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  • Smart Credit Card Tips You Need To Know -
    to stretch out the payments for an item you can afford but refrain from making a major purchase that you couldn t afford otherwise Many times credit cards are associated with loyalty programs If you use credit cards regularly find one that has a loyalty program This can provide you with extra income airfare or other rewards if you use the card wisely If you are not satisfied with the high interest rate on your credit card but aren t interested in transferring the balance somewhere else try negotiating with the issuing bank You can sometimes get a lower interest rate if you tell the issuing bank that you are considering transferring your balances to a different credit card that offers low interest transfers They may lower your rate in order to keep your business It is important for people not to purchase items that they cannot afford with credit cards Just because an item is within your credit card limit does not mean you can afford it Make sure anything you buy with your card can be paid off by the end of the month As stated in the beginning of this article it s just way too easy

    Original URL path: http://www.monroe2020.org/credit-card/248/ (2016-04-24)
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  • You Can Take Control Of Debt Consolidation -
    record for supplying loans quickly and safely Research the lender to ensure that they are well known and respected in the industry Carefully read all the terms associated with the loan and you should have an easy time of securing one that fits your needs Before you do anything look at your credit report carefully Do this so that you fully understand where you re at how you got here and how you can prevent future problems That way you are unlikely to make the same errors again after you have straightened out your finances Make sure you hire a reputable debt consolidation agency to help you manage your debt restructuring Although you will find many companies offering to help you few are really in it to benefit the consumer Check first with government sponsored agencies that offer free credit counseling and will then refer you to a trusted debt consolidation service Don t choose a consolidation firm because they are not for profit Though it may surprise you non profit is not necessarily indicative of quality Check out any company by visiting your local Better Business Bureau It is hard to exaggerate the difficulty that extreme amounts of debt

    Original URL path: http://www.monroe2020.org/debt-consolidation/you-can-take-control-of-debt-consolidation/ (2016-04-24)
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