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  • MEDA - Samehon: Loans and Livelihoods (Tajikistan)
    and Livelihoods Tajikistan Samehon Naviev lives in Isfara Tajikistan with his wife son daughter in law and daughter In addition to farming he is the accountant for the collective farm in his area and his wife works as a seamstress Despite these activities they depend on agriculture for almost three quarters of their income Though the land reform process has not yet happened in his area he has access to land for farming He shares six hectares between 6 people They work together to plant and harvest wheat and apricots If they wanted to turn away from cultivating wheat the group would have to agree to present a letter to the committee and they would decide to accept the petition or not The state used to help with farming inputs but does not anymore There are few people left to work the land because they ve all gone to seek employment elsewhere mainly in Russia Rising costs of input and labour are making it increasingly difficult for his group to profit from the land Samehon went to Russia in 2008 for a year to work raising capital to help with rising input costs like fertilizer He accesses agricultural loans from IMON a microfinance partner of MEDA on an annual basis to have the cash to buy inputs as well Our lives have improved for the better he said Samehon considers his income stable with some decreases when there is a wedding and increases when he is in Russia They sell the apricots at a good price and use the wheat for household consumption giving a large portion of it back to the collective as in kind rent payment The agriculture consultant at IMON recommends that they use greenhouses in the future to prolong the growing season and cropping potential Having

    Original URL path: http://meda.org/connect/meda-blog-stories-from-the-field/client-stories/1074-samehon-loans-and-livelihoods-tajikistan (2016-02-17)
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  • MEDA - Ranow: Recognized by her family and community (Tajikistan)
    Website Login Logout MEDA365 E mail Login MEDA365 SharePoint MEDA Master Photo Library Travel Tracker Email Print Ranow Recognized by her family and community Tajikistan Trader Ranow Mirzoeva has seen ups and downs in her business over the years She used to import goods from Uzbekistan into Tajikistan selling it to retailers and making up to USD 1000 a week During these years of plenty she learned to drive becoming one of the first female drivers in her district She noticed the timesaving benefits of going to and from Uzbekistan with her own truck However her livelihood was put at risk when the Tajik Uzbek border was closed in 2010 Unfavourable relations between the two countries made a huge dent in her income Life at home isn t easy either Ranow claims to stay with her husband only for the sake of their children She says He s not successful and has a hard character Her husband traditionally the breadwinner in Tajik society sat at home and didn t provide for his family This was what motivated her to do something With growing children expenses and domestic needs Ranow got to work with a new business Based on what is in season she now trades in apples apricots mandarin oranges bananas and pears She also deals in fertilizer wholesale This way she has income year round She received an agricultural loan from IMON to legalize 0 6ha of land which she owns and harvests from She uses her large cellar at home to store goods and sells them when the price is good For example right now she has one metric ton of apricots in her storehouse and will sell them when the price is more favourable Three years ago the apricot harvest failed but she managed to make do

    Original URL path: http://meda.org/connect/meda-blog-stories-from-the-field/client-stories/1071-ranow-recognized-by-her-family-and-community-tajikistan (2016-02-17)
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  • MEDA - Hafiza: Loan for Land Title (Tajikistan)
    Title Tajikistan Hafiza lives in Kanibadam Tajikistan with her husband and four children In what was still Soviet times she graduated from secondary school and after she was married went to work on a collective cotton farm with her husband As her family was growing quickly the support from Soviet Russia was suddenly swept away with the collapse of the USSR A few years later things had degenerated to the point where Hafiza and her husband were compensated in apricots the primary fruit of the region They were forced to work for a product for which there was no ready market Those were hard times as she had many small children to feed in a tiny house Describing their situation Hafiza says It was like slave labour we had to work hard but weren t getting paid in useable tender In 2006 Hafiza heard about an agricultural loan product that IMON a microfinance organization offered She gathered some neighbourhood women and they applied as a group Hafiza used the loan to pay for the processing of the title of land which had been distributed to them from the collective s assets The loan officer recognized determination in Hafiza borne out of the desperation of a situation beyond her control Now she owns and works her own land and with help of additional loans Hafiza has planted more trees produces trades and sells apricots and has increased her income She is self determined making her own business decisions to dry and store apricots selling them when the price is good or when she needs cash Her husband is now employed in construction and together they have saved and built an addition onto their tiny house Hafiza overcame extreme obstacles and found positive change for herself and her family of six Hafiza

