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  • NJPIRG | Standing Up To Powerful Interests
    nuclear power plants have experienced close calls that could have led to damage to the reactor core and the subsequent release of large amounts of radiation Keep Reading News Release NJPIRG Law and Policy Center Safe Energy Nuclear Power Not Worth the Risk A new report released today by the New Jersey Public Interest Research Group NJPIRG documents a history of safety problems at nuclear reactors in the United States These incidents like the crisis at the Fukushima Daiichi power plant in Japan illustrate that nuclear power carries with it risks that are simply not worth taking Keep Reading News Release NJPIRG Law and Policy Center Budget Transportation New Report Misplaced highway spending to blame for crumbling roads and bridges Drivers in New Jersey pay an extra 596 per year on car repairs due to highways and bridges in disrepair Drivers in the New York Newark metropolitan area spend upwards of 638 extra on car repairs in a year Keep Reading Pages first previous 45 46 47 48 49 50 51 52 53 next last Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Make a donation Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our Federation We have the momentum Consumers like you convinced McDonald s and Subway to take action to protect public health This summer we re asking KFC to do the same Will you help win change Donate Now Get Big Money Out Voters In Super PACs and mega donors are drowning out the voices of regular Americans but together we can take our elections

    Original URL path: http://njpirg.org/home?page=48 (2016-04-29)
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  • NJPIRG | Standing Up To Powerful Interests
    incidence of many serious health problems including premature birth learning disabilities behavioral disorders asthma and allergies early puberty obesity diabetes reduced fertility and some types of cancer shows links with exposure to chemicals that can interfere with the process of growth and development Keep Reading News Release NJPIRG Law and Policy Center Consumer Protection New Report Toxic Chemicals in Consumer Products Increasingly Linked to Public Health Problems TRENTON April 1 2011 Serious health problems including premature birth learning disabilities behavioral disorders asthma and allergies early puberty obesity diabetes reduced fertility and some types of cancer are increasingly linked with exposure to chemicals that can interfere with the process of growth and development according to Growing Up Toxic a new report released today by the New Jersey Public Interest Research Group Keep Reading Media Hit Safe Energy Press of Atlantic City New Jersey advocacy group seeks moratorium on nation s nuclear power plant relicensing and permits A New Jersey public advocacy group is calling for the Obama administration to impose a moratorium on re licensing aging nuclear power plants and permitting new ones The group also is calling for a comprehensive safety overview of the nation s existing 104 plants Keep Reading Pages first previous 46 47 48 49 50 51 52 53 54 next last Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Make a donation Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our Federation We have the momentum Consumers like you convinced McDonald s and Subway to take action to protect public health This summer we

    Original URL path: http://njpirg.org/home?page=49 (2016-04-29)
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  • NJPIRG | Standing Up To Powerful Interests
    in government spending checks corruption bolsters public confidence and promotes fiscal responsibility This report is the second annual ranking of states progress toward new standards of comprehensive one stop one click budget accountability and accessibility Keep Reading News Release NJPIRG Budget Consumer Protection Advocates Call on Congress to Cut Wasteful Subsidies Not Public Priorities Keep Reading Report NJPIRG Budget Analysis of H R 1 House Continuing Budget Resolution It s difficult to imagine how cuts to Pell Grants food safety or clean drinking water come before subsidies to BP or advertising for fast food and underwear And yet that s exactly what the House resolution has done The attached compares a sample of spending cuts in the House budget resolution with recommendations from three reports produced by U S PIRG The reductions detailed in any one of the reports amount to more than the reductions called for in the resolution passed by the House Keep Reading Pages first previous 46 47 48 49 50 51 52 53 54 next last Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Make a donation Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our Federation We have the momentum Consumers like you convinced McDonald s and Subway to take action to protect public health This summer we re asking KFC to do the same Will you help win change Donate Now Get Big Money Out Voters In Super PACs and mega donors are drowning out the voices of regular Americans but together we can take our elections back The momentum is already

