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  • Imagine if you couldn’t drive your car?oat law | oat law
    the suspension of your driving licence large fines and even jail time For many people not being able to drive means that they are unable to get to work every aspect of your life is negatively affected Even when you get back on the road you are likely to have to suffer higher insurance premiums as a result of your conviction This is why legal representation is important if you are charged with a DUI offence When choosing legal representation you should look for a lawyer who specializes in DUI proceedings The Law Offices of Randy Collins provides you with a professional comprehensive service an award winning criminal defense attorney who is there to work side by side with you to ensure that you get the best outcome possible Driving Under the Influence is a broad term that include a number of different types of impairment to your ability to drive whether that s having consumed alcohol marijuana cocaine prescription medication or whether you are underage The potential penalties that you may face are greatly influenced by whether anyone has been injured or killed as a result of your driving In any of these circumstances legal representation is essential to ensure that you are not only putting forward the best case possible but also to minimize any penalties that you may incur if convicted What many people don t realize is that there are a range of defences available to drivers that are facing Driving Under the Influence charges There is a lot of complexity in DUI cases not just in whether or not alcohol or drugs have been identified as being present in the driver but also in terms of whether the correct procedures have been followed the credibility of the tests that have been completed and a range

    Original URL path: http://www.oatlaw.org/imagine-if-you-couldnt-drive-your-car/ (2016-04-30)
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  • Biggest Class Action Lawsuits Involved in Securities Fraudsoat law | oat law
    investors of 7 2 billion This is still the largest payout to date in a class action suit associated with securities fraud The Dukes vs Wal Mart Stores In 1998 a female employee of Wal Mart decided to sue the company claiming sexual discrimination under the Civil Rights Act of 1964 She claimed that after many years with the company and in those years providing excellent service she was denied a promotion because of her sex It had started out originally as just a lawsuit between her and the company but it was quickly upgraded to a class action lawsuit having every female employee represented Wal Mart had to pay 11 billion at the end of the lawsuit Since then they have taken very seriously how they treat their employees and how information is disclosed to them Master Tobacco Settlement This was a huge huge class action lawsuit each state had been represented by that state s Attorney General and each state filed a lawsuit against each top six tobacco companies in their state court this was settled in 1998 so the top companies were rather different back then Brown Williamson Lorillard Philip Morris R J Reynolds Commonwealth and Ligget Myers were all involved in this lawsuit The lawsuits were filed under anti trust laws that called for the recovery of smoking related health care costs Many people claimed that companies did not inform the public correctly of what health issues could arise if they smoked At the end of this class action suit the companies collectively paid 206 billion this was over 25 years though but think it was settled in 1998 they just finished paying that 5 years ago These companies all had massive lawsuits slapped on them and from the looks of it they have all either

    Original URL path: http://www.oatlaw.org/biggest-class-action-lawsuits-involved-in-securities-frauds/ (2016-04-30)
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  • Is There a Cure for Rising Healthcare Costs?oat law | oat law
    of health insurance Accoding to research 85 percent of excess administrative overhead can be attributed to the insurance system Reducing insurance provider prices is another way of limiting costs They are higher in the United States than most of Europe Also an increase of unhealthy lifestyles which makes a rise in diabetes and high blood pressure Encouraging exercise and a better diet may go a long way to improving lifestyles Obesity is worse in this country than in any other one Plus our population is aging to an average life span of 77 years This is almost ten years older than a few decades before So we have people living longer but they are heavier and less inclined to diet To stop the rise of health care costs lets encourage them to follow a better life plan They need more in depth programs to reduce obesity Also if you look at the big picture taxes have increased the cost of health insurance by over 5 000 a family This can add up quickly and some people just cannot afford the price anymore If you live with a chronic condition it can be so important to have a good health insurance plan All it takes is one or two hospital visits for you to see the need for improved health insurance costs It can be over whelming to a lot of families to bear this burden Something needs to be done about it To reduce health care costs a good look needs to be taken at not only our hospitals but also the political system Health care is so important and if it is taxed and over taxed if there is a lot of waste that is not addressed what is that saying to the thousands of people who go without

