archive-org.com » ORG » N » NJPIRG.ORG

Total: 460

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • Blog | NJPIRG
    the bureau because it works for consumers not them Consumer Protection Read more about As CFPB Advances Consumer Protection Attacks on CFPB Escalate House holds stacked hearing to attack retirement savings rule proposal Thursday September 10 2015 By Ed Mierzwinski Consumer Program Director The House Financial Services Committee is holding a typically stacked hearing one consumer side witness against four Wall Street backed lobbyists to attack the important retirement savings rule proposed by the Department of Labor The rule simply requires retirement advisors to put the customer s needs not their own compensation first Consumer Protection Read more about House holds stacked hearing to attack retirement savings rule proposal Court Reinstates Case Against Bank That Aided Senior Citizen Fraud Friday September 4 2015 By Ed Mierzwinski Consumer Program Director This week the 3rd Circuit U S Court of Appeals overturned a lower court decision that had denied class action status to victims of a scheme targeting senior citizens who were suing Zions Bank and its payment processor affiliates for aiding the fraudsters U S regulators led by the Department of Justice have been fighting this and similar schemes yet powerful special interests have managed to create a false narrative in Washington DC that has been picked up by opponents of consumer protection laws They falsely claim that the government s target is legitimate payday lenders and gun dealers Wrong the target is financial crimes against consumers many consumers Consumer Protection Read more about Court Reinstates Case Against Bank That Aided Senior Citizen Fraud Pages first previous 3 4 5 6 7 8 9 10 11 next last More Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in

    Original URL path: http://njpirg.org/blog?page=6 (2016-04-29)
    Open archived version from archive

  • Blog | NJPIRG
    2015 By Ed Mierzwinski Consumer Program Director UPDATED REINS Approved near party line vote Today the House Financial Services Committee takes up a package of smaller rollback bills many of which are opposed by Americans for Financial Reform and the PIRGs Meanwhile the House will bring up the Godzilla of all anti health and safety bills the REINS Act Fortunately the President has promised a veto Consumer Protection Read more about House To Vote On Godzilla Sized Rule Blocker As Financial Committee Considers Smaller Rollbacks The CFPB is 4 years old and has a lot to show for it Monday July 20 2015 By Ed Mierzwinski Consumer Program Director Tuesday July 21 marks four years to the day since the Consumer Financial Protection Bureau opened its doors to protect consumers and make financial markets work We ve summarized some of the ways CFPB works for you on a new web page Consumer Protection Read more about The CFPB is 4 years old and has a lot to show for it How the CFPB s Data Keeps Getting Better and Better Friday July 17 2015 By Mike Litt Consumer Program Advocate As the CFPB turns 4 years old on July 21 here is some information on how it works for you and how we at PIRG use its data to produce reports such as our new report on mortgage complaints to the CFPB We ve also got some photos from the Americans for Financial Reform CFPB at 4 event Consumer Protection Read more about How the CFPB s Data Keeps Getting Better and Better Pages first previous 4 5 6 7 8 9 10 11 12 next last More Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making

    Original URL path: http://njpirg.org/blog?page=7 (2016-04-29)
    Open archived version from archive

  • Blog | NJPIRG
    will vote to eliminate the CFPB s independence from the politicized appropriations process Meanwhile over at the CFPB important work to protect consumers including servicemembers from unfair and predatory financial practices continues Consumer Protection Read more about Hill Threats to CFPB Escalate As CFPB Protects Consumers Servicemembers Data Breach Here Data Breach There Data Breach Everywhere Monday June 8 2015 By Ed Mierzwinski Consumer Program Director UPDATED 10 June Re DHS Breach If you shop with plastic have health insurance pay taxes work for the federal government or fill in blank you re at risk of a data breach And with so much information about you already available on the Internet it s best not to select easy search security questions like Where were you born or answers like Pizza What s your best defense against identity theft No it isn t credit monitoring it s a security freeze Consumer Protection Read more about Data Breach Here Data Breach There Data Breach Everywhere Event 5 11 re new book on black box decisionmaking consumers Wednesday May 6 2015 By Ed Mierzwinski Consumer Program Director UPDATED TO CONFIRM CFPB Speaker We are hosting an event Monday 5 11 from 9am noon ET to discuss a new book The Black Box Society with author Frank Pasquale Click Keep Reading to RSVP to attend in person or to watch the livestream While credit bureaus have long functioned as black box gatekeepers to opportunity panelists will discuss the growing use of more and more even less transparent black boxes to categorize consumers in the digital economy Consumer Protection Read more about Event 5 11 re new book on black box decisionmaking consumers Pages first previous 5 6 7 8 9 10 11 12 13 next last More Search form Search About Issues Stop the

