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  • Time Management For Home Based Businesses [NASE Expert]
    mind set The end result was that she rented office space and got her entrepreneurial attitude and her business going in the right direction Some people can be their own worst bosses and the home office environment requires a special set of attitudes Basing your business out of your home might be a great idea or it might end up being a negative affect on your business growth The key is to understand how to make your home a successful place to operate your business from Organization and time management is critical to the success of the home based entrepreneur A few basic rules to help 1 Have a heart to heart talk with the family especially children to discuss some basic ground rules Everyone needs to understand that there are times when you are not to be disturbed This might mean a closed door or some sort of signal One person I know has a special baseball cap that he wears when the do not disturb sign is out 2 Understand your body clock Some people are more productive in the morning others at night Find out when you do your best work and schedule that time for office hours While some things can not be changed like client appointments if you are a night owl there is nothing wrong with working till the wee hours of the morning 3 Don t let neighbors steal your time because you happen to be home during the day This can become a real time thief if you allow people to think that you are available to drop everything for a cup of coffee or do them a favor 4 Don t answer the home phone during business hours This means having a dedicated phone number for business calls If you try to take the cheap route and use your home phone for both personal and business you not only present an unprofessional image but also open yourself to wasted time talking to people you don t need to talk to 5 Your best friend is a good appointment system either an appointment book or your smart phone Most people are more committed when something is in writing An appointment system with each day broken into time intervals let s you keep track of your commitments Put everything in your schedule even if it s to catch your kiddo s soccer game at 4 o clock on a Wednesday 6 Establish a standard routine Example you might schedule every Friday from 2 pm to 3 pm to do your bookkeeping or pay bills Or every Wednesday and Thursday between 9 am and 11 30 am is your designated time to make marketing contacts 7 Don t get homebound The body needs sunlight fresh air and to hear the voices of other than your family and clients Get involved with business people or groups so you don t get burned out Being a captain of industry from your home has a lot of

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/27/Time_Management_For_Home_Based_Businesses_NASE_Expert (2016-02-14)
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  • Small Biz Week In Review
    long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Self Made NASE s Blog Small Biz Week In Review Friday August 24 2012 Posted by Kristin Oberlander If you nothing about me you know I do love scouring the news for interesting and fun small business stories Here are my top pics for this week Inc com always has great and quick how to articles I check them on the regular for posting on the NASE s Facebook page too This week s article is on common marketing mistakes The Washington Post has a dedicated Small Business section that you might like always topical stuff This article is on polls indicating the small business vote could be leaning toward Romney The Wall Street Journal has it s own blog Accidental Entrepreneur headed up by the wonderfully informed Sarah Needleman If you do Twitter you d be wise to follow her She s always got small biz tips and news Here she is talking about how to get your product noticed online You re the Boss at the New York Times consistently pulls together news roundups that completely blow mine out of the water They re amazing In fact I should have put this bullet first Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s components toolbar content area modes and modules Toolbar s wrapper Content area wrapper RadEditor hidden textarea RadEditor s bottom area Design Html and Preview

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/24/Small_Biz_Week_In_Review (2016-02-14)
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  • Tell Us What YOU Could Do In 13 Work Days
    Member Survey NASE Issue Reports Self Employed Statistics Get Involved Tell your story Become a Media Contact Legislative Action Center Business Help Ask the Experts Taxes Business Strategy Business Law Marketing 101 Finance Accounting Health Care Reform Marketing Advertising Real Estate Information Technology NASE Minute Get Help Tax Healthcare Reform Health Marketing 101 Business Management Marketing Advertising Real Estate Calculators Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Self Made NASE s Blog Tell Us What YOU Could Do In 13 Work Days Monday August 20 2012 Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s components toolbar content area modes and modules Toolbar s wrapper Content area wrapper RadEditor hidden textarea RadEditor s bottom area Design Html and Preview modes Statistics module and resize handle It contains RadEditor s Modes views HTML Design and Preview Statistics and Resizer Editor Mode buttons Statistics module Editor resizer RadEditor please enable JavaScript to use the rich text editor RadEditor s Modules special tools used to provide extra information such as Tag Inspector Real Time HTML Viewer Tag Properties and other The code you entered is not valid Type the code from the image Self Made A blog on the self employed and micro business Meet the NASE Staff Bloggers Katie

