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  • Reports | INPIRG
    The Three Trillion Dollar Question What Health Care Reform Can Save For Families Businesses and Taxpayers Report Consumer Protection The Small Business Dilemma How Rising Health Care Costs are Tough on Small Business When it comes to health care American small business owners are getting a raw deal While the current insurance marketplace offers some options to larger employers it too often leaves small business owners on the outside looking in They face unpredictable changes in costs and far too often they are forced to choose between covering employees and the very survival of their businesses Read more about The Small Business Dilemma How Rising Health Care Costs are Tough on Small Business Report Democracy New Voters Project Saving Dollars Saving Democracy Cost Savings for Local Elections Officials Through Voter Registration Modernization Millions are being wasted due to antiquated voter registration systems and procedures U S PIRG Education Fund s survey of 100 counties showed that over 33 467 910 00 of public money was spent on simple registration implementation and error correction issues in 2008 The Fund finds that a more streamlined and automatic system linking existing databases with the state voter rolls could free up significant resources at the local level Read more about Saving Dollars Saving Democracy Cost Savings for Local Elections Officials Through Voter Registration Modernization Pages first previous 1 2 3 4 5 6 7 8 9 next last More About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships

    Original URL path: http://inpirg.org/reports?page=6 (2016-04-29)
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  • Reports | INPIRG
    options and accessibility We found that publishers digital e textbooks fail to meet these criteria and that an emerging form of digital textbooks open textbooks are a perfect match August 2008 Read more about Course Correction Report Textbooks Required Reading Over the last three years research conducted by the Student Public Interest Research Groups PIRGs and others have shown that textbooks are a growing cost of going to college These studies also have found that the textbook industry is using a host of practices that drive up the price of college textbooks In the fall of 2006 we interviewed faculty members walked through bookstores and interviewed bookstore staff to uncover textbooks that reveal six types of textbook industry gimmicks October 2006 Read more about Required Reading Report Textbooks Exposing the Textbook Industry Today s college students are under enormous financial pressure The gap between tuition and fees and financial aid leaves many students working long hours through college struggling to make ends meet and graduating with large debts The high cost of textbooks is yet another financial burden MASSPIRG conducted a survey of 287 professors from a variety of disciplines at Massachusetts colleges and universities over the fall semester of 2006 to get their views on textbook industry practices that drive up prices February 2007 Read more about Exposing the Textbook Industry Pages first previous 1 2 3 4 5 6 7 8 9 next last More About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News

    Original URL path: http://inpirg.org/reports?page=7 (2016-04-29)
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  • Reports | INPIRG
    to follow up on a number of anecdotal reports of additional problems with textbook pricing the State PIRGs conducted an expanded survey of the most widely purchased textbooks at 59 colleges and universities across the country February 2005 Read more about Ripoff 101 2nd Edition Report Textbooks A Guide to Establishing Textbook Rental Services One innovative way to lower textbook costs is allowing students to rent rather than purchase their textbooks each semester This document is a twelve step guide for colleges and universities interested in lowering textbook costs for students by transitioning to a textbook rental service or exploring new innovative business models July 2005 Read more about A Guide to Establishing Textbook Rental Services Pages first previous 1 2 3 4 5 6 7 8 9 About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action Like Us Follow Us RSS Contact Reports by Campaign Student Consumer Action Network 21st Century Transportation Make Textbooks Affordable Make Textbooks Affordable Stop Subsidizing Obesity Newsroom Blog Media Hits News Releases Reports Resources Students in Action Student leaders educate the campus about income inequality during National Hunger and Homelessness Awareness Week We collect petition signatures lots of them Hunger and Homelessness intern Roua Aboukhadijeh collecting interview footage on campus for a short film on poverty Students campaign for High Speed Rail Fast Trains ARE Cool Students volunteer

    Original URL path: http://inpirg.org/reports?page=8 (2016-04-29)
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  • Textbooks Project Packet | INPIRG
    Affordable About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action Like Us Follow Us RSS Contact Resources by Campaign Make Textbooks Affordable Make Textbooks Affordable Affordable Higher Education Newsroom Blog Media Hits News Releases Reports Resources Students in Action Student leaders educate the campus about income inequality during National Hunger and Homelessness Awareness Week We collect petition signatures lots of them Hunger and Homelessness intern Roua Aboukhadijeh collecting interview footage on campus for a short film on poverty Students campaign for High Speed Rail Fast Trains ARE Cool Students volunteer at a local garden for the National Hunger Cleanup Volunteers wear the textbook mascot costumes to educate students about affordable textbook alternatives Students posing with the textbook Rebellion books We Want Cheaper TEXTBOOKS Textbook

    Original URL path: http://inpirg.org/resources/ca/textbooks-project-packet (2016-04-29)
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  • President Signs Bill Preventing Student Loan Interest Rates from Doubling | INPIRG
    by a President who understands debt strapped students and families are struggling with rising college costs and an uncertain job market for graduates In January President Obama used his State of the Union address to urge Congress to come together to prevent interest rates from doubling on millions of student loans next year Without Congressional action the interest rate would have doubled from 3 4 to 6 8 on July 1st An interest rate increase would have resulted in 1 000 in additional debt for 7 5 million low and moderate income students who borrowed new federally subsidized Stafford loans next year The one year extension provides relief until Congress can approve a longer term measure Congress passed the legislation on Friday July 29th with a strong bi partisan vote PIRG advocates and students attended the signing ceremony this afternoon About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action Like Us Follow Us RSS Contact News Releases by Campaign Make Textbooks Affordable Stop Subsidizing Obesity Affordable Higher Education Make Textbooks Affordable Make Textbooks Affordable Newsroom Blog Media Hits News Releases Reports Resources Students in Action Student leaders educate the campus about income inequality during National Hunger and Homelessness Awareness Week We collect petition signatures lots of them Hunger and Homelessness intern Roua Aboukhadijeh collecting interview footage on campus for a short film on poverty

