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  • So You Need Health Insurance. Now What? | NJPIRG Student Chapters
    for health insurance By visiting the Health Insurance Marketplace website at the www healthcare gov consumers can compare different insurance plans apples to apples and find out about financial help they may qualify for to help lower their premiums and out of pocket costs Joining NJPIRG at these events were Congressman Frank Pallone Assemblymen Upendra Chivukula and Angel Fuentes and Dr Melodee Lasky Executive Director of Rutgers University Health Services The Affordable Care Act is making health care more affordable and accessible for all Americans but many people still are not fully informed about the new law and how it will impact them said Pallone I am pleased to work with groups like NJPIRG to help answer questions and make information available to students so they can make the best decision possible to meet their health care needs Through this event NJPIRG helped students about the new options available to them said Chivukula The event also raised awareness on the possible penalty arising out of lack of coverage NJPIRG LPC s top tips for students include 1 Look into ongoing options such as staying on your parents plan until you turn 26 or enrolling in the student health plan 2 Check out new options at the Health Insurance Marketplace online at healthcare gov or by phone at 800 318 2596 Plans listed there cover preventive care hospitalizations office visits prescriptions and more 3 Find out about financial help that s available when you apply at the Health Insurance Marketplace 4 Compare plans side by side in plain language at the Health Insurance Marketplace 5 Don t let insurance companies turn you away if you have a pre existing condition 6 Get expert help comparing insurance plans and signing up online by phone or in person Connect with specially trained people

    Original URL path: http://njpirgstudents.org/blogs/nj/so-you-need-health-insurance-now-what (2016-04-29)
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  • Students exercise their right to vote at the Fun Run | NJPIRG Student Chapters
    Rutgers Camden Rutgers New Brunswick Rutgers Newark Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns Don t Get Ripped Off Don t Frack the Delaware Energy Service Corps Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Citizens United No Bees No Food Save ABX Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work

    Original URL path: http://njpirgstudents.org/blogs/nj/students-exercise-their-right-vote-fun-run (2016-04-29)
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  • Rutgers University Endorses the New Voters Project | NJPIRG Student Chapters
    Rosenbach President RU Choice Audrey Ardine President RU Coalition Against Trafficking Shirley Cheng Secretary Rutgers University Green Team Gina Hegyi President Rutgers University Green Team Veronica Velazquez President Future Business Leaders of America Phi Beta Lambda Daniela Jaramillo President ALPIA Malvika Brahmbhatt VP PBC Meheli Sea Assistant Professor AMESALL CSH Betty Tran Campus Liasion New Jersey Public Health Association Student Chapter Eva Mendelson President RU UNICEF Latisha Crubaugh Administrative Assistant Office of the Dean SEBS Judy Ryan Director of Compliance for Student Affairs Student Affairs Kerri Willson Director of Student Involvement Office of Student Life Richard Ludescher Dean of Academic Programs SEBS Cara M Macaluso Assistant Director Academic Programs Katherine Yabut RUSA Victor A Greenhut Professor Materials Engineering Sam Berman RUSA Paul Panayatatos Professor Electrical and Computer Engineering Joseph Putenza University Professor Emeritus Department of Chemistry and Chemical Biology Martha A Cotter Professor Department of Chemistry and Chemical Biology H D Roth Professor Department of Chemistry and Chemical Biology Marie Pierre Aubry Professor Earth and Planetary Sciences Joel A Shapiro Professor Physics Corie Hlavaty Energy Coalition Rutgers Energy Institute Norman Markowitz Associate Professor History Michael Stillwagon Director Residence Life Susan Cachel Professor Anthropology Leslie Fishbein Associate Professor American Studies Department Akinbiya Akinlabi Professor Linguistics Richard Edwards Executive Vice President Academic Affairs John Kenfield Associate Professor Art History Erik Thuno Associate Professor Art History Robert Niederman Professor Molecular Biology Biochemistry Heinz Roth Professor Department of Chemistry and Chemical Biology Natalie Borisovets Librarian Libraries David Edward User Support Services Newark Computing Services Sean Mitchell Assistant Professor Sociology and Anthropology Ahmed Khattab Recruitment Chair Event Coordinator IFC Michael Rochelle Director of Recruitment IFC Elizabeth Folk French Sr Administrative Assistant Katherine Gibison Treasurer Quidditch Iris Stevens President NAACP Rachelle Adlerman Founding Father The Imaginate Ilza Santiago President The Imaginate Sahebjit Bhasin Treasurer Rutgers Sikh

