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  • Groups target textbook prices to rein in college costs | INPIRG
    materials often called open textbooks or open educational resources are published under a license that allows the public to access them for free online Typically a print version can be purchased for a relatively small fee Students already are gravitating toward cheaper options including renting or buying used books Those attending four year colleges spent on average 598 in 2010 11 down from 677 in 2008 09 according to national surveys by market research firm Student Monitor More than 40 said they didn t purchase all required books primarily because they couldn t afford them Commercial publishers also are producing lower cost versions Cengage s 4LTR Press which combines print and online content saved students 50 million over the past three years says the Association of American Publishers Several universities including Cornell and University of California Berkeley are cutting deals with publishers to charge students a lower price for an e textbook this semester than what they would have paid on their own The publishers group also argues that their members offer higher quality If you ignore what works in favor of a movement to give something away that may not work then you ve done more damage than good spokesman Bruce Hildebrand says But advocates of open textbooks say the growing array of options are getting better There is so much going on right now says Nicole Allen who directs a textbook campaign for U S PIRG a national public interest advocacy group We re starting to see states and institutions stepping up and actually investing in a solution which I think is a really really promising sign About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation

    Original URL path: http://inpirg.org/media/groups-target-textbook-prices-rein-college-costs (2016-04-29)
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  • INPIRG to host first Renew Fest in Dunn Meadow at Indiana University | INPIRG
    on and off campus how they can get involved in sustainable living Some of the groups participating are Bloomington Valley Nursery Bloomington Community Orchard Stranger s Hill Organics Muddy Fork Farm Full Moon Milk Soaps Bloomingfoods Deli SPROUTS Students Producing Organics Under the Sun American Cetacean Society Student Coalition Bloomington Cooperative Living City Chicks and the I 69 Accountability Project The festival will feature composting as well as lessons in how to compost Bands playing at the festival are the Main Squeeze pttt pronounced as a lip smack Sam Simmons Od Koga and Hotfox Jake the Painter will be selling artwork The event is free but students are encouraged to bring cash so they can purchase from the local vendors Herbs flowers soaps artisan breads and more will be available for purchase T shirts will also be available in exchange for a donation to Bloomington s New Hope Family Shelter Related Chapter Indiana University About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action Like Us Follow Us RSS Contact Media Hits by Campaign Campaign Against Hunger and Homelessness Make Textbooks Affordable Affordable Higher Education Sustainable U Make Textbooks Affordable Make Textbooks Affordable 21st Century Transportation Student Consumer Action Network Newsroom Blog Media Hits News Releases Reports Resources Students in Action Student leaders educate the campus about income inequality during National Hunger and Homelessness Awareness

    Original URL path: http://inpirg.org/media/in/inpirg-host-first-renew-fest-dunn-meadow-indiana-university (2016-04-29)
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  • In The Public Interest: Student Loan Defaults Skyrocket, Double in Past 6 Years | INPIRG
    of every student who defaults in the federal loan program Through the down economy states have been slashing higher education funding leading to increases in tuition which students and families generally shoulder by taking out loans Just over a decade ago only a third of college graduates had to borrow money and their average debt was around 12 000 Now over two thirds of graduates must borrow money carrying an average of 24 000 in debt when they graduate A large debt burden makes life tough for graduates Buying a home starting a family or starting a small business may not be options for some student loan borrowers even if they have a job Those who default on their loans have a damaged credit history and could be discriminated against when applying for a job or even renting an apartment Worse student loan debt cannot be discharged in bankruptcy if borrowers run into unforeseen circumstances that prevent loan repayment Congress has taken action in recent years to combat high debt levels by increasing student aid such as increasing the Pell Grant maximum and making loan repayment more manageable through the Income Based Repayment and Public Service Loan Forgiveness programs As Congress continues to evaluate budget saving measures student aid must be sustained if not increased to avoid even higher levels of defaults About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make