    Original URL path: http://inpirg.org/news/sp/president-signs-bill-preventing-student-loan-interest-rates-doubling (2016-04-29)
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  • RESPONDING TO STUDENTS, CONGRESS EXTENDS LOW COLLEGE LOAN RATE | INPIRG
    young people their families and anyone who cares about the U S having a high skill competitive economy Today s victory is another important step in getting rising student loan debt under control When Congress considers further action to decrease student loan debt they ll know that students are paying close attention Students and borrowers saddled with debt all across the country made their voices heard In March dozens of students gathered in front of the Capitol to deliver over 130 000 letters telling Congress Don t Double My Rate In May and June students lobbied their lawmakers and participated in media events to amplify their voices Student body presidents across the country rallied their campuses with 275 presidents writing letters to their lawmakers and newspapers demanding action to extend the current low rate Widespread action across the country continues to show Americans strongly support making college affordable A large coalition of student youth consumer parent higher education and religious groups organized dozens of on the ground events in districts and mobilized hundreds of thousands of citizens to call or write their lawmakers The House of Representatives passed legislation on Friday with a strong bi partisan vote of 373 52 and the Senate passed the bill with a 74 19 vote The student loan provisions were included in H R 4348 which included a package of issues including the 2 year reauthorization of the transportation bill The President is expected to sign the bill before Sunday About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom

    Original URL path: http://inpirg.org/news/sp/responding-students-congress-extends-low-college-loan-rate (2016-04-29)
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  • INPIRG | Together we can make change happen
    More 02 29 2012 Resource Tips to Save on Textbooks Even though students are stuck paying publishers outrageous prices you do have a few tools to reduce how much you spend Being a smart consumer could save you hundreds of dollars every year Follow these tips to save on textbooks More Pages first previous 10 11 12 13 14 15 16 17 18 next last Visit Our Blog INPIRG Homepage About Us Our Leadership Our Mission Accomplishments IU Chapter Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Democracy Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Student Consumer Action Network Sustainable U Newsroom Latest Updates Blog News Releases PIRG in the News Reports Search form Search Students in Action Like Us Follow Us RSS Contact Students in Action Student leaders educate the campus about income inequality during National Hunger and Homelessness Awareness Week We collect petition signatures lots of them Hunger and Homelessness intern Roua Aboukhadijeh collecting interview footage on campus for a short film on poverty Students campaign for High Speed Rail Fast Trains ARE Cool Students volunteer at a local garden for the National Hunger Cleanup Volunteers wear the textbook mascot costumes to educate students about affordable textbook alternatives Students posing with the textbook Rebellion books We Want Cheaper TEXTBOOKS Textbook Rebel and Mr 200 drew attention to outrageous textbook prices Six media outlets covered a stop on the Textbooks Rebellion tour to promote affordable alternatives to outrageously expensive textbooks Tell Congress Don t Double Our Rates Take Action On July 1 student loan interest rates on federal student loans will double driving up loan costs for 8 million students by 1 000 per loan Jobs for

    Original URL path: http://inpirg.org/home?page=13 (2016-04-29)
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  • Banks Skim Millions in Fees from Student Aid Using Debit-Card-Linked Student IDs | INPIRG
    Every penny of financial aid money should go to educational expenses not an education in high bank fees said Williams Additional findings from the report include 1 Millions of students are affected Almost 900 of the 7 300 campuses participating in the federal financial aid program now have a banking partnership Higher One the biggest financial firm has partnerships with 520 colleges that enroll 4 3 million students Currently 12 5 or 1 in 8 of all federal aid recipients nationally disburse their aid money into a Higher One OneAccount Wells Fargo the biggest bank in the market partners with 43 campuses that enroll over 2 million students Many of the country s largest colleges already have agreements Currently 32 of the 50 largest public 4 year universities 26 of the largest 50 community colleges and 6 of the largest 20 private not for profit schools have debit or prepaid card contracts with a bank or a financial firm according to U S PIRG Education Fund research 2 There is big money at stake The biggest firm in the business Higher One makes 80 of its revenues by siphoning fees from student aid disbursement cards totaling 142 5 million of its 176 3 million total revenues in 2011 according to SEC filings These fees include ATM and other transaction fees overdraft fees and interchange fees imposed on merchants who accept cards 3 The most impacted students are among the neediest Students most reliant on financial aid come from low and moderate income backgrounds Roughly 40 of freshmen are first generation college students and 25 of all students are both first generation and low income 4 The service appears to be endorsed by the colleges Huntington Bank paid 25 million to co brand and link their checking accounts with Ohio State University student IDs Other schools receive substantial payouts revenue sharing deals and large reductions in administrative costs Many bank contracts require aid recipients to visit their website before they choose how to receive their aid into an existing account on a check or on a disbursement card they co brand with the college which implies an endorsement added Williams These relationships create at least the appearance of a conflict of interest as schools may be tempted to choose the arrangement that gives them the most money rather than the arrangement that gives their students the best deal The campus debit card marketplace is tilted so that students can t get a fair deal said Ed Mierzwinski report co author and U S PIRG Consumer Program Director Campus administrations and policy makers have the power to clean it up Mierzwinski also urged the Consumer Financial Protection Bureau to upgrade consumer protections on prepaid cards The report includes recommendations to colleges and policy makers such as taking steps to ensure students have an unbiased choice of where to bank and that there are no fees charged to access financial aid The report also lists tips for ways student consumers can avoid these

    Original URL path: http://inpirg.org/news/sp/banks-skim-millions-fees-student-aid-using-debit-card-linked-student-ids-0 (2016-04-29)
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