    Original URL path: http://njpirgstudents.org/blogs/nj/rutgers-university-endorses-new-voters-project (2016-04-29)
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  • NJPIRG | Together we can make change happen Student Chapters
    2012 At a time when America is facing an obesity epidemic crushing debt and a weak economy billions of taxpayer dollars are subsidizing junk food ingredients In this report we find that in 2011 over 1 28 billion in taxpayer subsidies went to junk food ingredients bringing the total to a staggering 18 2 billion since 1995 To put that figure in perspective 18 2 billion is enough to buy 2 9 billion Twinkies every year 21 for every single American taxpayer More Pages first previous 7 8 9 10 11 12 13 14 15 next last Visit Our Blog NJPIRG Homepage About Us Our Leadership Our Mission Accomplishments How is NJPIRG funded Local Chapters Rutgers Camden Rutgers New Brunswick Rutgers Newark Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns Don t Get Ripped Off Don t Frack the Delaware Energy Service Corps Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Citizens United No Bees No Food Save ABX Newsroom Latest Updates Blog News Releases PIRG in the News Reports Search form Search Tweets by NJPIRGStudents Students in Action RSS Contact NJPIRG in Action DontFracktheD Get Involved Three million New Jerseyans get their drinking water from the Delaware Water Basin let s make sure the commission in charge of protecting the basin keeps fracking out So You Need Health Insurance Now What Get the Guide Having the facts can make all the difference when it comes to health insurance To make the most of new choices protections and financial help you need good information Our guide can help you find quality coverage that won t break the bank Intern with NJPIRG Learn more and apply As an NJPIRG intern you ll learn skills and get valuable experience

    Original URL path: http://njpirgstudents.org/home?page=10 (2016-04-29)
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  • “Campus Debit Card Trap” Skims Millions from Students: Report | NJPIRG Student Chapters
    aid Campus debit cards are wolves in sheep s clothing said NJPIRG Advocate Jen Kim Students think they can access their dollars freely but instead their aid is eaten up by bank fees With the debit linked cards students can end up paying hefty fees on their student aid including per swipe inactivity ATM and overdraft charges Many students have chosen the card disbursement method because it s a quicker way to receive the aid Kim continued Every penny of financial aid money should go to educational expenses not an education in high bank fees Just as consumers Kim said students should always have the opportunity to choose which banks they deal with and how their financial aid should be disbursed As more and more schools are signing contracts with banks more and more students are not actually getting a choice Kim said Of the 7 300 campuses participating in the federal financial aid program almost 900 have a banking partnership More than 700 use the cards to distribute financial aid The biggest firm in the business Higher One makes 80 of its revenues through fees from aid disbursement cards The report included recommendations to colleges and policy makers such as taking steps to ensure students are not charged to access financial aid Kim said the practice is not occurring at New Jersey institutions but it is happening at nearby schools If any schools in New Jersey do explore these bank partnerships make sure that whatever cards they use have good consumer protections for students Kim advised About Us Our Leadership Our Mission Accomplishments How is NJPIRG funded Local Chapters Rutgers Camden Rutgers New Brunswick Rutgers Newark Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns Don t Get Ripped

