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  • High Cost Of College Education A Struggle For Self-Employed Parents
    Center Business Help Ask the Experts Taxes Business Strategy Business Law Marketing 101 Finance Accounting Health Care Reform Marketing Advertising Real Estate Information Technology NASE Minute Get Help Tax Healthcare Reform Health Marketing 101 Business Management Marketing Advertising Real Estate Calculators Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news High Cost Of College Education A Struggle For Self Employed Parents Friday August 31 2012 Poll July and August 2012 Results Colleges and universities have been welcoming students back this fall in full force Thirty seven percent of self employed families have a child that is working toward a degree this fall The National Association for the Self Employed NASE knows that financing one or more college educations can be tough for the small business owner and conducted a poll to dig deeper into the impact When parents were asked about how concerned they were about the debt taken on to cover education expenses 71 were somewhat to very concerned Forty two percent of parents were somewhat optimistic about post graduation career prospects thirty four percent were very optimistic During the selection process the cost of tuition and room and board was a determining factor for 55 of families as to whether their child would attend any particular college

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2012/08/31/High_Cost_Of_College_Education_A_Struggle_For_Self-Employed_Parents (2016-02-14)
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  • Self-Employed Divided On Support for ACA
    Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day View all NASE news Self Employed Divided On Support for ACA Tuesday July 03 2012 Affordability Questions Leave Self Employed Concerned Results July 2012 In the wake of the Supreme Court s final ruling on the Affordable Care Act the self employed and micro businesses are concerned as to the impact the law will have on their health care budgets when the law goes into full effect in 2014 Nearly 900 self employed and micro business owners responded to the survey released within hours of the Supreme Court ruling With the law moving forward into the implementation stage the self employed are once again looking for more information from the federal government regarding issues of affordability and cost of care Business owners were divided on whether they supported the law or not with half saying that they opposed the Affordable Care Act and half saying that they either fully or mainly support the law or liked some of the law but opposed other parts of the law When asked how acquainted respondents were a staggering 71 had some familiarity with the health care law just under half 44 said they were generally familiar 33 percent said they were very familiar and 14 said they were extremely familiar Overall the majority of the respondents disagreed with the Supreme Court s decision to uphold the law though 36 indicated that they agreed with it In light of the ruling 87 of the self employed and micro business owners believe that Congress should repeal the entire law voicing concern that the law s reforms measures do little to address the cost and affordability of purchasing and maintaining health insurance In nod to November two thirds of all respondents said the Court s decision and their viewpoint on health care reform positive or negative would influence who they vote for in November Read the full survey Supreme Court Health Care Comments from this survey include the following I don t think the reform does anything to cut health care costs At this time we do not have health care insurance because it s so expensive My hope is that with the new law there will be more options and cheaper rates so everyone has an opportunity to have health coverage Something has to be done to control the cost of health care and health insurance This opens the door to more government intervention in our personal and business lives I currently have a HSA with a high deductible health insurance plan catastrophic care My fear is that this will no longer be adequate as the new law is introduced and I will be forced to pay more for coverage I don t want I am in favor of the law and would like to see more done to make health care universally affordable and accessible On behalf

