archive-org.com » ORG » P » PENNPIRG.ORG

Total: 461

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • Media | PennPIRG
    Your Facebook Activity Into a Credit Score Media Hit Financial Reform Credit Bureaus Deal to Improve Accuracy Huge for Consumers Bloomberg Buying homes getting jobs and borrowing money will be easier after an agreement by the three biggest U S consumer credit reporting services with New York It s a sea change in the way the credit bureaus treat complaints said U S PIRG s Ed Mierzwinski The credit bureaus have been run by computers for years now They re going to have to hire more people and actually verify that what a creditor said is true Read more about Credit Bureaus Deal to Improve Accuracy Huge for Consumers Media Hit Consumer Protection Safety Group s Annual Report Lists Latest Unsafe Holiday Toys CBS News Philadelphia covers PennPIRG s release of the 28th annual Trouble in Toyland report Read more about Safety Group s Annual Report Lists Latest Unsafe Holiday Toys Media Hit Consumer Protection Financial Reform Consumer Financial Protection Bureau helps with bank complaints Since it started accepting complaints about banks 18 months ago the Consumer Financial Protection Bureau has helped thousands of irate customers settle disputes over their accounts with roughly 1 out of 4 complaints resulting in monetary relief a just released analysis by a consumer group shows Read more about Consumer Financial Protection Bureau helps with bank complaints Pages 1 2 3 4 5 6 7 8 9 next last More Search form Search About Issues Stop the Overuse of Antibiotics Campaign for Safe Energy Democracy For The People Stop the Highway Boondoggles Close Corporate Tax Loopholes Making Health Care Work Protecting Consumers Label GMO Foods Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Our Federation Featured Position PennPIRG

    Original URL path: http://www.pennpirg.org/media/rss.xml (2016-04-27)
    Open archived version from archive


  • Results | PennPIRG
    for school lunches Read more about KIDS SCHOOL LUNCHES NOW SAFER Pages first previous 1 2 Search form Search About Issues Stop the Overuse of Antibiotics Campaign for Safe Energy Democracy For The People Stop the Highway Boondoggles Close Corporate Tax Loopholes Making Health Care Work Protecting Consumers Label GMO Foods Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Our Federation Featured Position PennPIRG Internship Work on some of the hottest political issues of the day from fighting the overuse of antibiotics on factory farms to promoting campaign finance reform and tackling Citizens United improving voter access for students and underrepresented communities and advocating for a 21st century transportation system Job Description Archives Blog Media Hits News Releases Reports Resources Results Take Action Donate Join Us Priority Action We re teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms Call on KFC to stop selling meat raised on routine antibiotics ADD YOUR VOICE Support Us Your donation supports PennPIRG s work to stand up for consumers on the issues that matter especially when powerful interests are blocking

    Original URL path: http://www.pennpirg.org/results?page=1 (2016-04-27)
    Open archived version from archive

  • Results | PennPIRG
    Read more about Young People Now Covered Result Financial Reform A VICTORY FOR CONSUMERS OVER WALL STREET Even after the financial crisis lobbyists for the big banks and credit card companies furiously opposed pro consumer provisions in the Wall Street reform law We helped convince Congress to ignore them and create a Consumer Financial Protection Bureau Read more about A VICTORY FOR CONSUMERS OVER WALL STREET Result Food KIDS SCHOOL LUNCHES NOW SAFER For years America s schoolchildren have been eating beef chicken and other foods that would have been rejected as substandard even by fast food chains Thanks in part to our advocacy the USDA has stopped buying such low quality meat for school lunches Read more about KIDS SCHOOL LUNCHES NOW SAFER Result Food Researching How Tax Dollars Become Twinkies U S PIRG research found that since 1995 17 billion in agricultural subsidies have gone to corn syrup and other junk food ingredients That s enough to buy 2 8 billion Twinkies and vastly more than has gone to apples and other fresh fruits and vegetables Read more about Researching How Tax Dollars Become Twinkies Pages 1 2 next last More Search form Search About Issues Stop the Overuse of Antibiotics Campaign for Safe Energy Democracy For The People Stop the Highway Boondoggles Close Corporate Tax Loopholes Making Health Care Work Protecting Consumers Label GMO Foods Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Our Federation Featured Position PennPIRG Internship Work on some of the hottest political issues of the day from fighting the overuse of antibiotics on factory farms to promoting campaign finance reform and tackling Citizens United improving voter access for students and underrepresented communities and advocating for a

    Original URL path: http://www.pennpirg.org/results/rss.xml (2016-04-27)
    Open archived version from archive