    Original URL path: http://njpirgstudents.org/media/sp/%E2%80%9Ccampus-debit-card-trap%E2%80%9D-skims-millions-students-report (2016-04-29)
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  • Obama, Romney focus on student debt as campaign issue | NJPIRG Student Chapters
    Georgetown University and the Public Religion Research Institute found that fewer than half of young voters say they are certain to show up at the polls this time They rank jobs and unemployment as their most critical issue according to the survey with the federal deficit and education nearly tied for second place The debate over what to do about the nation s 1 trillion in student loan debt speaks directly to all of those concerns Many graduates have struggled to find jobs in the tight labor market and have fallen behind on their college loans in the process Another study by Pew found that those debts have made it harder for many young people to buy a home and have affected their career choices That has prompted rallies at college campuses across the country calling for an extension of low interest rates on federally subsidized Stafford loans The rates were reduced to 3 4 percent in 2007 but will double on July 1 for new loans According to the White House about 7 million students would be affected and the increase could cost them as much as 5 000 over the next decade Democratic lawmakers have proposed bills in both chambers that would extend the current rates through next year but some Republicans have balked at the 6 billion price tag On Monday Sen Tom Harkin D Iowa chairman of the education committee said he would introduce new legislation on the issue later this week Romney s support for the issue could help push it through the partisan gridlock on Capitol Hill However the candidate cautioned that the extension should be paid for in a way that doesn t harm the job prospects of young Americans Still the Obama campaign accused Romney of switching positions and supporting cuts to

    Original URL path: http://njpirgstudents.org/media/sp/obama-romney-focus-student-debt-campaign-issue (2016-04-29)
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  • New York Times: Student Loan Interest Rates Loom as Political Battle | NJPIRG Student Chapters
    6 billion Bad policy based on lofty campaign promises has put us in an untenable situation said John P Kline Jr the Minnesota Republican who is chairman of the House Committee on Education and the Workforce The low interest rate stemmed from the 2007 College Cost Reduction and Access Act which reduced interest rates on subsidized Stafford loans over the following four academic years from 6 8 percent to the current 3 4 percent with the proviso that the rates would revert to 6 8 percent this July Extending the low rate would be too costly Mr Kline said We must now choose between allowing interest rates to rise or piling billions of dollars on the backs of taxpayers he said I have serious concerns about any proposal that simply kicks the can down the road and creates more uncertainty in the long run which is what put us in this situation in the first place Mr Kline who earlier this year called the interest rate hike a ticking time bomb set by Democrats said he was exploring other options in hopes of finding a solution that served borrowers and taxpayers equally well When the 2007 law was passed 77 Republicans most of whom are still in Congress voted for it But in the current climate of fractious partisanship new legislation introduced by Representative Joe Courtney to extend the lower rate has 127 co sponsors all of them Democrats Mr Courtney said he was hopeful that some Republican support would be forthcoming as the political stakes became more apparent The visibility of this issue is going to continue to grow as we get closer to the deadline he said The response of students and parents is one of disbelief that interest is going to double at a time when interest

    Original URL path: http://njpirgstudents.org/media/sp/new-york-times-student-loan-interest-rates-loom-political-battle (2016-04-29)
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  • Groups target textbook prices to rein in college costs | NJPIRG Student Chapters
    is trying to figure out how to keep higher education affordable and doing it in a way that does not impact income to the university says David Ernst who is spearheading a University of Minnesota project that encourages faculty to adopt cheaper books Commercial publishers typically own the rights to content they produce while the alternative materials often called open textbooks or open educational resources are published under a license that allows the public to access them for free online Typically a print version can be purchased for a relatively small fee Students already are gravitating toward cheaper options including renting or buying used books Those attending four year colleges spent on average 598 in 2010 11 down from 677 in 2008 09 according to national surveys by market research firm Student Monitor More than 40 said they didn t purchase all required books primarily because they couldn t afford them Commercial publishers also are producing lower cost versions Cengage s 4LTR Press which combines print and online content saved students 50 million over the past three years says the Association of American Publishers Several universities including Cornell and University of California Berkeley are cutting deals with publishers to charge students a lower price for an e textbook this semester than what they would have paid on their own The publishers group also argues that their members offer higher quality If you ignore what works in favor of a movement to give something away that may not work then you ve done more damage than good spokesman Bruce Hildebrand says But advocates of open textbooks say the growing array of options are getting better There is so much going on right now says Nicole Allen who directs a textbook campaign for U S PIRG a national public interest advocacy group

    Original URL path: http://njpirgstudents.org/media/groups-target-textbook-prices-rein-college-costs (2016-04-29)
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