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  • Crowdfunding Contest Winner Announced
    of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Self Made NASE s Blog Crowdfunding Contest Winner Announced Monday September 23 2013 Earlier this year we here at the NASE announced a partnership with the Small Business Entrepreneurship Council SBE Council and Fundable to launch a crowdfunding contest The contest was a great success for many small businesses and the winner that emerged was The Cookie Bar from Las Vegas Nevada To win the contest participants had to be the first one to reach their goal The Cookie Bar set a goal to raise 10 000 and at the time of writing this they have raised over 11 000 Not only will they receive the money they raised but for winning the contest the will also get an additional 10 000 prize If gourmet alcohol infused or non alcoholic cookies and treats sounds like something you would want to eat visit them the next time you are in Las Vegas or order from their online store and they will ship the desserts right to you Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s components toolbar content area modes and modules Toolbar s wrapper Content area wrapper RadEditor hidden textarea RadEditor s bottom area Design Html and Preview modes Statistics module and resize handle It contains RadEditor s Modes views HTML Design and

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/09/23/crowdfunding-contest-winner-announced (2016-02-14)
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  • Who is Financing Small Businesses?
    small businesses are financed or in the worst case denied the financing they need This could be the banking industry s worst nightmare Small businesses are too important to the economy to be heckled by lenders This analysis provides the critical answers on how much they are heckled and why The 2012 report revealed that small business loans are declining as business loans in general are increasing This is a testament of the current lending environment and a great tool for advocates to pursue Lenders with total assets between 1 billion and 10 billion makeup just 39 3 of the small business loans but they represent 53 3 of the decline is small business lending The smaller lending institutions are becoming more cautious in regards to small business lending The discrimination starts not on a personnel level but in a credit scoring model that skews the answer away from smaller firms The difference between small business lending and business lending in general is growing by the year Small business loans outstanding decreased by 3 1 while large business increased by 12 The lending institutions are lending money to larger firms because they are scared of their preconceived dangers of financing small businesses As time has proven the larger firms are susceptible to corruption and failure but they are not judged as harshly in the credit scoring model The importance of adequate financing for small businesses is too great to ignore such discriminatory practices The path to fix this problem is not devoid of obstacles A step policy makers could take would be to change the credit scoring models that discriminate This would allow for smaller businesses to qualify for lending thus improving the economy The effect small businesses have on the economy is far superior to that of the lending

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/07/15/who-is-financing-small-businesses- (2016-02-14)
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  • Catching up with a Future Entrepreneur
    were the real icing on the cake though I was taken from the very rudimentary core of what a business is freshman year all the way to writing business plans senior year When people question my major I tell them that while the market isn t ready for Joe Pielago to launch yet this degree has given me every tool I need to feel both comfortable and confident starting my own venture s When I received the Future Entrepreneur scholarship I just had a small clothing company Boy I wish that I knew what I know now when I was younger I ve learned finance marketing organizational behavior business law and some parts of accounting thankfully my father is a CPA More important than these classes was that USF taught me to be a leader and to change the world from here wherever here may be NASE Last time we talked you were getting ready to head off to school and were also running your business VOILA Los Angeles Is VOILA still around Joe VOILA is still around in my heart but look around it didn t make it VOILA isn t dead it s just waiting Instead of trying to launch a clothing brand first and a revolutionary product second a brand should launch the product first and create clothes to complement the brand s lifestyle later Kruno is the future I think that VOILA has really just turned into Kruno Kruno is my middle name it means crown and is short for KrunoSlav crown and glory It was my grandfather s name Kruno is a brand coming soon that infuses lighting systems and electronics into alternative transportation NASE Now that you ve graduated what are your plans Joe I recently finalized a life plan and am really excited about it In this market it s really hard to be a 22 year old entrepreneur so in the meantime I m looking to work somewhere like Google or IDEO and learn as much as I can After five or ten years of building capital and life experiences in the corporate world I ll start my ventures Ideally I want to make a few million and retire at 45 or 50 and become an artist We ll see what happens Life has so many twists and turns I do plan on having an empire under my belt one day I m here to build a legacy a legend As mentioned I m looking to build Kruno as a large corporate brand specializing in competing in the bicycle industry as well as the transportation industry Also I believe that small business is going to be the future with things like 3 D printers fueling product creation with less capital Kruno will also have smaller businesses including finance accounting design and manufacturing and the WorldSportsInitiative Together they ll combine to run JJKR which is basically the mother ship Wish me luck NASE What was it like getting the Future Entrepreneur Award Joe