    Original URL path: http://www.oatlaw.org/is-there-a-cure-for-rising-healthcare-costs/ (2016-04-30)
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  • How Women Can Save Herself From Dealing With a Fraud Tax Prepareroat law | oat law
    and service of a licensed practitioner who has received professional training from recognized institute Be straight forward and ask for their license number a professional practitioner will readily provide it as he knows that winning over the trust of the clients is important for his professional growth Review Track Record Work experience and a professional s reputation in this particular business are important factor that can help the clients to understand the value of his service A practitioner who is in this field for a prolonged time will know all the intricate details of the tax laws as he is practicing for a long time So it is best to approach a professional with excellent reputation Review Tax Return Though a commoner s knowledge about tax laws and rates are negligible but all of us get an idea of the whole process in the course of time So take up the initiative to go through the entire tax return before submitting it and paying the amount stated Approach the tax preparer in case you are not able to understand any of the clauses or transactions and seek for an explanation on the same Is the Tax Preparer Insured A professional tax preparer with comprehensive knowledge and understanding about his profession will have an insurance coverage shielding him from any kind of unpleasant incident You can fully trust such a tax preparer and give him the full responsibility of handling your portfolio Professional Fees One important aspect of judging between a professional and fraud tax preparer is the way he charges professional fees It is of your best interest to avoid tax preparers who charges a percentage of the tax refund as professional fee Though you would initially find such offers to be lucrative but if the amount of refund charged

    Original URL path: http://www.oatlaw.org/how-women-can-save-herself-from-dealing-with-a-fraud-tax-preparer/ (2016-04-30)
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  • What to Consider when Moving Overseasoat law | oat law
    Medical insurance intended especially for expatriates like Citizen Secure can help keep you in good health while abroad Your Possessions Will you sell off your possessions or pay a monthly fee to store them for the next several years Shipping your possessions halfway across the world isn t really practical even if you already know where you re going to live And while you may think of your pet as more of a companion and less of a possession what will you do with Fido or Fluffy when you move Some countries have a costly and lengthy quarantine process Make certain you ve researched the specifics before making a final decision Your Money Failing to make your financial arrangements before you move could be an expensive mistake The best advice is to speak with a financial advisor who has experience serving expatriates In which country will you keep your investments From which account will you pay your bills How will you pay taxes A financial advisor is the best person to answer those questions Your Safety There are some countries where safety is a consideration especially for U S citizens Women have even more reasons to be concerned depending on the region Make sure you learn all you can about the country s culture attitudes towards women and Americans in general and Civil Rights records USA gov provides safety updates by country as well as general information for U S citizens traveling and living abroad It takes a lot of planning to live abroad but don t let that deter you Immersing yourself in another culture learning a new language and opening your mind to new possibilities will enrich your life beyond anything you could imagine just remember to consider each step carefully Taking a leap of trust may be

    Original URL path: http://www.oatlaw.org/what-to-consider-when-moving-overseas/ (2016-04-30)
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  • Escape Rising Number of DUI Drivers with Defensive Drivingoat law | oat law
    be a Tampa DUI lawyer or Virginia DWI firm will agree that arrests for driving under the influence only tell part of the story Before being apprehended the average drunk driver has driven while intoxicated 80 times Between 50 and 75 percent of all drivers with licenses suspended due to driving under the influence drive anyway continuing to endanger the public with their poor life choices Fewer arrests do not necessarily mean that fewer motorists are staying away from the bottle The Importance of Defensive Driving Defensive driving habits protect motorists from problems before they occur Identifying intoxicated motorists in advance of driving up to them allows one to give the other driver a wide berth while contacting the police Defensive driving encompasses a wide variety of tactics all of which are aimed at staying ahead of the game Identifying problems means a mixture of vigilance and common sense Defensive drivers will scan the road as far ahead as possible to identify potential issues not only could traffic be stopped but if numerous motorists in a lane are swerving slightly at a specific point there may be a pothole or object in the roadway Keeping an eye on the driver of the vehicle in front allows motorists to predict that vehicle s movement drivers who look around repeatedly are probably looking for an address which may mean that they could hit their brakes hard at any particular moment Defensive drivers will always leave an adequate distance between their vehicle and the vehicle in front never sit in another vehicle s blind spot and identify not only the distance but also the speed of other traffic before changing lanes Even if a defensive driver fails to spot an intoxicated motorist the defensive driver s general habits should help prevent a collision from occurring in the first place Spotting Drunk Drivers Drunk drivers are not always easy to identify Drivers with low levels of intoxication may come across as unskilled or fatigued motorists Ham fisted inputs and slight weaving within a lane are potential indicators of an intoxicated or poorly skilled driver Motorists should give such drivers a wide berth and always practice defensive tactics Highly intoxicated drivers are easier to identify They will weave outside their lanes ignore traffic control devices and even strike vehicles and curbs Driving with one s headlights off at night driving well below the speed limit in normal conditions and remaining stopped at green lights and stop signs for extended periods are indicators of drunk driving Anything that denotes a lack of responsiveness on the driver s part should be noticed With a mixture of poor perception crude inputs slow responses and diminished judgment inebriated motorists present a variety of hazards to the motoring public However these hazards differ little from the hazards posed by heavily distracted or thoroughly incompetent drivers With proper defensive driving techniques motorists can minimize their chances of becoming a victim After attending defensive driving classes herself author and concerned motorist Molly