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/20/Tell_Us_What_YOU_Could_Do_In_13_Work_Days (2016-02-14)
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  • Do I Really Need a CPA?
    have probably heard the general advice that it is always a good idea to have a professional help you with your tax and accounting issues The same goes for marketing and legal and information technology and whatever else you can name But I guess I am becoming less and less sure that this is the right philosophy As a Certified Public Accountant myself I hate to say that you don t need to go out right this minute and engage one of my peers to help in your business but I just don t think you do The fact is that with today s technology there are virtually thousands of resources available to you well virtually That is right on line and only as far away as your closest internet connection The National Association for the Self Employed has a complete slate of professional consultants including CPAs tax professionals marketing professionals attorneys etc available 24 7 to answer questions from small business owners at www NASE org All for about 10 a month I am still not sure exactly how they are able to do that but they do The IRS has a very good website at www IRS gov as does the Small Business Administration at www SBA gov So what s my point Sure I will say that it is always a good idea to have a CPA or tax professional to call upon in managing your business but don t let that be the first place you go Bookmark those websites brush up on your typing skills and ask your questions on line first before you write a big check to someone just because they have some cool letters after their name Who knows you might even be able to teach your CPA some new tricks Comment

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/15/Do_I_Really_Need_a_CPA (2016-02-14)
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  • Finding A Financial Planner [NASE Experts]
    NOW It s time to look at your lifestyle how you want to live in the future and how much money it will take After scratching your head for a few hours trying to figure out where to start you might come to the conclusion that you need some professional help Someone who can do some number crunching and help you reach for your goals You might need the help of a financial planner Someone who can help you Determine what financial goals you realistically want Create a budget and plan to reach those goals Evaluate types of investments Maintain an ongoing program to keep you on track Once you ve decided to turn to a pro you face the difficult task to find the right one Not all financial planners are created equal and using the wrong one could turn into a nightmare Unlike licensed professions like CPAs attorneys and investment brokers anyone can call themselves a financial planner Who They Are Most financial planners have a series of letters after their names The most prestigious is CFP which stands for Certified Financial Planner These individuals have completed extensive studies in finances and demonstrated a level of ability Frequently letters after a persons name refer to non descript certifications which may or may not qualify them to help you establish a good financial plan The rule is to ask what the certifications mean and why it qualifies them to guide your financial future How They Charge There are three ways financial planners charge for their services The first is a straight commission where you generally don t pay a fee for their services While this might sound good under this method the financial planner receives a commission on investments they sell if they are a licensed investment broker A less then ethical commissioned person could put you into poor investments just to earn higher commissions The second type is the fee only planner or portfolio manager They charge a straight fee for their services ranging from a few hundred dollars to several thousand dollars depending on how complex your plan is In the case of the portfolio manager they charge a percentage of your portfolio so the better you do the better they do This type of professional doesn t earn commissions on where you invest so they generally give you more unbiased guidance The third type is a meld of the above two The planner charges a fee and may also receive commissions or fees from the investments they sell their clients Where to Find Them The best place to start your search is with personal referrals from friends and business associates Someone you trust who has experience with a financial pro and can substantiate a person s expertise Another approach is to contact your local chamber of commerce or go online with an Internet search Do your due diligence Interview at least three pros What is their educational background What financial planning designations have they earned How

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/14/Finding_A_Financial_Planner_NASE_Experts (2016-02-14)
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  • Small Biz Top Stories
    Marketing 101 Finance Accounting Health Care Reform Marketing Advertising Real Estate Information Technology NASE Minute Get Help Tax Healthcare Reform Health Marketing 101 Business Management Marketing Advertising Real Estate Calculators Business Breakeven Analysis Calculator Cash Flow Calculator Equipment Buy vs Lease Investment Annual Rate of Return Calculator Mortgage Mortgage Loan Calculator Retirement Savings and Planning 401 k Calculator How long will my retirement savings last Tax 1040 Tax Calculator Payroll Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Self Made NASE s Blog Small Biz Top Stories Friday August 10 2012 Posted by Kristin Oberlander From the depths of the internet I bring you my favorite stories making the rounds today 11 Reasons A 23 Year Old Shouldn t Run Your Social Media Inc com What You Can Learn About Branding From Project Runway Entrepreneur com Visa And MasterCard Settle Lawsuit But Merchants Aren t Celebrating NY Times Microloans Meeting Credit Needs For Entrepreneurs Boston com Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s components toolbar content area modes and modules Toolbar s wrapper Content area wrapper RadEditor hidden textarea RadEditor s bottom area Design Html and Preview modes Statistics module and resize handle It contains RadEditor s Modes views HTML Design and Preview Statistics and Resizer Editor Mode buttons Statistics module Editor resizer RadEditor please enable JavaScript to use the rich text editor RadEditor s Modules special tools used to provide extra information such as Tag Inspector Real Time HTML Viewer Tag Properties and other The