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2012/07/03/Self-Employed_Divided_On_Support_for_ACA (2016-02-14)
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  • Micro-Businesses Unsure Whether They Will Provide Employee Coverage Under The Affordable Care Act
    feel about the hot topics of the day View all NASE news Micro Businesses Unsure Whether They Will Provide Employee Coverage Under The Affordable Care Act Tuesday June 12 2012 Micro Businesses Unsure Whether They Will Provide Employee Coverage Under The Affordable Care Act June 2012 Results As the country waits to hear from the Supreme Court for a decision on the constitutionality of the Affordable Care Act the self employed are weighing in on the impact of the law on their business According to a national survey by the National Association for the Self Employed NASE the greatest opposition to the new law among the self employed is seen among those who are the most familiar with it Unlike most Americans the more the self employed and micro businesses 10 or less employees learn about the law the less likely they are to support it Our new data shows that even if the Affordable Care Act lowers coverage costs over 65 of the self employed and micro businesses are unlikely or unsure if they will provide and pay for a portion of health coverage for their employees in the future commented NASE President Kristie L Arslan This insight comes on the heels of a Government Accountability Office report that shows utilization of the Small Business Health Care Tax Credit is sadly low especially under the country s Main Street businesses most of which do not even qualify for the credit because their business is deemed too small Among the self employed the survey reveals the general opinion of the Affordable Care Act is fairly evenly divided but one thing that nearly one in four believe is that the cost of their health coverage will increase after the law s implementation As was first indicated in both the NASE s 2005 and 2008 surveys on health care satisfaction levels among the self employed continue to be low when talking about insurance cost and affordability These concerns show little signs of abating in 2014 when the individual mandate in the law is scheduled to kick in At that point the self employed will be required to purchase both more expansive and more expensive coverage Health care coverage is important to the self employed but the coverage must be flexible and responsive to the unique needs of America s smallest businesses Arslan added As we ve seen with so many policies from Congress and the Administration forgetting about the self employed and micro businesses who drive so much of our nation s economic growth is a bad prescription for the American economy Survey Highlights 77 of individuals who are self employed currently have health insurance the largest percentage on record Despite this more than 8 in 10 respondents feel that when it comes to health insurance access their small businesses are at a disadvantage compared with larger businesses A great majority of respondents nearly 85 indicated that rising health coverage costs have been detrimental to themselves their families their businesses and their

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/2012/06/12/Micro-Businesses_Unsure_Whether_They_Will_Provide_Employee_Coverage_Under_The_Affordable_Care_Act (2016-02-14)
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  • NASE Member Survey
    shined on the need for reforming our federal tax system The National Association for the Self Employed has long supported tax simplification and tax fairness for micro businesses Have You Ever Gone Without Health Insurance Feb 2009 Mar 01 2009 Currently 46 million Americans have no health insurance with 60 percent of uninsured Americans representing owners employees or dependents of those working in small business With the economy continuing to decline micro business owners like you are making tough choices about how to keep their business afloat Some are dropping health coverage due to the added cost burden Should Federal Small Business Programs be a Priority in the new Obama Administration Jan 2009 Jan 31 2009 The NASE has long been a fervent supporter of federal small business programs that have a proven track record of efficiently aiding the self employed and micro businesses such as the SBA Office of Advocacy the Small Business Development Centers and SCORE With a new administration about to take office there is opportunity to improve and expand current small business federal programs How Do You Handle Tough Economic Times Nov 2008 Nov 30 2008 As the economic crisis facing our nation and the world continues to deepen the self employed and micro business owners will have to make tough decisions regarding the operation of their business The Bailout of our Economy Oct 2008 Oct 31 2008 With the collapse of Wall Street and America s financial services sector the outlook for our economy is as grim as ever Big questions loom regarding who is to blame and what actions if any should be taken One thing is for certain the ripple effect of this financial collapse will be felt by all and any bailout will affect all taxpayers especially small business What advocacy issues

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/page/3 (2016-02-14)
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  • NASE Member Survey
    Washington Watch NASE Research Current NASE Survey NASE Member Survey NASE Issue Reports Self Employed Statistics Get Involved Tell your story Become a Media Contact Legislative Action Center Business Help Ask the Experts Taxes Business Strategy Business Law Marketing 101 Finance Accounting Health Care Reform Marketing Advertising Real Estate Information Technology NASE Minute Get Help Tax Healthcare Reform Health Marketing 101 Business Management Marketing Advertising Real Estate Calculators Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory NASE Survey Results Topics that Are Important to Small Business Owners Here s a snapshot of how micro business owners feel about the hot topics of the day Encouraging Retirement Savings through Automatic IRAs Feb 2008 Feb 29 2008 Many micro businesses throughout the country do not have a retirement plan set up through their business This has left many business owners and employees