    Original URL path: http://www.oatlaw.org/escape-rising-number-of-dui-drivers-with-defensive-driving/ (2016-04-30)
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  • What Else Should I Know About Term Life Insurance?oat law | oat law
    family is left behind with little to no income after they will not be ok because of your life insurance Any debts mortgages housing costs education costs and funeral costs are going to be covered and they will be able to stay afloat at least for a good amount of time When it comes to the educational costs that insurance money could be put away into a college fund benefitting your children to a huge extent Another benefit to choosing term life insurance over whole life is the fact that it is always less expensive So while you are making payments on your term insurance and accruing interest on it you are still spending less in the long run and creating a good payout amount in the end You can even make larger payments each month and that extra amount will be tacked onto the overall payout also a big benefit for your family Most term life insurance policies if not all of them are income tax free So this means when your loved ones are receiving payments they are actually receiving the full amount or near full amount You will typically get more for your money when going with a term life policy plan So if you have even slightly considered purchasing life insurance do it now It is not something you should procrastinate on because the longer you hold onto a policy the more it will benefit you and your family in the long run Author Bio Agent Terry Johnson sells insurace in the state of Tennessee when not blogging or writing on his novel Tags Amount Of Time Assumptions Debts Education Costs Educational Costs Extent Helping Hand Housing Costs Income Tax Insurance Money Insurance Term Life Left Behind Life Insurance Policies Life Policies Period Of Time Premiums

    Original URL path: http://www.oatlaw.org/what-else-should-i-know-about-term-life-insurance/ (2016-04-30)
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  • Dog Attacks: Facts All Parents Need to Knowoat law | oat law
    Neutered Males An analysis of the annual dog attacks in the U S reveals that neutered males are much more likely to attack than females or unaltered males Because of this it is a good idea to keep your distance from any neutered male dogs unless their owner is present and gives you permission to approach the animal 3 Avoid Feeding Time Even the friendliest dogs can temporarily become enraged if you make any attempt to go near their food when they are eating This is caused by their natural instinct to protect their food and you simply need to give them some space to eat in order to avoid this potential attack scenario How to Respond if You are Attacked Even if you leave unfamiliar dogs alone and avoid key situations such as feeding time it is still possible for a dog of any breed to attack you In fact there are 4 5 million dog bites in the U S each year If a dog does attack you it is important to respond in the proper manner 1 Do Not Scream or Run The sound and the motion will make the dog pursue the attack with more vigor 2 Avoid Eye Contact and Remain Motionless You can help neutralize the threatened sensation that the dog is feeling by looking at the ground and standing still with your arms at your sides 3 Slowly Back Away After the Attack The dog will eventually lose interest and you will need to slowly back away until you can no longer see the animal By taking the necessary precautions and remaining calm if you are attacked it is definitely possible to avoid receiving any serious injuries However if you are injured by someone s dog you should contact a personal injury lawyer

    Original URL path: http://www.oatlaw.org/dog-attacks-facts-all-parents-need-to-know/ (2016-04-30)
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