    Original URL path: http://inpirg.org/media/in/public-interest-student-loan-defaults-skyrocket-double-past-6-years (2016-04-29)
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  • State student interest group protests high textbook costs | INPIRG
    signatures protesting textbook prices throughout the semester The purpose of the protest is to let students know why textbooks are so expensive and what we can do about it said Brown Brown said a five company monopoly of the textbook industry has forced many students to pay high prices for textbooks Lavery said textbook prices are climbing at four times the rate of inflation and additional components can tack on extra costs Often textbooks require CDs or DVDs in addition to the books in which case the bookstores have to order the latest edition of the books said Tim Lloyd textbook manager for T I S College Bookstore While Lloyd said he believes textbook prices are too high he recognizes that faculty are trying to minimize costs for students He said the math and psychology departments and the business school have been particularly good at getting older editions of books A lot of the faculty are very aware and they re doing the best they can he said But they can t sacrifice something they feel is necessary About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action Like Us Follow Us RSS Contact Media Hits by Campaign Campaign Against Hunger and Homelessness Make Textbooks Affordable Affordable Higher Education Sustainable U Make Textbooks Affordable Make Textbooks Affordable 21st Century Transportation Student Consumer Action Network Newsroom

    Original URL path: http://inpirg.org/media/in/state-student-interest-group-protests-high-textbook-costs (2016-04-29)
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  • STUDENTS CALL FOR SENATE TO REJECT STUDENT LOAN DEAL | INPIRG
    4 700 more over the life of the loan than she would have last year and 900 more than if the rate simply stayed at 6 8 percent Briana Mullen a rising junior at the University of California said she was horrified when her subsidized Stafford student loan rate doubled from 3 4 to 6 8 percent on July 1 While the policy before the Senate will reverse the rate hike and keep my rates low it pays for my low rate by jacking up the rates that my sixteen year old sister will pay as well as the rates that my little twin brother and sister will pay There s no difference between us in terms of potential so there shouldn t be any difference in terms of cost Mullen s sixteen year old sister Dakota Friend also spoke I don t understand why she gets more affordable loans than I do Dominic Campion a sophomore at the University of Notre Dame stated My eleven year old brother should not have to pay for my low rates when she gets to college Federal policy should invest in all college students not favor some at the expense of others That the subsidized Stafford student loan rate doubled on July 1 is a big problem But this attempted fix makes things worse in the long run This is a bad deal for students because it will make the problem of student debt even worse Lindstrom added About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest

    Original URL path: http://inpirg.org/news/in/students-call-senate-reject-student-loan-deal (2016-04-29)
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  • College Textbooks: Latest Trends and How to Save Money This Fall | INPIRG
    to expensive traditional textbooks that students are struggling to afford With today s technology there is no excuse for textbooks to cost 200 each continued Allen It s clearer than ever that the old model of publishing textbooks doesn t work in today s world and that new models like open educational resources are the future Although thousands of professors across the country have started to use OER most students should prepare to experience sticker shock as usual this fall The good news is that there are many ways that students can avoid paying full price for their textbooks Here are our favorite tips to save on textbooks For expanded tips and more information visit www maketextbooksaffordable org TIPS TO SAVE ON TEXTBOOKS 1 Start with the right information For each book you ll want the ISBN the unique identifier code that goes with each book and the title author publisher and edition in case you want to search for alternate editions 2 Shop around online The Internet offers a huge selection of new and used books for sale which almost always means savings New prices can be up to 20 off and used books 25 50 off Try retailers like Amazon com and Half com or go straight to a price comparison engine like CampusBooks com to search hundreds of websites at once Some sites also sell international editions that are as a fraction of the cost of US editions but may come with slight differences No matter what book you buy just make sure the seller is reliable and that you leave time for shipping 3 Rent The single best way to save money up front is renting Try websites like Chegg com or BookRenter com or rent locally through the campus bookstore Rental prices are usually around 40 of the list price but remember there won t be anything to sell back at the end of the semester 4 Swap books with other students Cut out the middle man by using Facebook Craigslist or simply asking around to find other students with the book you need 5 Consider e textbooks Surprisingly e textbooks don t offer the best savings they usually cost 50 of the list price and expire at the end of the semester so they can t be saved or sold back But tech savvy students may find the search features and portability a plus Try CourseSmart com for a wide selection of e textbooks 6 Look for coupon codes Watch the Facebook and Twitter streams of textbook retailers to capture special deals or check out coupon sites like RetailMeNot com or Ebates com 7 Compare with the bookstore If you re buying books last minute you may have no choice but even if you do have other options it s worth seeing what the bookstore has to offer Also buying at the bookstore is the best way to guarantee you ll get exactly what your professor assigned 8 Save your receipts A 2 500