    Original URL path: http://njpirg.org/blog?page=8 (2016-04-29)
    Open archived version from archive

  • Blog | NJPIRG
    about Obama s New Consumer Finance Chief Can Lower Student Debt Problems With Privatized Law Enforcement s New Frontier Thursday October 27 2011 By One in five Americans lives in a jurisdiction that outsources traffic ticketing this way according to a newly released report from the U S Public Interest Research Group titled Caution Red Light Cameras Ahead The Risks of Privatizing Traffic Law Enforcement and How to Protect the Public And a report released by the Justice Department suggests this trend may accelerate under the twin pressures of budget pressure and intense lobbying Budget Read more about Problems With Privatized Law Enforcement s New Frontier Problems With Privatized Law Enforcement s New Frontier Thursday October 27 2011 By Ed Mierzwinski Consumer Program Director One in five Americans lives in a jurisdiction that outsources traffic ticketing this way according to a newly released report from the U S Public Interest Research Group titled Caution Red Light Cameras Ahead The Risks of Privatizing Traffic Law Enforcement and How to Protect the Public And a report released by the Justice Department suggests this trend may accelerate under the twin pressures of budget pressure and intense lobbying Budget Read more about Problems With Privatized Law Enforcement s New Frontier Pages first previous 8 9 10 11 12 13 14 15 16 Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our Federation Archives Blog Media Hits News Releases Reports Resources Results Take Action Donate JOIN US Priority Action We re teaming up with big

    Original URL path: http://njpirg.org/blog?page=15 (2016-04-29)
    Open archived version from archive

  • Opinion: BP Settlement on Gulf Oil Spill Flows From Its Own Deep Pockets | NJPIRG
    the settlement itself was not punitive allowing BP to take at least part of the settlement amount as a tax deduction Unless the Department of Justice clearly spells out that settlements like this cannot be deducted companies that pay such fines and penalties typically deduct them as ordinary business expenses There are rules in place to prevent such abuse of our tax code but they are poorly enforced Companies often deduct settlement payments even when regulations suggest they should not according to a study by the Government Accountability Office Many government agencies that settle with corporations believe that tax issues surrounding a settlement should be left to the IRS The IRS however has stated that it is up to government agencies to determine whether a settlement is deductible or non deductible This confusion has created a regulatory no man s land where a corporation can saddle American taxpayers with part of the cost of its own wrongdoing When a company negotiates a tax deductible settlement for its misdeeds the public loses four times over First the public suffers the direct impact of corporate wrongdoing in the Deepwater Horizon case a disastrous oil spill Second taxpayers are forced to shoulder part of the penalty that the corporation alone should be paying Every dollar meant to be punishment for destructive corporate behavior that a company ends up deducting is lost revenue and must be made up for through higher taxes on other taxpayers cuts to public programs or an increase in the national debt Third deterrence of future crimes is weakened Reducing the cost of bad corporate behavior by making it tax deductible does little to discourage offenses down the road and allowing companies to write off the damage caused by their misdeeds as a business expense sends a misguided signal that

    Original URL path: http://njpirg.org/media/njp/opinion-bp-settlement-gulf-oil-spill-flows-its-own-deep-pockets (2016-04-29)
    Open archived version from archive

