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  • Social Security Secrets
    But the sad truth is that today s Social Security can be taken away anytime for any reason More than 40 years ago the U S Supreme Court ruled that there was no guarantee in Social Security In Flemming v Nestor the Court opined that the Social Security payments withheld from the paychecks of working Americans were taxes and that Congress had no legal obligation to pay benefits in return Recent history is full of examples of seniors falling victim to the scare tactics of politicians implying that Social Security reform would reduce or take away their benefits Providing today s seniors with an iron clad legal guarantee removes fear from the debate and ensures that they will be held harmless in the face of necessary reform Benefit guarantees need to be viewed in the context of meaningful Social Security reform Giving current and near retirees the security of a guaranteed benefit Eases the transition to a new system of individual choice and control Highlights the fact that today s Social Security does not create wealth that can be passed on from generation to generation Proves that the retirement future of our children and grandchildren is anything but secure Guaranteeing

    Original URL path: http://www.govreform.org/ (2016-04-26)
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  • Retirement Savings Benefits
    from the multiple layers of double taxation present in ordinary investing In 2001 Congress approved President Bush s plan to increase the amount people could contribute to these plans However there are still far too many restrictions that need to be lifted Preparing for retirement means saving as much as possible throughout life IRAs and 401 k s need to be expanded to allow more Americans to do just that

    Original URL path: http://www.govreform.org/retirement-savings-benefits/ (2016-04-26)
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  • Medicare Prescription Drug benefits
    8 2003 President Bush signed the Medicare Prescription Drug Improvement and Modernization Act into law making the most sweeping changes to Medicare in the program s 38 year history The new Medicare law is a better deal for America s seniors It makes positive changes to the way healthcare in retirement is delivered and plants the seeds for a new system that can be sustained for generations Why is it a Better Deal for America s Seniors It establishes a voluntary affordable Medicare prescription drug benefit Voluntary is important because seniors have the choice of participating or not It contains extra help for those who need it most More than 10 million low income seniors will get help covering premiums co pays and deductibles It encourages employers to continue to offer health care coverage to former employees It creates more coverage options for seniors that will be delivered by private insurance plans Medicare Advantage plans will provide healthcare services above and beyond what traditional Medicare covers today The new plans are 100 voluntary No senior will be forced into a managed care plan Traditional Medicare will always be an option Its Health Savings Accounts plant the seeds for future prosperity

    Original URL path: http://www.govreform.org/medicare-prescription-drug-improvement-and-modernization-act/ (2016-04-26)
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  • Alcohol Equivalency and the Liquor Lobby
    as a public safety message Claiming that a drink is a drink and that there is no difference among beer wine or hard liquor if they are served in standard sizes may seem reasonable at first glance However the industry campaign appears to be more a strategic ploy than an effort to curb irresponsible consumption of alcohol GovReform org officials commented Equivalency clearly is a Trojan Horse message Creating a public perception of parity among clearly different types of alcohol is the first step in the liquor industry s plan to erase any differences among beer wine and hard liquor when it comes to taxation licensing and marketing Duping the public in order to levy more taxes and regulation is not in anyone s best interest Historically beer wine and liquor have been taxed at different rates and there are different regulatory requirements for each in the areas of marketing and licensure The spirits industry has long sought to level the playing field with wine and beer as part of an effort to expand its market share GovReform org noted that This is a classic example of how commercial interests use the mantle of public health and safety to advance

    Original URL path: http://www.govreform.org/alcohol-equivalency-public-health/ (2016-04-26)
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  • Social Security Earnings Limit for Seniors
    grandparent aunt or uncle who is still at work well past what was once considered the normal retirement age In fact it s increasingly more common to see productive vibrant workers past the age of 65 or even 70 But once again Social Security punishes them for their productivity The Social Security earnings limit had its origins in the Great Depression when older workers were encouraged to retire to make room for a younger workforce It penalized workers by reducing their benefits in proportion to their earnings In today s economy it succeeds only in imposing a huge tax burden on working seniors who wish to supplement their often meager income Half the Battle Won In April of 2000 then President Bill Clinton signed the Senior Citizen s Freedom to Work Act repealing the earnings limit for those seniors who had reached full retirement age The earnings limit still exists for seniors who choose early retirement Why End the Earnings Limit for Early Retirees Early retirees are penalized 1 for every 3 they earn over the modest earnings limit that s a 33 marginal tax rate Over 80 of Social Security beneficiaries opt for early retirement As Social Security s

    Original URL path: http://www.govreform.org/social-security-earnings-limit-for-seniors/ (2016-04-26)
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  • The Center for Government Reform
    About About Mission Statement The Center for Government Reform encourages responsible and limited government Our purpose is to foster a system of government that is supported by a lower tax burden smaller and less intrusive We believe government must live up to commitments made to its citizens In furtherance of these goals the Council for Government Reform seeks to be widely recognized as a credible source of policy analysis and

    Original URL path: http://www.govreform.org/about/ (2016-04-26)
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  • Privacy Policy
    sent However some of this website s features or services may not function properly without cookies Information security We take appropriate security measures to protect against unauthorized access to or unauthorized alteration disclosure or destruction of data Aggregated General Information We may share aggregated general information about our site with our partners or others Examples of this include the number of users who searched for Baseball Cards the daily number of unique visitors or how many users clicked on a particular advertisement Aggregated data does not contain any personally identifiable information that could be used to identify you We may share personally identifying information to other companies or individuals in any of the following limited circumstances We have your consent We provide such information to trusted businesses or persons for the sole purpose of processing personally identifying information on our behalf When this is done it is subject to agreements that oblige those parties to process such information only on our instructions and in compliance with this Privacy Policy and appropriate confidentiality and security measures When required by law wherein we have a good faith belief that such action is necessary to comply with a current judicial proceeding a criminal investigation a court order or legal process served on our Web site We may also share your personal information if we believe it is necessary in order to investigate prevent or take action regarding illegal activities suspected fraud situations involving potential threats to the physical safety of any person violations of this website s terms of use or as otherwise required by law If you have an account we may share the information submitted under your account among all of our services in order to provide you with a seamless experience and to improve the quality of our services We will not disclose your account information to other people or non affiliated companies except in the limited circumstances described in this Policy or with your consent We may store and process personal information collected on our site in the country in which this website or its agents maintain facilities By using our services you consent to the transfer of your information among these facilities including those located outside your country This website may use third party service providers to serve ads and emails on our behalf These companies may use technologies to measure the effectiveness of ads and emails and use information about your visits to this website so that we can provide a better search experience to you For this purpose we may also provide these third parties service provider s anonymous information about your site navigation We may share certain information about you with carefully selected business partners including those who may offer services that complement those provided by us or which we believe may be of interest to you We may also disclose information to third parties who assist us in providing our services to you For example we may engage third parties to make improvements on

    Original URL path: http://www.govreform.org/privacy/ (2016-04-26)
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  • Contact
    Savings Benefits Medicare Part D Alcohol Equivalency SS Earnings Limit for Seniors About Contact Comments or questions are welcome indicates required field Name Email Subject Message CAPTCHA Code Menu Social Security Secrets Retirement Savings Benefits Medicare Prescription Drug Improvement and

    Original URL path: http://www.govreform.org/contact/ (2016-04-26)
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