    Original URL path: http://inpirg.org/news/college-textbooks-latest-trends-and-how-save-money-fall (2016-04-29)
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  • Issue Brief: Student Loan Debt in Indiana | INPIRG
    experiencing a skills gap between the number of people without jobs and the skills employers are looking for in their employees By 2020 58 percent of the jobs in the state will require a certificate or degree while only 36 percent of the current population has one6 Keeping the interest rate low on student loans will send an urgent signal to students workers and the unemployed to get the postsecondary training needed to adapt to new economic realities Indiana s Senators Senator Coats and Donnelly should be urged to support students and the economy in Indiana Last year Senator Coats voted against the first rate extension plan7 as well as the final plan8 Senator Donnelly as a member of the House supported the rate extension9 1 Analysis U S Department of Education 202 401 1576 2 Student Debt and the Class of 2011 The Institute for College Access Success http projectonstudentdebt org files pub classof2011 pdf 3 Analysis U S Department of Education 202 401 1576 4 Philip Elliott House Advances Student Loan Fix Associated Press May 16 2013 http bigstory ap org article house take student loan fix 5 Tom Raum Recovery Threatened by Student Loan Debt Associated Press April 3 2012 http www boston com news education higher articles 2012 04 03 recovery 6 Indiana Analysis 2011 College Complete America http www completecollege org docs Indiana pdf 7 U S Senate Roll Call Votes 112th Congress S 2343 United States Senate http www senate gov legislative LIS roll call lists roll call vote cfm 8 U S Senate Roll Call Votes 112th Congress S 1813 United States Senate http www senate gov legislative LIS roll call lists roll call vote cfm 9 Bill Summary and Status 112th Congress HR 4628 Library of Congress http thomas loc gov cgi

    Original URL path: http://inpirg.org/resources/in/issue-brief-student-loan-debt-indiana (2016-04-29)
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  • Interest Rates for 271,089 Student Loan Borrowers in Indiana Set to Double on July 1 | INPIRG
    all subsidized student loan borrowers are from families with incomes of less than 50 000 In addition to the direct impact on students the nation s economic recovery as a whole could be hastened by easing the burden of high student loan debt Despite the number of unemployed workers looking for jobs right now the lack of an educated workforce remains a persistent problem for our country making it even harder to meet the economy s needs In Indiana by 2020 58 percent of all jobs will require a bachelor s degree or certificate Keeping the interest rate low on student loans will make college more accessible and send an urgent signal to students workers and the unemployed to get the postsecondary training needed to adapt to new economic realities said Chris Lindstrom advocate for Indiana PIRG In addition Indiana PIRG projected that if Congress stops the interest rate from doubling the 252 million saved by students could be spent in Indiana s consumer economy rather than being used to pay down student debt The federal government is projected to collect 12 5 cents for each dollar loaned in the subsidized Stafford student loan program in 2013 14 In total student loan programs are expected to generate a whopping 50 billion in revenue for the federal government this year Congress should keep in mind that the ultimate goal of investing in students is to invest in our future economy It is shortsighted to generate profits now off the backs of college students while pushing them deeper into debt in the process said Lindstrom The revenue generated by the student loan program comes at the expense of student borrowers who go deeper into debt as a result An increase in the student loan interest rate would allow the federal government to profit even further while adding to students debt load Students and families consider higher education to be an investment in the future explained Lindstrom Yet Congress seems to be working against that investment and unless they act now with the future of students in mind then it s about to get even worse Several comprehensive student loan reform plans are pending in Washington DC but none have won support from student and consumer groups The U S House passed a bill two weeks ago that increases interest rates even more in the long term than if the rate is allowed to double The President has proposed a plan that keeps rates at 3 4 percent in the near term only to allow them to increase above 6 8 percent later In the Senate Sens Tom Harkin D IA and Jack Reed D RI have proposed a short term solution which Indiana PIRG supports a two year extension of the low 3 4 percent rate that is paid for by closing corporate tax loopholes Download Indiana PIRG s issue brief Student Loan Debt in Indiana here Issue Brief Student Loan Debt in Indiana CONTACT chris lindstrom pirg org Indiana PIRG the

    Original URL path: http://inpirg.org/news/in/interest-rates-271089-student-loan-borrowers-indiana-set-double-july-1 (2016-04-29)
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