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  • The Bailout of our Economy (Oct 2008)
    Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news The Bailout of our Economy Oct 2008 Friday October 31 2008 Respondents 445 With the collapse of Wall Street and America s financial services sector the outlook for our economy is as grim as ever Big questions loom regarding who is to blame and what actions if any should be taken One thing is for certain the ripple effect of this financial collapse will be felt by all and any bailout will affect all taxpayers especially small business Take this short survey to tell us what you think about our current economic crisis 1 With the recent news of the collapse of the financial sector on Wall Street how concerned are you about our country s economy 77 Very concerned 15 Somewhat concerned 05 Slightly concerned 03 Not at all concerned 0 No Opinion 2 Is the recent downturn in the economy affecting you and your business 73 Yes 18 No 08 No opinion 3 Which of the below is your chief worry regarding the current negative economic news Check only ONE 03 My money in the bank is at risk 23 My savings in a 401K or other retirement savings vehicles is at risk 18 My taxes will be increased 12 I will be unable to access credit or loans

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/10/31/The_Bailout_of_our_Economy_Oct_2008 (2016-02-14)
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  • What advocacy issues should NASE focus on in 2009? (July 2008)
    Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news What advocacy issues should NASE focus on in 2009 July 2008 Thursday July 31 2008 Respondents 602 With the upcoming elections in November the NASE is beginning to prepare for a new Congress and a new White House in 2009 We want to hit the ground running to make certain that policymakers are aware of the difficulties faced by the self employed and micro business owners To ensure that the NASE prioritizes the issues important to your business we need to hear from you about your top concerns Please take this brief survey to share your opinion with the NASE 1 Do you think Congress is doing an acceptable job on Capitol Hill representing the citizens of our country 03 Yes 93 No 04 No Opinion 2 In your opinion what level of importance do our nation s policymakers Congress and the Administration place on small business and self employed issues 12 Very important 07 Somewhat important 38 Slightly important 41 Not at all important 03 No Opinion 3 In your opinion what will be the top issue facing your business in 2009 Check only ONE 12 Tax equity and complexity 38 Slowing economy 19 Cost of health coverage 04

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/07/31/What_advocacy_issues_should_NASE_focus_on_in_2009_July_2008 (2016-02-14)
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  • How are energy costs affecting your business? (June 2008)
    savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news How are energy costs affecting your business June 2008 Monday June 02 2008 Respondents 564 The high price of energy has become a hot topic both on the news and here in Washington DC As a consumer you are experiencing the affects of these high costs at the gas pump Well we want to know how the high energy costs are affecting your business and what you think Congress should do about it Please respond to this short survey to give us your perspective on this timely issue affecting our nation 1 Are increased energy costs such as gasoline prices affecting your business Your response should relate to your business only 94 Yes 06 No 01 No Opinion 2 To what extent are increased energy costs negatively affecting your business 39 Significantly hurting my business 38 Moderately hurting my business 18 Slightly hurting my business 04 No affect on my business 3 Have increased energy costs caused you to increase the prices of your services and or products 51 Yes 43 No 06 No Opinion 4 Have increased energy costs caused you to minimize your travel i e driving associated with business only 76 Yes 21 No 03 No Opinion 5 Please indicate whether you are in favor of or oppose the following energy proposals that have been suggested by Congress and the Administration Favor Oppose No Opinion 1 Temporarily suspend the gas

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/06/02/How_are_energy_costs_affecting_your_business_June_2008 (2016-02-14)
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  • Do You Have a Home Office? (May 2008)
    topics of the day View all NASE news Do You Have a Home Office May 2008 Sunday June 01 2008 Respondents 156 More and more self employed business owners are working out of their home According to the U S Small Business Administration home based businesses represent 52 percent of all firms One tax benefit that home based businesses are able to make use of is the home office deduction However many home based business owners do not employ this deduction Tell us if you take advantage of this benefit and your opinion on options to make it easier for all home based businesses to take the home office deduction 1 Do you currently utilize a home office for your business 94 Yes 06 No 0 No Opinion 2 If you do have a home office when filing your taxes do you currently take the home office deduction by filing IRS Form 8829 27 Yes 58 No 14 Do Not Know 3 If you have not utilized the home office deduction please indicate the top reason why you have not claimed this deduction 03 Form and instructions too complex 10 Criteria required to qualify for the deduction too rigid 21 Concerned that you may get audited by the IRS if you utilized the deduction 04 Paperwork required is too burdensome and time consuming 13 Did not know about the home office deduction 11 Did not qualify for the deduction 38 No opinion 4 If you have not utilized the home office deduction would the option of taking a standard home office deduction rather than itemizing encourage you to take the deduction 60 Yes 12 No 28 Do Not Know 5 Below are possible amounts for a standard home office deduction Please indicate for each whether you would take the standard

