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  • Risking Our Future Middle Class | NJPIRG Student Chapters
    s greatest financial meltdown since the Great Depression of 1929 From credit cards to private student loans we ve been aggressively targeted by abundant but risky credit explained Andrew Merki a junior at the University of Indiana at Bloomington and the chair of the Indiana PIRG a member of U S PIRG The tens of thousands of dollars in high interest loans I ll have to repay at graduation will benefit the banks but keep me in a financial hole This is a generation of 18 29 year olds unemployed or involuntarily out of the workforce added Gregory Cendana President of the United States Student Association With jobs scarce higher education should be an accessible training ground but instead it is under siege Risking Our Future Middle Class documents that debt has become a generation defining characteristic for today s young adults For instance private student loans typically have uncapped variable interest rates reaching as high as 18 in recent years and they cannot be deferred in the event of job loss Young adults need tools to save and build assets for the future otherwise they ll be dragged down by a predatory financial market noted Caleb Gibson of Demos We need more disclosure fair pricing and protection from the excessive risk taking of banks Senator Dick Durbin D IL recently sponsored an amendment to the Wall Street reform package that would ensure that private loans from the country s largest student lender Sallie Mae fall under the CFPB s authority Too often students who don t realize the long term impact of their loan decisions fall victim to high interest rates and predatory lending We owe it to them and their families to make sure higher education remains accessible by putting strong protections in place that prevent abusive practices

    Original URL path: http://njpirgstudents.org/reports/risking-our-future-middle-class (2016-04-29)
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  • Hurricane Sandy Response Toolkit | NJPIRG Student Chapters
    a smaller goal for the amount of money you ll raise in the first week and a larger goal for the total amount of money you want to raise over the course of the semester year Determine which fundraisers you want to organize and which groups individuals will play roles in organizing them You ll need people to work on logistics publicity and volunteer recruitment for each event Step 2 Hold your Fundraiser Here are some ideas for fundraisers Run a Spare Change Drive Collect jars and paste labels for the Spare Change drive on them Put the jars everywhere dorms stores academic departments dining halls etc Ask local and campus cafes and coffee shops to place donation jars by the cash register for people to donate their change Advertise the drive around campus Go door to door Some campus groups have raised thousands of dollars by going door to door in campus apartments or dorms and asking people to donate the change they have around the house on coffee tables jars and in couches Set up a dorm competition American University students organized a dorm penny drive competition Each residence hall had a huge jar in the lobby and residents were urged to toss extra change into the jar In order to increase competition and money raised the organizers added the rule that paper money was subtracted from the total So in order to reduce other hall s points residents put dollar bills in other dorms jars Set up a day when all of the spare change jars will be collected Recruit some volunteers to count of all of change Sponsor a concert Contact local bands and ask them to play a set for your concert Find a venue for the concert We suggest both looking into places on campus many dorms and student unions have rooms that could hold concerts and calling local restaurants bars to find the best event Publicize the event be sure you are telling people where the proceeds are going Put up posters and hand out fliers Ask groups and campus departments to send announcements to their listserves Have members of the coalition text their friends Setup a facebook event Call the campus newspaper and ask them to run a story on the event in advancevi Put the event on the online campus calendar Set up the logistics for collecting the money at the door Organize a raffle Go door to door to local businesses and ask them to donate gift certificates or items for the raffle Find a venue for the raffle drawing We suggest both looking into places on campus many dorms and student unions have rooms that could hold concerts and calling local restaurants bars to find the best event Design and print raffle tickets here s a website http www raffleprinter com Determine the cost of the raffle ticket If you want to sell each ticket for 5 you ll need to sell approximately 215 tickets to raise 1 000

    Original URL path: http://njpirgstudents.org/resources/sandy-response-toolkit (2016-04-29)
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  • Campaign Against Hunger and Homelessness | NJPIRG Student Chapters
    Among those that were unemployed 4 in 10 were experiencing long term unemployment 27 weeks or more throughout the year the highest proportion of long term unemployment on record Despite the problems we re facing here and abroad we ve found little support for either short or long term solutions to poverty According to the Washington Post neither the United States nor other nations have actually dispersed the money pledged to rebuild Haiti Likewise Congress has been repeatedly unwilling to extend unemployment benefits as we rebuild the US economy Unfortunately the lack of political support is not new Americans have grown to accept hunger and homelessness as the status quo While people want the economy rebuilt and want their personal situations to become better we lack broadbased support for systemic solutions to poverty E mail us to get involved Issue updates Resource Hunger Hunger and Homelessness Project Packet Summary Download this resource for everything you need to know to organize the Hunger campaign on your campus Keep Reading Blog Post Hunger Newark students raise awareness of hunger homelessness Rutgers Newark students with NJPIRG organized a Faces of Homelessness Panel to highlight hunger homelessness issues affecting the Newark community The event featured local community leaders Over fifty students on campus turned out to the event Keep Reading Add new comment Blog Post Hunger Camden Students Tackle Hunger Homelessness Rutgers Camden students came together for Hunger Awareness Week to highlight the importance of helping out the local community During the week students fundraised over 1 000 for the local food pantry and educated hundreds of students on campus Keep Reading Add new comment Pages first previous 1 2 View All RSS Feed About Us Our Leadership Our Mission Accomplishments How is NJPIRG funded Local Chapters Rutgers Camden Rutgers New Brunswick Rutgers Newark

    Original URL path: http://njpirgstudents.org/campaigns/nj/campaign-against-hunger-and-homelessness?page=1 (2016-04-29)
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  • Campaign Against Hunger and Homelessness Updates | NJPIRG Student Chapters
    a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns Don t Get Ripped Off Don t Frack the Delaware Energy Service Corps Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Citizens United No Bees No Food Save ABX Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference