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/07/10/catching-up-with-a-future-entrepreneur (2016-02-14)
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  • Employer Mandate: Let’s Push it Back a Year
    that employs over 50 full time workers 30 hours per week to provide insurance for their employees The conundrum that is the ACA implementation has caused companies and the general public to panic This panic has caused the Obama administration to believe that it will further suppress the growth of a sluggish economy Valerie Jarrett a senior adviser to Obama stated We believe we need to give employers more time to comply with the new rules The Obama administration must be hopeful that another year will allow companies time to educate themselves while their companies rehabilitate the economy A common misconception about the Employer Mandate is that the companies of this size do not already provide insurance The Congressional Budget Office found that 98 of companies who employ over 200 already provide insurance Also 94 of companies that employ between 50 and 199 employees provide insurance These businesses are already providing insurance for competitive reasons but they fear the regulations and paperwork brought forth by the ACA The regulation that companies fear the most is the 30 hour work week to constitute a full time employee This policy will drive companies to cut hours for part time employees to keep from paying their insurance This will create a scenario of workers being paid less and still not receiving health insurance The backlash of the 30 hour work week is one of the main reasons for the delay Senators Donnelly and Snowe have proposed an amendment to set the bar at the traditional 40 hours A positive aspect of the delay is it will allow this debate to run through 2014 The Obama administration also might be avoiding a train wreck going into the 2014 elections A failure to adequately implement Obamacare would give the GOP an edge in campaigning The

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/07/09/employer-mandate-let-s-push-it-back-a-year (2016-02-14)
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  • New NASE Affordable Care Act Brief
    the Experts Taxes Business Strategy Business Law Marketing 101 Finance Accounting Health Care Reform Marketing Advertising Real Estate Information Technology NASE Minute Get Help Tax Healthcare Reform Health Marketing 101 Business Management Marketing Advertising Real Estate Calculators Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Self Made NASE s Blog New NASE Affordable Care Act Brief Monday July 08 2013 The NASE has created to two page brief that highlights the Affordable Care Act and its impact on America s smallest Businesses It is a great tool that breaks down the complicated legislation and makes it easier to understand Click here for the Affordable Care Act in Brief PDF file Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s components toolbar content area modes and modules Toolbar s wrapper Content area wrapper RadEditor hidden textarea RadEditor s bottom area Design Html and Preview modes Statistics module and resize handle It contains RadEditor s Modes views HTML Design and Preview Statistics and Resizer Editor Mode buttons Statistics module Editor resizer RadEditor please enable JavaScript to use the rich text editor RadEditor s Modules special tools used to provide extra information such as Tag Inspector Real Time HTML Viewer Tag Properties and other The code you entered is not valid

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/07/08/new-nase-affordable-care-act-brief (2016-02-14)
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  • NASE, SBE Council, and Fundable Launch $10K Crowdfunding Project #RYouFundable
    Employed NASE the nation s leading resource for the self employed and micro businesses and the Small Business Entrepreneurship Council SBE Council an advocacy and research organization for entrepreneurs partnered with Fundable a crowdfunding platform partner focused exclusively on startup companies to launch a contest helping startups and existing business fundraise to start or grow their company Crowdfunding a new proven and sound fundraising phenomenon that is coming on strong it s a collective effort of individuals and entities that pool their money through a variety of ways usually through the Internet to support a variety of businesses non profit causes etc Even celebrities are using it to raise money for their social endeavors Our contest is focused on giving new and existing small business owners a jumpstart on getting their business off the ground Participants will use the Fundable platform to create their company fundraising page After the application period a review committee will select ten companies to participate in the fundraising contest The finalist companies will be responsible for further enhancing their profile on Fundable and communicating their goals to their networks to garner support and funding for their businesses The first company that is able to successfully reach their fundraising goal will win and additional 10 000 financial award provided by sponsors of the contest Our goal is to showcase how promising crowdfunding is as a method to raise capital for startups and growing small businesses and help a few new or growing business owners out along the way We hope that our contest will spotlight opportunities to raise capital but also show how difficult it is for small businesses to get the funding they need to live their entrepreneurial life Do you have what it takes to expand or start your own business If so enter