  • Coalition Launched To Protect Retirement Savings from Wall Street Loopholes | PennPIRG
    s resistance to the rule has been constant and it s been heavy and they have already spent a fair bit of money preventing this rule from seeing the light of day Unless the rule is completely watered down I d expect that to continue Tara s story explains how loopholes in the law allow Wall Street s brokers and agents to ignore fiduciary duties that apply currently only to a relatively small number of investment advisors She also references a recent White House memo based on academic analysis of the rule proposal The current regulatory environment creates perverse incentives that ultimately cost savers billions of dollars a year said the memo dated Jan 13 from Jason Furman chairman of the White House s Council of Economic Advisers and Betsey Stevenson a council member And many firms have organized themselves on the basis of capturing conflicted payments rather than the delivery of high quality advice they added She goes on to interview one of the professors who co authored one of the studies cited by the White House They are influenced by how much they are paid and larger payments can tilt a broker s advice towards poor performing funds said Susan Christoffersen one of the co authors of an academic study Wall Street s attack so far is following the same lines as in 2010 First they are claiming that they won t be able to provide advice to average Americans who will be priced out of the market Second Wall Street brokers are hiring Wall Street lawyers to issue studies as Debevoise and Plimpton did this week for the powerhouse Financial Services Roundtable Third they claim Labor needs to wait for the SEC they don t Finally the big firms are dangling rural agents out on the front lines of their attack rightly deciding that Congress may find these small businesses more sympathetic than they are Over at saveourretirement com you can study the Problem learn the Solution and Take Action The coalition s News and Resources pages rebut the industry s tired special interest self serving arguments for example their claim that middle class consumers will be on their own MYTH If brokers choose not to continue providing recommendations under the new rule workers and retirees with modest accounts will be stranded without affordable investment advice to guide their retirement planning FACT In fact investment advisers already exist who can and do serve middle income clients under a fiduciary standard giving the lie to the basic premise of this argument Furthermore recommendations that are not based on the best interest of the investor do not constitute advice such recommendations constitute a sales pitch misleadingly presented as advice Eliminating such misleading practices will be an important benefit of the rule not a drawback While OMB is often described as the place regulations go to die we don t believe that will happen this time even though we fully expect Wall Street to blitz Congress with demands for Dear

    Original URL path: http://www.pennpirg.org/blogs/eds-blog/usp/coalition-launched-protect-retirement-savings-wall-street-loopholes (2016-04-27)
    Open archived version from archive

  • President Issues Privacy Platform | PennPIRG
    on Over ten years of fighting such proposals First it is highly unlikely that Congress will enact a federal law breach law as strong as the strongest state laws probably California New Jersey and Connecticut These states do not require any proof of risk of harm before notifying consumers Industry would prefer a bill with a harm trigger this essentially means that the company that loses your information gets to decide whether to warn you Industry also wants the threat of harm to be narrowly written to only include financial harm not including for example harm to your good name or even harm caused by increased risk of stalking Unless firms are threatened by the loss of their own good name or reputation they have very little incentive to protect your good name And as for the ridiculous arguments that it is just too hard for firms to comply with our current patchwork quilt of rules why not comply nationwide with the best That s not hard The laws don t actually conflict complying with the best means you are complying with all of them But the bigger problem with federal data breach legislation is that pursuit of what is essentially an extremely narrow uniform national breach notice goal becomes a legislative vehicle for enacting sweeping limits on any and all state privacy efforts Effectively federal breach law proposals provide a big Trojan Horse for the financial industry to hide its other preemption efforts inside Will industry support a federal uniform breach law based on the strongest state laws Of course not They will support a federal breach standard based only on the weakest parts of state laws but with the broadest most sweeping limits on future state privacy actions Win for them loss for privacy and federalism In my testimony PDF last year before both the House and Senate I explained this problem based on language in one of the industry supported bills sponsored by Senator Tom Carper DE My testimony explains other key breach law considerations but let s take a quick look at Senator Carper s preemption language in S 1927 SEC 7 RELATION TO STATE LAW No requirement or prohibition may be imposed under the laws of any State with respect to the responsibilities of any person to 1 protect the security of information relating to consumers that is maintained or communicated by or on behalf of the person 2 safeguard information relating to consumers from potential misuse 3 investigate or provide notice of the unauthorized access to information relating to consumers or the potential misuse of the information for fraudulent illegal or other purposes or 4 mitigate any loss or harm resulting from the unauthorized access or misuse of information relating to consumers So in return for a uniform data breach notice standard powerful special interests want to take states completely off the privacy protection beat That s too high a price to pay More here on what should be done instead Consumer Protection Search

