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  • Student Consumer Action Network | NJPIRG Student Chapters
    Ripoffs Cell Phones Health Insurance Private Student Loans E mail us to get involved Issue updates Media Hit Consumer Protection NJPIRG chapter to focus on global warming campaign The University s chapter of the New Jersey Public Interest Research Group will promote three campaigns around campus this year that address political social and environmental issues affecting people at a university state and national level Keep Reading Resource Consumer Protection Toy Safety Tips Summary From toxic chemicals to choking hazards to dangerous magnets see what dangerous toys to watch out for while you shop Keep Reading Report Consumer Protection Trouble in Toyland The 2012 Trouble in Toyland report is the 27th annual U S Public Interest Research Group survey of toy safety In this report U S PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards Keep Reading Resource Consumer Protection Hurricane Sandy Relief Grocery Store Donation Drive Toolkit Summary In the aftermath of Hurricane Sandy millions of New Jerseyians are without power and thousands are displaced from their homes The next few weeks will be crucial ones for those of us who were less impacted by the Hurricane to step up to the plate With so many people in shelters or without power running a grocery store donation drive is a great way to meet the local demands of shelters and relief organizations Keep Reading News Release Student PIRGs Consumer Protection Higher Ed Student Debt Banks Skim Millions in Fees from Student Aid Using Debit Card Linked Student IDs Washington D C Over 9 million students are at risk for increased educational debt due to bank affiliated student debit cards that come with high fees insufficient consumer protections and few options Financial

    Original URL path: http://njpirgstudents.org/campaigns/nj/student-consumer-action-network?page=1 (2016-04-29)
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  • Student Consumer Action Network | NJPIRG Student Chapters
    Identity Theft Renters Rights Student Tax Breaks Credit Cards Spring Break and Travel Ripoffs Cell Phones Health Insurance Private Student Loans E mail us to get involved Issue updates Report Consumer Protection Higher Ed Student Debt The Campus Debit Card Trap Banks and other financial firms are taking advantage of a variety of opportunities to form partnerships with colleges and universities to produce campus student ID cards and to offer student aid disbursements on debit or prepaid cards In addition to on campus services such as student ID functions offered on the card some cards offer traditional debit card services linked to bank accounts other cards provide additional reloadable prepaid card functions The disbursement of financial aid and university refunds is the most significant partnership identified Keep Reading Resource Consumer Protection FAILbook Summary Facebook makes it pretty tough for you to control who gets to see your personal information This guide will walk you through step by step how to adjust your settings to control who can see your information on Facebook Keep Reading Media Hit Consumer Protection Higher Ed Textbooks Groups target textbook prices to rein in college costs A push to create free or inexpensive textbooks is gaining momentum as educators philanthropists and policymakers nationwide search for new ways to rein in college costs Keep Reading Resource Consumer Protection Student Consumer Action Network Project Packet Summary Download this resource for everything you need to know to organize the consumer campaign on your campus Keep Reading Blog Post Consumer Protection 2012 Starts with a Win Nick Jermer 2012 has already brought a tremendous victory for students and families Today the President appointed Richard Cordray as the director of the new Consumer Financial Protection Bureau CFPB The CFPB will rein in the bad business practices of banks lenders and credit

    Original URL path: http://njpirgstudents.org/campaigns/nj/student-consumer-action-network?page=2 (2016-04-29)
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  • Student Consumer Action Network | NJPIRG Student Chapters
    of Bank Fees and Fee Disclosure Policies A survey of more than 350 bank branches reveals that fewer than half of branches obeyed their legal duty to fully disclose fees to prospective customers while one in four provided no fee information at all The report also includes a shopping guide which will compare banking options direct consumers to free and low cost checking choices and provide a list of fees that consumers should look out for when picking a bank Keep Reading Report Consumer Protection Toward Common Ground Bridging the Political Divide to Reduce Spending Our nation faces unprecedented fiscal challenges as the commitments we ve made now and into the future far outpace our fiscal capacity Congress the President s National Commission on Fiscal Responsibility and Reform and citizens across the country must grapple with very difficult decisions about how we can put our fiscal house in order Keep Reading Blog Post Consumer Protection Trouble in Toyland Survey Finds Toxic or Dangerous Toys on Store Shelves We just released the 26th annual Trouble in Toyland report We ve made progress but there are still some dangerous toys on the shelves The report reveals the results of laboratory testing on toys for lead and phthalates both of which have been proven to have serious adverse health impacts on the development of young children The survey also found toys that pose either choking or noise hazards Keep Reading Add new comment Blog Post Consumer Protection Truth about Credit Cards Credit Cards More and more college students are graduating with credit card debt every year We are working to limit the marketing credit card companies can do on campus and also to provide better credit management information Here are some important guidelines To Avoid Credit Card Trouble Keep Reading Blog Post Consumer