    Original URL path: http://meda.org/connect/meda-blog-stories-from-the-field/client-stories/1070-hafiza-loan-for-land-title-tajikistan (2016-02-17)
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  • MEDA - Reshma: Glass Bangles Contractor (Pakistan)
    Sarona Risk Capital Fund Farmer to Farmer MSCU Mutual Aid in Action Fundraise for MEDA AmazonSmile Donate while you shop Products Supporting MEDA Donate aeroplan miles Resources Publications The Marketplace Magazine Learning Centre Policies Logos and Branding My MEDA My Communication Preferences My Giving History MEDA Staff Logins Website Login Logout MEDA365 E mail Login MEDA365 SharePoint MEDA Master Photo Library Travel Tracker Email Print Reshma Glass Bangles Contractor Pakistan A woman contracting in the glass bangles sector in Pakistan reports that previously her husband did not want her to even look out the window After participating in MEDA s Pathways and Pursestrings project Reshma s success has changed her husband s attitude Now that he sees the benefit of her work he is comfortable with her attending the monthly group meetings Reshma the glass bangles contractor observes Almost everyone here is of the opinion that women should be locked up at home like show pieces But one needs to overcome that to move forward I have left that behind without fear Reshma s husband s change in opinion indicates a key element in the success of women who move into more active business roles the support of male relatives He says A husband and wife are like the wheels of a car they carry the entire weight of the household If women work then the burden of the household can be shared This support from the men in their households has been critical to the success of many women participating in the project Reshma was one of 13 women who moved into the role of contractor in the glass bangles market system a role previously held only by men As a contractor she works directly with factory suppliers and with the retailers to whom she sells her finished products

    Original URL path: http://meda.org/connect/meda-blog-stories-from-the-field/client-stories/1069-reshma-glass-bangles-contractor-pakistan (2016-02-17)
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  • MEDA - Saleem: Money in Her Hand (Pakistan)
    Policies Logos and Branding My MEDA My Communication Preferences My Giving History MEDA Staff Logins Website Login Logout MEDA365 E mail Login MEDA365 SharePoint MEDA Master Photo Library Travel Tracker Email Print Saleem Money in Her Hand Pakistan Saleem Bukari is a social entrepreneur But this wasn t always the case She lives in an isolated and conservative village in Pakistan with her husband and five daughters For years she made a small income embroidering fabric that her husband sold in the local market In 2004 Saleem joined a MEDA training course called Behind the Veil to become a sales agent She began bringing the embroidery of her neighbours to the market which required her to leave her home and travel to Karachi the nearest large city market where higher value was placed on these products Initially her husband insisted on accompanying her As he became familiar with the training in which Saleem was participating he became more supportive Now years later with her business doing well she travels regularly to Karachi on her own to deliver products to her regular customers Not only has she built her own business she has supported other women as they start up their own enterprises helping one woman set up an input supply shop in the village and assisting another in establishing a design tracing service In her own home her daughter has opened a school providing basic education to village children an opportunity to which Saleem never had access For the past decade MEDA has worked with thousands of Pakistani women focusing on developing sustainable links to markets Saleem is one of these participants demonstrating that increased income from labour leads to the ability of women to significantly shape their own future With increased earnings Pakistani women have gained greater control of

    Original URL path: http://meda.org/connect/meda-blog-stories-from-the-field/client-stories/1068-saleem-money-in-her-hand-pakistan (2016-02-17)
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