    Original URL path: http://njpirgstudents.org/node/336/content (2016-04-29)
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  • Hunger and Homelessness Project Packet | NJPIRG Student Chapters
    Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns Don t Get Ripped Off Don t Frack the Delaware Energy Service Corps Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Citizens United No Bees No Food Save ABX Newsroom Latest Updates Blog News Releases PIRG in the News Reports Internships Work on important issues learn valuable skills get hands on experience

    Original URL path: http://njpirgstudents.org/resources/hunger-and-homelessness-project-packet (2016-04-29)
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  • Make Textbooks Affordable | NJPIRG Student Chapters
    they need to adopt open source textbooks and save students millions each year Last semester we were part of a national twitter riot which generated hundreds of tweets nationwide and as a result we got five co sponsors on the first national bill to curb the price of textbooks You can join the outcry by using textbookbroke At Rutgers Here at Rutgers we re working to get our school to adopt open source textbooks like other big ten schools have see our report here We ve seen success here before we helped to create the textbook rentals system at Rutgers Now we re working directly with the university senate and the library to create a pilot open source textbook program We ve done the math and if just five professors switch students could save over 50 000 in just one semester Now imagine if we could implement that university wide Help us lower the price of textbooks by interning with us QUESTIONS Contact Our National Campaign Staff here E mail us to get involved Issue updates Media Hit Textbooks The Death of Textbooks Artificially intelligent software is reshaping traditional teaching materials but it s unclear what the new technology will take away from the learning experience Keep Reading Media Hit Textbooks Student Groups Pressure Colleges Over the Insane Cost of Textbooks Students can spend 1 300 per year on textbooks but online textbooks could ease that burden a new analysis finds Keep Reading Media Hit Higher Ed Textbooks Putting a Dent in College Costs With Open Source Textbooks College students could save an average of 128 a course if traditional textbooks were replaced with free or low cost open source electronic versions a new report finds Keep Reading News Release Student PIRGs Higher Ed Textbooks REPORT Open Textbooks The Billion

    Original URL path: http://njpirgstudents.org/campaigns/nj/make-textbooks-affordable?page=1 (2016-04-29)
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  • Make Textbooks Affordable | NJPIRG Student Chapters
    hundreds of tweets nationwide and as a result we got five co sponsors on the first national bill to curb the price of textbooks You can join the outcry by using textbookbroke At Rutgers Here at Rutgers we re working to get our school to adopt open source textbooks like other big ten schools have see our report here We ve seen success here before we helped to create the textbook rentals system at Rutgers Now we re working directly with the university senate and the library to create a pilot open source textbook program We ve done the math and if just five professors switch students could save over 50 000 in just one semester Now imagine if we could implement that university wide Help us lower the price of textbooks by interning with us QUESTIONS Contact Our National Campaign Staff here E mail us to get involved Issue updates Media Hit Higher Ed Student Debt Textbooks How students are engaging textbook companies in a duel against high prices and winning Before entering the classroom of an intro level economics course students get a real life experience with the subject the required textbook costs 290 on Amazon Keep Reading News Release NJPIRG Students Textbooks NJPIRG Tackles Textbook Rip offs As students at Rutgers and across the country return to campus this fall textbooks remain one of the priciest items on their shopping lists However a new open textbooks pilot program planned for Spring 2015 may alleviate how hard these costs hit students pocketbooks Keep Reading Resource Higher Ed Student Debt Textbooks OPEN TEXTBOOKS Resources at Big Ten Schools Keep Reading Report U S PIRG Education Fund and the Student PIRGs Higher Ed Textbooks Fixing the Broken Textbook Market This study demonstrates that despite recent steps forward in the marketplace

    Original URL path: http://njpirgstudents.org/campaigns/nj/make-textbooks-affordable?page=2 (2016-04-29)
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  • Make Textbooks Affordable | NJPIRG Student Chapters
    and as a result we got five co sponsors on the first national bill to curb the price of textbooks You can join the outcry by using textbookbroke At Rutgers Here at Rutgers we re working to get our school to adopt open source textbooks like other big ten schools have see our report here We ve seen success here before we helped to create the textbook rentals system at Rutgers Now we re working directly with the university senate and the library to create a pilot open source textbook program We ve done the math and if just five professors switch students could save over 50 000 in just one semester Now imagine if we could implement that university wide Help us lower the price of textbooks by interning with us QUESTIONS Contact Our National Campaign Staff here E mail us to get involved Issue updates Blog Post Textbooks Big Day for Open Education Today was a big day in the movement for free and open textbooks A conference call featuring U S Under Secretary of Education Martha Kanter CALPIRG textbook affordability activist Arthur Karadzhyan and other leaders kicked off two exciting new initiatives for open education Keep Reading Resource Textbooks Federal Textbook Price Disclosure Law Summary The HEOA short for the Higher Education Opportunity Act is a higher education reform bill passed by Congress in 2008 Among the many provisions in HEOA was a set of important regulations to help make textbooks affordable which went into effect July 1 2010 Keep Reading Resource Textbooks Make Textbooks Affordable Recommendations to Faculty Summary Faculty are in charge of selecting textbooks which puts them in a key position to help students save money Follow these guidelines to help minimize costs Keep Reading Resource Textbooks Tips to Save on Textbooks Summary Even

    Original URL path: http://njpirgstudents.org/campaigns/nj/make-textbooks-affordable?page=3 (2016-04-29)
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