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/07/02/nase-sbe-council-and-fundable-launch-$10k-crowdfunding-project-ryoufundable (2016-02-14)
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  • Safeguarding Computers From Power Surges and Outages [Guest Post]
    14 2013 Posted by Ben Seidel Imagine that you re using your computer to finalize a document or send out an agenda with critical last minute details and the power goes out due to a storm especially if you live in the Midwest like me Your computer instantly shuts down and you are left wondering So when was the last time I hit that save button What many do not realize is that you are not only facing lost files but your computer can also be harmed Irregular power surges voltage drops brown outs and outages can all cause irrevocable damage the internal components of your computer For instance electrical surges are one of the leading causes for hard drive failure which we have seen and experienced firsthand One of my small business clients had three hard drives fail in a matter of months most likely caused by power surges We installed a UPS to regulate the voltage and protect against surges and they have not had an issue with a hard drive for over two years Thus we recommend using an UPS Uninterrupted Power Supply to protect both the files you are working on and the costly components within your computer What is a UPS An Uninterrupted Battery Supply more commonly known as a battery backup primarily acts as a powerful surge protector in conjunction with an automated battery backup upon power failure Also most UPS systems monitor the power feeding from the outlet and if it detects an irregularity the UPS will automatically cycle to battery power until the irregularity ceases UPS systems serve multiple purposes UPS systems protect against most power problems including power surges outages and brown outs UPS battery backups immediately cycle to battery power when the power from the outlet fails This allows you to complete your work and shut down your electronics properly Some UPS systems even come with programmable software that will safely shut down your computer after a certain period of time after the power goes out Some UPS options feature built in LCDs which show real time vitals such as battery capacity wattage consumption estimated battery runtime and more UPS systems feature different wattage outputs and battery power runtimes based on their specifications and the electronic devices to which it will be connected For example a midrange desktop computer system with an LCD monitor may be able to run between 15 35 minutes using a 900 watt unit We would strongly encourage you to protect your computer systems and files by buying a UPS system If you have any questions about the uses of UPS systems or which system is right for you feel free to contact us at http www ignitingbusiness com Disclaimer Many reasons exist which cause hard drive failure A UPS system alone will not guarantee that a hard drive will not fail However it is shown to reduce the chance of failures due to power irregularities Comment Your name Click to add Email optional Click to

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/06/14/safeguarding-computers-from-power-surges-and-outages-guest-post- (2016-02-14)
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  • National Small Business Week is Right Around the Corner
    Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Self Made NASE s Blog National Small Business Week is Right Around the Corner Wednesday June 12 2013 Posted by Javan Porter If President Obama is the coach of the team for creating new jobs his quarterback is small business The coach may lay out the game plan but small businesses play the game Small businesses have created two thirds of new jobs in America The President as the coach understands the importance of such a strong quarterback and has issued a proclamation announcing this year s National Small Business Week for June 17 th to 21 st Get more information about National Small Business Week here National Small Business Week consists of conferences throughout the country highlighting the achievement and importance of small business The conferences will visit cities including Seattle Dallas St Louis Pittsburgh and finally Washington D C The conferences allow small business owners a chance to learn from experts and discuss issues amongst peers NFL Hall of Famer Fran Tarkenton a man that knows a little about excellent quarterback play is among the list of speakers The list ranges from Twitter creator Jack Dorsey to the leader of the Small Business Administration Karen Mills Check out the full list of speakers here The NASE understands the pressure that comes with being the quarterback We are working to protect small businesses To help all of the members of our small business team support each other the NASE recently launched the Small Business Locator to help NASE Members and others connect with each other Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2013/06/12/national-small-business-week-is-right-around-the-corner (2016-02-14)
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