    Original URL path: http://njpirgstudents.org/campaigns/nj/student-consumer-action-network?page=3 (2016-04-29)
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  • Student Consumer Action Network | NJPIRG Student Chapters
    in an effort to allow them to the make the best choices for themselves Educating consumers about their rights in the marketplace by producing consumer guides to help people navigate the marketplace Advocating for change by working to build the support it takes to pass consumer protection legislation in our states and in D C As students we re particularly vulnerable to some specific consumer issues Online Privacy Identity Theft Renters Rights Student Tax Breaks Credit Cards Spring Break and Travel Ripoffs Cell Phones Health Insurance Private Student Loans E mail us to get involved Issue updates Blog Post Consumer Protection FAILbook Guide Guide to Controlling Your Information on Facebook Facebook makes it pretty tough for you to control who gets to see your personal information This guide will walk you through step by step how to adjust your settings to control who can see your information on Facebook Keep Reading Blog Post Consumer Protection Guide to Financial Aid Financial Aid A college degree is pretty much a necessity these days but few of us can afford to pay for it without some form of outside aid Outside aid comes in the form of grants and scholarships which we don t have to pay back and loans which we do have to pay back Finding Grants and Scholarships Keep Reading Report Consumer Protection Higher Ed Risking Our Future Middle Class Young Americans face lasting damage from the dual crises in the financial sector and in personal finance making it urgent that Congress pass strong financial reform legislation Keep Reading Pages first previous 1 2 3 4 5 View All RSS Feed About Us Our Leadership Our Mission Accomplishments How is NJPIRG funded Local Chapters Rutgers Camden Rutgers New Brunswick Rutgers Newark Get Involved Action Center Campaign Resources Start a PIRG

    Original URL path: http://njpirgstudents.org/campaigns/nj/student-consumer-action-network?page=4 (2016-04-29)
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  • Student Consumer Action Network Updates | NJPIRG Student Chapters
    a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns Don t Get Ripped Off Don t Frack the Delaware Energy Service Corps Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Citizens United No Bees No Food Save ABX Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference

    Original URL path: http://njpirgstudents.org/node/376/content (2016-04-29)
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  • Student Consumer Action Network Project Packet | NJPIRG Student Chapters
    Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns Don t Get Ripped Off Don t Frack the Delaware Energy Service Corps Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Citizens United No Bees No Food Save ABX Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience

    Original URL path: http://njpirgstudents.org/resources/student-consumer-action-network-project-packet (2016-04-29)
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  • Hurricane Sandy Relief: Grocery Store Donation Drive Toolkit | NJPIRG Student Chapters
    relief organizations and ask them what the most need donated and edit your flier to reflect that 2 Call through your list of grocery stores and ask them if you can post up in front of their store asking for Hurricane relief donations sample calling rap attached 3 Recruit your friends student government student groups community groups faculty anyone to help out at the grocery stores for at least 2 hour shifts 4 Let your local shelters know when you ll be collecting donations and decide on a drop off location and time Doing grocery store drives for one weekend at just a few stores can generate thousands of items for local shelters get to it Sample Grocery Store Calling Rap Hi my name is with NJPIRG Students the student run non profit working on Hurricane relief efforts in How s it going Fine how can I help you I m calling because we re doing a food and necessities drive in city or county and I was wondering if we could pass out fliers and collect donations in front of your store Are you the right person to talk to Yup Great as you know Hurricane Sandy has hit our state and community hard thousands are still displaced and in need of basic necessities like food and toiletries We ve called local shelters and relief organizations determined what they most need and put together a flier that we d like to pass out in front of your store asking people to buy those items for relief efforts We ll take the donations and drop them off directly to your local shelter We d like to do the drive day time what steps do we need to take to set that up Get the details and set up your drive

    Original URL path: http://njpirgstudents.org/resources/nj/hurricane-sandy-relief-grocery-store-donation-drive-toolkit (2016-04-29)
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  • The Campus Debit Card Trap | NJPIRG Student Chapters
    governments making better deals with fewer fees for their clients This U S PIRG Education Fund report is an overview of the campus card marketplace and includes a survey of campus cards at the 50 largest public universities 50 largest community colleges and 20 largest private universities by campus population It recommends best practices by colleges and banks and new protections for consumers and provides tips for students Greater transparency will help make the market work better KEY FINDINGS U S PIRG has identified almost 900 card partnerships between colleges and banks or other financial firms at schools with over 9 million students or over 2 in 5 42 of all students nationwide Industry leading banks and financial firms tout that upwards of 70 80 of students use their cards after a few years of marketing U S PIRG has identified that 32 of the 50 largest public 4 year universities 26 of the largest 50 community colleges and 6 of the largest 20 private not for profit schools had debit or prepaid card contracts with a bank or a financial firm Of banks US Bank had the most card agreements at 52 campuses with over 1 7 million students Wells Fargo had card agreements at schools with the most students its contracts were at 43 campuses that have over 2 million students The largest financial firm player Higher One has card agreements with 520 campuses that enroll over 4 3 million students Although contracts are hard to obtain revenues to schools can be substantial A new contract between Ohio State University and Huntington Bank includes 25 million in payments to the school over 15 years It also includes an additional 100 million in lending and investment to neighborhoods surrounding campus Fees can be steep and frequent for students using

    Original URL path: http://njpirgstudents.org/reports/sp/campus-debit-card-trap (2016-04-29)
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