    Original URL path: http://njpirg.org/home?page=50 (2016-04-29)
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  • NJPIRG | Standing Up To Powerful Interests
    or ACA But the enactment of the law did not end the debate Even the law s strongest proponents acknowledge the need for improvements And across the country state legislators and Governors have been urged to slow or stop work on implementation of key provisions The courts are considering legal challenges to the law Keep Reading Report NJPIRG Law and Policy Center Budget Transportation Do Roads Pay For Themselves Highway advocates often claim that roads pay for themselves with gasoline taxes and other charges to motorists covering or nearly covering the full cost of highway construction and maintenance They are wrong Keep Reading News Release NJPIRG Law and Policy Center Transportation User Fee Myth Busted NJ Is Only State in Nation Where Taxes Subsidize Driving A new report released today by the New Jersey Public Interest Research Group NJPIRG disproves the common misperception that road building is paid for by user fees showing that gas taxes cover barely half the costs of building and maintaining roads a fraction which is likely to fall steadily Keep Reading Pages first previous 46 47 48 49 50 51 52 53 54 next last Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Make a donation Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our Federation We have the momentum Consumers like you convinced McDonald s and Subway to take action to protect public health This summer we re asking KFC to do the same Will you help win change Donate Now Get Big Money Out Voters In Super PACs and mega donors

    Original URL path: http://njpirg.org/home?page=51 (2016-04-29)
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  • Letter to CFPB & FTC on Experian/T-Mobile Data Breach | NJPIRG
    main credit report files If there are differences why weren t the security measures used for the T Mobile server If there are no such differences doesn t this raise the troubling possibility that the servers holding highly sensitive credit and personal information of over 200 million Americans is vulnerable to a data hack by identity thieves Finally as we pointed in our news release when we learned of the breach a security freeze also called a credit freeze is the only way to stop new account financial identity theft yet the breached firms are only offering weaker credit monitoring so we also ask the regulators Is there any authority for the CFPB to require the nationwide CRAs to provide free security freezes to affected consumers Are the CFPB and FTC willing to urge the nationwide CRAs to do so The letter is attached Resource file download Download the report Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c

    Original URL path: http://njpirg.org/resources/usp/letter-cfpb-ftc-experiant-mobile-data-breach (2016-04-29)
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  • Financial Reform | NJPIRG
    bets fail repealing a key protection added in the 2010 Wall Street reform law Financial Reform Read more about House Floor Vote on Budget Delayed over Special Interest Riders From Wall Street Other Powerful Interests News Release NJPIRG Law Policy Center Financial Reform Report Mistaken Identity Tops Debt Collection Complaints Debt collectors trying to collect debt from the wrong person were the top source of New Jerseyans complaints to the Consumer Financial Protection Bureau CFPB according to a report released today by the NJPIRG Law Policy Center The report also found that New Jersey consumers are 8th most likely nationwide to file complaints to the CFPB about debt collection and that debt collection is a top source of complaints Read more about Report Mistaken Identity Tops Debt Collection Complaints Report NJPIRG Law Policy Center Consumer Protection Financial Reform Debt Collectors Debt Complaints This is the fifth in a series of reports that review complaints to the CFPB nationally and on a state by state level In this report we explore consumer complaints about debt collection with the aim of uncovering patterns in the problems consumers are experiencing with debt collectors and documenting the role of the CFPB in helping consumers successfully resolve their complaints Read more about Debt Collectors Debt Complaints News Release NJPIRG Law Policy Center Consumer Protection Financial Reform Report Capital One Most Complained About Credit Card Company in NJ New Jersey consumers file more complaints about Capital One than any other credit card company according to a report released today by NJPIRG Law Policy Center The report which looked at data from the Consumer Financial Protection Bureau s CFPB public Consumer Complaints Database also found that New Jersey consumers are 5th most likely to file credit card complaints Read more about Report Capital One Most Complained About Credit Card Company in NJ Report NJPIRG Law Policy Center Consumer Protection Financial Reform Credit Cards Consumer Complaints The Consumer Financial Protection Bureau CFPB was established in 2010 in the wake of the worst financial crisis in decades Its mission is to identify dangerous and unfair financial practices to educate consumers about these practices and to regulate the financial institutions that perpetuate them This is the fourth in a series of reports that review complaints to the CFPB nationally and on a state by state level In this report we explore consumer complaints about credit cards with the aim of uncovering patterns in the problems consumers are experiencing with their credit cards and documenting the role of the CFPB in helping consumers successfully resolve their complaints Read more about Credit Cards Consumer Complaints News Release NJPIRG Consumer Protection Financial Reform New CFPB rules will protect homebuyers and homeowners On Friday January 10 new Consumer Financial Protection Bureau CFPB rules will go into effect that will help protect homeowners and homebuyers from the mortgage abuses that led to the housing crisis In particular consumers will get protections from lenders that make risky loans without checking a borrower s income assets or