  • Trenton Times: Cut Pork From Federal Farm Bill | NJPIRG
    with profits of 122 billion And Big Ag has not been shy about leveraging its profits into increased political influence In 2008 the last time the Farm Bill was up for reauthorization it spent close to 200 million on lobbying and campaign contributions to protect its subsidies As a result the Farm Bill disproportionately subsidizes large mature agribusinesses Of the 277 billion spent on agricultural subsidies since 1995 75 percent of the total went to 3 8 percent of U S farmers skewed toward the largest farms not small family farms In New Jersey 92 percent of farmers don t see a dime of federal farm subsidies Not only are these handouts going to companies that don t need them but frequently the funds subsidize the production of additives that put public health at risk Our research has found that more than 18 billion went to subsidize junk food ingredients such as high fructose corn syrup and soy derived vegetable fats since 1995 about 30 million in New Jersey tax dollars every year This waste of taxpayer dollars is outrageous given the gravity of the childhood obesity epidemic Childhood obesity rates in the U S have more than tripled in the past 30 years with one third of children nationwide now overweight or obese Obesity and its related illnesses accounted for roughly 150 billion in health care costs in 2008 representing a doubling of such costs in the course of a decade Despite this Big Ag is using the current drought as an excuse to push through a Farm Bill that would lock in these unnecessary subsidies However these long term rain or shine taxpayer giveaways have nothing to do with helping farmers hit hard by drought and natural disasters In fact struggling farmers are already receiving help through existing disaster programs In addition crop insurance programs expect to pay out 11 billion in claims on insured crops Public health experts small farmers and conservative taxpayer groups want a farm bill with real reform not one that wastes taxpayer dollars and underwrites junk food ingredients Under pressure both the Senate and House have proposed removing one of the worst subsidy programs the Direct Payment Program a cut that would save 45 billion over 10 years Unfortunately they would then plow that savings into new subsidy programs benefiting the same large profitable agribusinesses While the Senate has passed its flawed bill bipartisan opposition has so far held up a vote in the House With only a few working days in September before lawmakers head home to campaign Congress will need to grapple with the calendar in order to act before the current Farm Bill expires If agreement on a full Farm Bill can t be reached some will call for a short term extension that would postpone the issue until after the election Regardless of the path taken however it is crucial for Congress to reform the outdated system of agricultural subsidies and end these corporate handouts Members on both sides

    Original URL path: http://njpirg.org/media/njp/trenton-times-cut-pork-federal-farm-bill (2016-04-29)
    Open archived version from archive

  • Media | NJPIRG
    was voted out of an Assembly committee Read more about Assembly Committee Clears Health Insurance Exchange Bill Media Hit Safe Energy Report Water of millions in peril from nuclear plants Nearly 3 3 million New Jerseyans drink water from supplies at risk of contamination if there s a leak or accident at a nuclear plant Read more about Report Water of millions in peril from nuclear plants Media Hit Safe Energy McKeon Calls for Stronger Safeguards To Protect Barnegat Bay Delaware River From Radioactive Contamination Assemblyman John F McKeon a long standing advocate of nuclear safety called for the immediate implementation of some of the safety protocols and safeguards recommended in the report released Tuesday on the threat to drinking water from radioactive leaks from nuclear facilities Read more about McKeon Calls for Stronger Safeguards To Protect Barnegat Bay Delaware River From Radioactive Contamination Media Hit Democracy Tax The Star Ledger Tax advocacy group names Honeywell on its Dirty Thirty corporations that spend lots on lobbying Thirty companies including Morris Township based Honeywell International made a tax advocacy group s list of corporations it says that spend big bucks on lobbying and save millions in federal tax subsidies annually according to a report released yesterday Read more about The Star Ledger Tax advocacy group names Honeywell on its Dirty Thirty corporations that spend lots on lobbying Pages first previous 1 2 3 4 next last More Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our Federation Archives Blog Media Hits

    Original URL path: http://njpirg.org/media?page=1 (2016-04-29)
    Open archived version from archive

  • Media | NJPIRG
    developers Efforts to promote commercial development has put New Jersey at high risk for misuse of tax revenue and has created a growing trend in which cities borrow against future growth according to a report released today by the New Jersey Public Interest Research Group Read more about NJBIZ High potential for abuse in N J s incentives to developers Media Hit Budget Food newjerseynewsroom com Report Federal agriculture subsidies pay for 19 Twinkies per N J taxpayer Have you received your 19 free Twinkies and quarter of an apple from the federal government yet Well ok it doesn t exactly work that way but federal subsidies for commodity crops are subsidizing junk food additives like high fructose corn syrup enough to pay for 19 Twinkies per taxpayer every year according to the report Apples to Twinkies made public Thursday by New Jersey Public Interest Research Group Read more about newjerseynewsroom com Report Federal agriculture subsidies pay for 19 Twinkies per N J taxpayer Media Hit Health Care Times of Trenton Health care act anniversary brings gift to small business Over the coming months New Jersey small business owners and consumers should be excited about the implementation of health care reform including two cost saving provisions small business tax credits and the statewide health insurance exchange Read more about Times of Trenton Health care act anniversary brings gift to small business Pages first previous 1 2 3 4 next last More Search form Search About Issues Stop the Overuse Of Antibiotics Stop the Highway Boondoggles Democracy For The People Label GMO Foods Making Health Care Work Protecting Consumers Toxic Free Communities Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Energy Service Corps Our

    Original URL path: http://njpirg.org/media?page=2 (2016-04-29)
    Open archived version from archive



  •