad landlord or experiencing unforeseen problems with renting In this guide you ll find Step 1 Preparing for the apartment hunt Step 2 The open house Step 3 Negotiating and signing a lease How to tell if the Building would be Unsafe in an Earthquake Open House Checklist What to look out for and questions to ask the landlord BEFORE you sign a lease Other resources in Berkeley Resource file download Download the report About Us Our Leadership Our Mission Accomplishments Frequently Asked Questions Campus Chapters UC Berkeley UC Davis UC Irvine UC Riverside UC San Diego UC Santa Barbara UC Santa Cruz UCLA USC Get Involved Take Action Volunteer on Campus Campus Internships Start a PIRG Chapter Full Time Jobs Campaigns Stopping Global Warming California Water Watch Don t Get Ripped Off Hunger and Homelessness Protect Our Beautiful Places New Voters Project Protect Public Health 21st Century Transportation Make Textbooks Affordable Newsroom Latest Updates Blog PIRG in the News News Releases Reports Donate Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action Like Us Follow Us RSS Contact Resources

    Original URL path: http://calpirgstudents.org/resources/ca/calpirg-apartment-hunting-guide (2016-04-29)
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  • Toy Safety Tips | CALPIRG Students
    child swallows more than one magnet the magnets can attract each other in the body in the stomach and intestines and cause life threatening complications If a child swallows even one magnet seek immediate medical attention 3 Watch or Button Batteries Keep watch or button batteries away from children If swallowed the battery acid can cause fatal internal injuries 4 Noise Children s ears are sensitive If a toy seems too loud for your ears it is probably too loud for a child Take the batteries out of loud toys or cover the speakers with tape 5 Strangulation Hazards Mobiles Keep mobiles out of the reach of children in cribs and remove them before the baby is five months old or can push him herself up Cords Remove knobs and beads from cords longer than one foot to prevent the cords from tangling into a dangerous loop Drawstrings Clothing with drawstrings on the hood can get caught on fixed objects like playground equipment and pose a strangulation hazard 6 Lead and Other Toxic Chemicals Some children s toys and cosmetics may contain lead or other toxic chemicals including phthalates While most lead and phthalates are being phased out of toys beginning in 2009 older toys may still contain them Toys with PVC Plastic Avoid toys made of PVC plastic which could contain toxic phthalates posing developmental hazards choose unpainted wooden or cloth toys instead Lead The Consumer Product Safety Commission CPSC PIRG and children s health groups have found high levels of lead paint on toys as well as high levels of lead in vinyl lunch boxes and bibs and in children s costume jewelry All lead should be removed from a child s environment especially lead jewelry and other toys that can be swallowed To test jewelry for lead use a home lead tester available at the hardware store or simply throw costume jewelry made with such heavy metals away Other chemicals Read the labels of play cosmetics and avoid products with xylene toluene or dibutyl phthalate Additional Tips Accessorize your kids for safety Toys such as bicycles scooters skateboards and inline skates are safer when children wear protective gear If you plan to give any of these toys as gifts make them safer by also giving a helmet knee pads elbow pads and wrist guards Stay informed of recalls The CPSC recalls numerous toys and children s products each year Check www recalls gov for an archive of old recalls and to sign up to receive email alerts of new recalls Report A Dangerous Toy The Consumer Product Safety Commission CPSC has the authority to recall dangerous toys and products from the market If you think a toy or product is hazardous contact the CPSC and submit a report by Phone 1 800 638 2772 Email Send a message to the CPSC Website Report a dangerous toy at www saferproducts gov Find Out More Visit toysafety mobi on your smartphone to get these tips while you shop Print

    Original URL path: http://calpirgstudents.org/resources/toy-safety-tips/sp (2016-04-29)
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  • Trouble in Toyland | CALPIRG Students
    on marbles and on balloons continues to be the major cause of toy related deaths and injuries Between 1990 and 2011 over 200 children died from choking incidents This year we found several toys that contained small parts or near small part toys The toys containing small parts contained improper labels and might be mistakenly purchased for children under 3 The toys containing near small parts support our long term principle that the small parts test should be made more protective by making the test cylinder larger We found small cars that included small parts rubber traction bands on wheels Although the toy includes a statutory choke hazard warning and is labeled 4 the tiny label may violate CPSC hazard warning rules We also found several dollar store toys such as a small bowling ball and pin toy set with missing obscured or tiny choke hazard warning labels We also found some toy foods including both near small parts and other rounded ball like foods that would fail the small ball test although they are technically subject to the less stringent small parts test Toy foods poses a special hazard because they look to small children like something that should be eaten Round toy food should be tested as if it is a ball but the CPSC interprets the law differently Noisy Toys Research has shown that a third of Americans with hearing loss can attribute it in part to noise iv The third National Health and Nutrition Examination Survey showed that one in five U S children will have some degree of hearing loss by the time they reach age 12 This may be in part due to many children using toys and other children s products such as music players that emit loud sounds v The National Institute on Deafness and Other Communication Disorders advises that prolonged exposure to noise above 85 decibels will cause gradual hearing loss in any age range vi We found two toys a car driving wheel on a console and a toy guitar on store shelves that exceeded the recommended limit for continuous exposure of 85 decibels We also found one close to the ear toy a cell phone that exceeded the 65 decibel limit when measured with a digital sound level meter Recommendations for Policy Makers Policymakers must ensure that the Consumer Product Safety Commission CPSC is given the resources it needs to effectively protect consumers Policymakers must also continue vigorous oversight of implementation and enforcement of the new law Policymakers should require manufacturers to provide all hazard and health impact information to the state and federal government so agencies can begin to assess the thousands of chemicals currently on the market for which little or inadequate data are available There is overwhelming evidence showing that the Toxic Substances Control Act is failing our most vulnerable consumers pregnant women babies and children Policymakers should take steps to ensure that the American people are better protected from toxins in products Policymakers should reject

    Original URL path: http://calpirgstudents.org/reports/trouble-toyland/sp (2016-04-29)
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  • The Campus Debit Card Trap | CALPIRG Students
    includes a survey of campus cards at the 50 largest public universities 50 largest community colleges and 20 largest private universities by campus population It recommends best practices by colleges and banks and new protections for consumers and provides tips for students Greater transparency will help make the market work better KEY FINDINGS U S PIRG has identified almost 900 card partnerships between colleges and banks or other financial firms at schools with over 9 million students or over 2 in 5 42 of all students nationwide Industry leading banks and financial firms tout that upwards of 70 80 of students use their cards after a few years of marketing U S PIRG has identified that 32 of the 50 largest public 4 year universities 26 of the largest 50 community colleges and 6 of the largest 20 private not for profit schools had debit or prepaid card contracts with a bank or a financial firm Of banks US Bank had the most card agreements at 52 campuses with over 1 7 million students Wells Fargo had card agreements at schools with the most students its contracts were at 43 campuses that have over 2 million students The largest financial firm player Higher One has card agreements with 520 campuses that enroll over 4 3 million students Although contracts are hard to obtain revenues to schools can be substantial A new contract between Ohio State University and Huntington Bank includes 25 million in payments to the school over 15 years It also includes an additional 100 million in lending and investment to neighborhoods surrounding campus Fees can be steep and frequent for students using the university adopted cards including a variety of per swipe fees inactivity fees overdraft fees ATM fees and fees to reload prepaid cards At least one

    Original URL path: http://calpirgstudents.org/reports/sp/campus-debit-card-trap (2016-04-29)
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