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/10/Small_Biz_Top_Stories (2016-02-14)
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  • Hiring Your First Employee [NASE Experts]
    There is no question that employee will change your business life You have to deal with increased costs new legal issues added taxes finding the right person and the list goes on So how do you get your ducks in a row Budgeting While employees need to be profit generators hiring that first employee will take extra dollars The hiring process can cost from a few hundred to thousands of dollars You will need added office furniture phones computers etc Additional taxes insurance and benefits will equal 10 to 35 of base wages It can take a few weeks or months for an employee s profit production to exceed their costs The rules The government takes a whole new look at businesses with employees The IRS state unemployment workers compensation and OSHA are just a few of the items that will play a controlling role in your business Every federal and state agency has informative websites that explain their rules on small businesses and it is wise to keep up on employer obligations Finding good employees Finding good employees is a challenge and a common problem businesses have is inexperience in how to hire Interviewing and choosing the best person for a job is complex and the person seeking a job can be more experienced at interviewing than a business owner is Where to find candidates Advertise in newspapers or online Let business associates know you are looking Contact friends and family List with local colleges Consider using a temporary agency instead of hiring an employee Interviewing Have a good job description for the position Have a list of questions to ask every candidate Let the interviewee do 75 of the talking Conduct at least two interviews before making a decision The first interview is to weed out unacceptable candidates and the second or third interview to choose the best candidate Check at least three references on all final candidates During the hiring process take your time Rushing often results in hiring the wrong person and after a few months of misery having to go through the whole process again Finding the right person is only half the job keeping them is often more difficult Eighty percent of problems that occur with employees can be attributed to poor communications Good communications starts with a written policy manual Most small businesses think that a policy manual is only for big business but when you hire your first employee you need a policy guide to communicate Salary and wage policies Holidays Vacations Meals Company rules And scores of other issues Creating a policy is not difficult using one of the many software programs available A Google search for employee handbooks will turn up many options Even with a written policy guide personal communications need to be a priority regardless of whether you have 1 or 100 employees Employees need ongoing training Have regular office meetings to communicate Invite employee opinions and input These are just a few guidelines to help make hiring

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/09/Hiring_Your_First_Employee_NASE_Experts (2016-02-14)
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  • Congress In Recess Until Sept. 10th
    Deductions Calculator Self Employment Tax Calculator Helpful Links ASBDC Member Directory Search My NASE About Me Account Benefits Optional Benefits Payment Details Expert Questions Email Subscriptions Membership Directory Self Made NASE s Blog Congress In Recess Until Sept 10th Wednesday August 08 2012 Posted by Katie Vlietstra The Senate and House formally adjourned for the August District Work Period on August 7th the month long work period is long held tradition going back to the days of when travel to and from was not as convenient as it is today When Congress returns in September they have a massive amount of work to address prior to the election recess which is traditionally the entire month of October through the November election First up both chambers will need to agree to a six month funding of the federal government pushing it past the election and to the next Congress and perhaps the biggest lift for both chambers tax extension The Democrats and Republicans are at opposite ends of the spectrum Democrats calling for an extension for those making 250 000 or less and Republicans pushing for a one year extension of the 2001 and 2003 tax cuts This will be a very difficult battle and an outcome before the November election is unlikely Please continue to visit the NASE s Your Voice in D C website to learn more about how the NASE is representing you in Washington D C Additionally keep following us on Facebook and Twitter Comment Your name Click to add Email optional Click to add Comment RadEditor HTML WYSIWYG Editor MS Word like content editing experience thanks to a rich set of formatting tools dropdowns dialogs system modules and built in spell check RadEditor s components toolbar content area modes and modules Toolbar s wrapper Content area

    Original URL path: http://selfemployed.nase.org/about-us/self-made-nase%27s-blog/self-made/2012/08/08/Congress_In_Recess_Until_Sept_10th (2016-02-14)
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