    Original URL path: http://njpirg.org/topics/financial-reform?page=1 (2016-04-29)
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  • Financial Reform | NJPIRG
    have affinity partnerships with almost 900 campuses nationwide grafting bank products onto student IDs and other campus cards to become the primary recipient of billions in federal financial aid to distribute to students Read more about Banks Skim Millions In Fees From Student Aid Using Debit Card Linked Student IDs Report NJPIRG Law Policy Center Financial Reform Higher Ed The Campus Debit Card Trap Banks and other financial firms are taking advantage of a variety of opportunities to form partnerships with colleges and universities to produce campus student ID cards and to offer student aid disbursements on debit or prepaid cards Read more about The Campus Debit Card Trap Today CFPB to announce overdraft fee investigation unveil penalty box disclosure possibly end 39 lattes Wednesday February 22 2012 By Ed Mierzwinski Gideon Weissman At a news conference in NYC today Director Richard Cordray of the new Consumer Financial Protection Bureau CFPB will announce a major investigation of bank overdraft fee practices and propose a model penalty box disclosure to appear on bank statements The investigation could end the 39 latte 4 bucks for the coffee 35 for the debit card overdraft fee Financial Reform Read more about Today CFPB to announce overdraft fee investigation unveil penalty box disclosure possibly end 39 lattes News Release NJPIRG Law and Policy Center Financial Reform NJPIRG Applauds CFPB Proposal To Regulate Biggest Credit Bureaus Last summer over 10 000 PIRG members submitted comments to the Consumer Financial Protection Bureau CFPB urging strict regulation of credit bureaus and credit scoring firms We applaud the CFPB for its proposal today to subject the nation s largest credit bureaus and credit scoring firms to full scrutiny as larger participants CFPB pdf in the financial marketplace Read more about NJPIRG Applauds CFPB Proposal To Regulate Biggest Credit Bureaus Resource Budget Consumer Protection Democracy Financial Reform Food Health Care Higher Ed Safe Energy Solid Waste Tax Transportation Ed s Blog Nuclear Power and the Threat to Drinking Water In the United States 49 million Americans receive their drinking water from surface sources located within 50 miles of an active nuclear power plant Keep Reading about Nuclear Power and the Threat to Drinking Water News Release NJPIRG Financial Reform President s Recess Appointment Gives Watchdog Teeth It Needs Kudos to President Obama for standing up for consumers this week by making a recess appointment of former Ohio Attorney General Richard Cordray to head the new Consumer Financial Protection Bureau The President s action means that the CFPB now has all its powers to protect the public from unfair financial practices whether by banks or other financial firms such as payday lenders and credit bureaus Read more about President s Recess Appointment Gives Watchdog Teeth It Needs News Release NJPIRG Consumer Protection Financial Reform Tis the Season For Prepaid Card Hidden Fees As consumers flock to retailers during the holiday season and as the use of prepaid cards continues to expand rapidly NJPIRG joined Senator Robert Menendez D NJ to introduce

    Original URL path: http://njpirg.org/topics/financial-reform?page=2 (2016-04-29)
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  • Financial Reform | NJPIRG
    jobs millions of foreclosed homes and trillions of dollars in lost home and retirement values It explains these and other emerging problems as 10 Reasons We Need The Consumer Financial Protection Bureau Now Read more about 10 Reasons We Need The CFPB Now Report NJPIRG Law and Policy Center Consumer Protection Financial Reform Big Banks Bigger Fees PIRG staff conducted inquiries at 392 bank branches in 21 states and reviewed bank fees online in 12 others This report Big Banks Bigger Fees A National Survey of Bank Fees and Fee Disclosure Policies examines the following questions How easy is it for consumers to shop around Can consumers still find free or low cost checking accounts or has free checking ended What can the new Consumer Financial Protection Bureau CFPB do to help improve transparency in the financial marketplace an important goal as consumers seek to make ends meet in response to the lingering recession Read more about Big Banks Bigger Fees Resource Consumer Protection Financial Reform Beat High Bank Fees Banks rely on consumer indifference when they raise fees They count on consumers not shopping around PIRG s Big Banks Bigger Fees reports routinely find that small banks and credit unions are not following the big banks lead they still offer many free or low cost accounts Keep Reading about Beat High Bank Fees Pages first previous 1 2 3 4 Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our Federation Take Action Donate JOIN US Priority Action We re

    Original URL path: http://njpirg.org/topics/financial-reform?page=3 (2016-04-29)
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