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/06/01/Do_You_Have_a_Home_Office_May_2008 (2016-02-14)
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  • How Often Do You Use Credit Cards? (April 2008)
    My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news How Often Do You Use Credit Cards April 2008 Thursday May 01 2008 Respondents 720 As a micro business owner your cash flow plays an essential role in your ability to address the changing and growing needs of your business Often times entrepreneurs with restrictive cash flow will utilize credit cards to keep their business moving forward Credit cards are also widely used by all consumers to purchase goods and services However as we know the majority of credit cards carry high interest rates and a host of other fees that can be detrimental to an individual and a micro business Tell us more about how you utilize credit in your business 1 How many credit card accounts do you currently have open 12 None 18 1 23 2 18 3 29 5 or more 2 How often do you utilize credit cards to help with your cash flow needs in your business 22 Very often 25 Somewhat often 24 Very rarely 27 Not at all 03 No opinion 3 How often do you utilize credit cards for personal use other than business 23 Very often 31 Somewhat often 33 Very rarely 12 Not at all 01 No opinion 4 What is the most burdensome aspect of utilizing credit cards to assist with cash flow and or finance your business 50 Interest rates 07 Annual fees 05 Late fees 05 Payment schedules 04 Lack of clear terms and conditions 05 Other 23 No opinion 5 Please indicate whether you are in favor

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/05/01/How_Often_Do_You_Use_Credit_Cards_April_2008 (2016-02-14)
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  • How is the Housing Crisis Affecting You? (March 2008)
    NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news How is the Housing Crisis Affecting You March 2008 Tuesday April 01 2008 Respondents 393 You can t turn on the news or read a paper lately without hearing about the housing and mortgage crisis that is sweeping our country In a nutshell over the past few years the push towards home ownership coupled with subprime adjustable rate mortgages allowed many individuals who were previously unable due to their financial situation or credit score to purchase homes Unfortunately the fixed period of time they experienced low interest rates and mortgage payments has come to an end and now their interest rate is adjusting to higher unaffordable levels forcing many to face foreclosure and or bankruptcy With so many of NASE s members running their business out of their home we wanted to find out if this housing crisis is affecting you and your business 1 Do you currently own your home 85 Yes 15 No 01 No Opinion 2 If yes what type of mortgage do you currently have 59 Fixed Rate Mortgages 18 Adjustable Rate Mortgages 00 Government backed FHA loans 00 Veteran s Administration VA guarantee loan 01 Do Not Know 21 No Opinion 3 Are you concerned about the ability to afford your home now or in the next few years due to the type of mortgage you currently have 19 Very Concerned 21 Somewhat concerned 49 Not concerned 11 Not applicable to me do not own my home 4 Are you concerned about the value of your home and property due to foreclosures and or the number of homes for sale in your area

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/04/01/How_is_the_Housing_Crisis_Affecting_You_March_2008 (2016-02-14)
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  • Encouraging Retirement Savings through Automatic IRAs (Feb 2008)
    long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news Encouraging Retirement Savings through Automatic IRAs Feb 2008 Friday February 29 2008 Respondents 79 Many micro businesses throughout the country do not have a retirement plan set up through their business This has left many business owners and employees without retirement savings Congress is proposing to address this problem by requiring businesses without retirement plans for employees to allow their workers to automatically divert part of their paycheck towards an automatic IRA account The proposal would provide a temporary tax credit to these employers to help offset the paperwork and regulatory costs of establishing the new program and it would not require employers to contribute funds or administrate the account Tell us what you think of this new proposal 1 Do you currently offer a retirement plan of any type through your business 12 Yes presently offer a retirement plan for myself AND OR my employees 11 No but plan to offer in the next 12 months 02 No but did offer in the past 74 No 0 Do Not Know 2 How do you currently administer your payroll 06 I outsource our payroll to a payroll administration company which automates our payroll allowing for direct deposit 09 I outsource our payroll administration however our payroll is not automated 09 I have a full time or part time employee which handles payroll for my company 77 As the owner

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/02/29/Encouraging_Retirement_Savings_through_Automatic_IRAs_Feb_2008 (2016-02-14)
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  • What Was The Best Financial Decision You Ever Made (Jan 2008)
    Health Care Reform Marketing Advertising Real Estate Information Technology NASE Minute Get Help Tax Healthcare Reform Health Marketing 101 Business Management Marketing Advertising Real Estate Calculators Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news What Was The Best Financial Decision You Ever Made Jan 2008 Thursday January 31 2008 Respondents 102 NASE Members make financial decisions about their micro businesses every day Some impact the business more than others Tell us about the best financial decision you ever made for your micro business Plus give us your name and contact information and you could be featured in an upcoming magazine article about this topic 1 What was the best savings decision you ever made 10 Created an emergency fund for my business 43 Started a retirement account 10 Put my business on a strict budget 26 Saved for a big expense rather than paying for it with a loan or credit card 12 Other 2 What was the best cash flow decision you ever made 18 Being careful and vigilant about extending credit to customers 28 Collecting receivables on time 45 Learning to accurately forecast revenues and expenses 10 Other 3 What was the best debt decision you ever made 39 Paid off my business credit cards or

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2008/01/31/What_Was_The_Best_Financial_Decision_You_Ever_Made_Jan_2008 (2016-02-14)
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