    Original URL path: http://selfemployed.nase.org/nase-in-action/nase-research/nase-member-survey/page/4 (2016-02-14)
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  • Job Creation and the Economy
    401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Tell Your Story Your Opportunity to speak out on a number of topics such as healthcare technology and taxes The National Association for the Self Employed realizes that the most important aspect of advocating on behalf of the self employed is listening to the true life experiences of self employed individuals like you Therefore the NASE has developed this area of the Legislative Action Center to allow you to tell us your micro business story Job Creation and the Economy Monday January 04 2010 With unemployment remaining high policymakers have turned their eye to small business as the sector to boost our economy and create jobs Yet many business owners especially the self employed and micro businesses fewer than 10 employees feel that expanding in this current economic climate is a big risk and one they are not sure they want to take Many have experienced sluggish sales diminished revenue and access to credit hard to come by leaving them to make tough decisions regarding their business What do you think needs to be done to improve our economy What would encourage you to expand your business and hire additional workers Should Congress and the Administration be focused on encouraging existing businesses to expand or should they be urging laid off workers to enter self employment Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s

    Original URL path: http://selfemployed.nase.org/nase-in-action/get-involved/tell-your-story/tell-your-story/2010/01/04/Job_Creation_and_the_Economy (2016-02-14)
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  • Making the Tax Treatment of Health Care Costs Fair for All Businesses
    retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Tell Your Story Your Opportunity to speak out on a number of topics such as healthcare technology and taxes The National Association for the Self Employed realizes that the most important aspect of advocating on behalf of the self employed is listening to the true life experiences of self employed individuals like you Therefore the NASE has developed this area of the Legislative Action Center to allow you to tell us your micro business story Making the Tax Treatment of Health Care Costs Fair for All Businesses Thursday October 01 2009 Do you realize as a self employed individual you pay 15 3 in taxes on your health insurance premiums Did you know you are the only segment of the business population that pays this extra tax on health insurance A sole proprietor paying 7 000 annually for health insurance is also paying 1 071 in extra self employment taxes because they are unable to deduct their health costs as a business expense on their Schedule C tax form All other businesses get this benefit CALCULATION Annual cost of health premiums X 15 3 Amount in extra taxes Tell the NASE how much in extra taxes you are paying and what you could do with that extra money Why do you think it is important to include equalizing the tax treatment of health costs for all businesses in health reform Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules

    Original URL path: http://selfemployed.nase.org/nase-in-action/get-involved/tell-your-story/tell-your-story/2009/10/02/Making_the_Tax_Treatment_of_Health_Care_Costs_Fair_for_All_Businesses (2016-02-14)
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  • Health Reform: What do you think?
    Health Marketing 101 Business Management Marketing Advertising Real Estate Calculators Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Tell Your Story Your Opportunity to speak out on a number of topics such as healthcare technology and taxes The National Association for the Self Employed realizes that the most important aspect of advocating on behalf of the self employed is listening to the true life experiences of self employed individuals like you Therefore the NASE has developed this area of the Legislative Action Center to allow you to tell us your micro business story Health Reform What do you think Wednesday September 30 2009 Congress is debating health care reform as we speak What do you think of the proposals they have put forth to reform our health care system Do you think enough is being done to lower health costs for the self employed and micro businesses What is most important to you your business and your family lower costs or better coverage Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s components toolbar content area modes and modules Toolbar s wrapper Content area wrapper RadEditor hidden textarea RadEditor s bottom area Design Html and Preview modes Statistics module and resize handle It contains RadEditor s Modes views

    Original URL path: http://selfemployed.nase.org/nase-in-action/get-involved/tell-your-story/tell-your-story/2009/09/30/Health_Reform_What_do_you_think (2016-02-14)
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