    Original URL path: http://www.pennpirg.org/blogs/eds-blog/usp/president-issues-privacy-platform (2016-04-27)
    Open archived version from archive

  • The CFPB at Three: A Child Prodigy | PennPIRG
    other consumers and even financial firms themselves to determine whether bad practices are isolated or common The CFPB is protecting students from unfair practices Earlier this year the CFPB filed a lawsuit against the for profit college ITT Educational Services arguing that they engaged in predatory student lending practices that push students into high cost private student loans that inevitably will default The CFPB has also investigated the growing use of high fee debit cards to disburse student loans and issued Know Before You Owe tools for student consumers The CFPB is helping stop fraud against servicemembers veterans and their families The CFPB s Office of Servicemember Affairs targets financial frauds and scams aimed at military families and veterans Sadly it s a big problem In November the CFPB obtained 14 million in servicemember refunds from Cash America a payday lender that violated the Military Lending Act The CFPB is reining in debt collector abuses As a 21st century data driven agency the CFPB is keenly aware that debt collection complaints have rapidly eclipsed all others in its complaint database Consequently it is looking very closely at debt collector practices This month the CFPB fined payday lender Ace Cash Express 5 million and ordered it to return an additional 5 million to its customers for illegal debt collection tactics It also filed a lawsuit against a debt collection lawsuit mill for using illegal tactics to intimidate consumers into paying debts they may not owe The CFPB is forcing credit bureaus to do a better job The often lethargic credit bureaus are responding to the recommendations in the CFPB s comprehensive report on the industry In particular the so called Big Three bureaus Experian Equifax and Trans Union have agreed to share full consumer complaint files with creditors during reinvestigations instead of merely converting the details into a 2 digit code meaning for example Consumer says not my account Without the details how could the creditor determine whether the consumer had a valid dispute The CFPB is listening to consumers In addition to taking consumer complaints the CFPB is urging consumers to simply tell their financial stories good or bad Watch videos of stories or tell your own story here The CFPB is helping consumers with its Ask CFPB tool It s been on the road all over the country to hear from consumers and small bankers in the communities where they live and work from El Paso and Long Beach to Des Moines from Boston to Itta Bena Mississippi Over the next six months the CFPB is expected to take major steps in three important areas where powerful industry forces may challenge it But already the House of Representatives has passed appropriations amendments designed to eliminate the CFPB s independent funding No other bank regulator is subject to the politicized appropriations process for good reason Earlier this year the House passed a broader package designed to cripple the bureau The same lobbies that supported rolling back the CFPB s independence

    Original URL path: http://www.pennpirg.org/blogs/eds-blog/usp/cfpb-three-child-prodigy-0 (2016-04-27)
    Open archived version from archive

  • Consumer Protection | PennPIRG
    and greatly improved import surveillance Read more about Trouble in Toyland News Release PennPIRG and Media and Democracy Coalition Consumer Protection Public Interest Groups Urge Lawmakers to Support Broadband Plan that Serves the Public Good For this year s OneWebDay PennPIRG and the Media and Democracy Coalition will release A Public Interest Internet Agenda and join Philadelphia residents for a policy panel discussion on the future of local broadband access The event is being held at 7pm in the University of the Arts as part of Philadelphia s inaugural OneWebDay celebration Read more about Public Interest Groups Urge Lawmakers to Support Broadband Plan that Serves the Public Good Report PennPIRG Education Fund and Media and Democracy Coalition Consumer Protection A Public Interest Internet Agenda Connecting our entire nation via high speed broadband will bring remarkable economic social cultural personal and other benefits Robust economic development job creation improved health care at lower costs enhanced educational opportunities increased homeland security and public safety reduced energy consumption and pollution a reinvigorated democracy and more open government these are just a few of the benefits that will flow from our nation linking its entire population to the Internet at broadband speed Recognizing these benefits many of America s global competitors have already embarked on aggressive national broadband strategies to deploy fast high quality broadband But the quality of U S broadband access is lagging According to the most recent statistics December 2008 available from the Organisation for Economic Co operation and Development OECD the United States ranks just 15th among developed nations in broadband penetration Read more about A Public Interest Internet Agenda News Release PennPIRG Consumer Protection PIRG s Trouble In Toyland Washington DC Hazardous toys are still sold in stores across the country despite a new law overhauling the nation s product safety watchdog agency according to the 23rd annual toy safety survey released today The group also warned that the Consumer Product Safety Commission may delay one of the new law s toxic toy protections indefinitely Read more about PIRG s Trouble In Toyland Report PennPIRG Education Fund Consumer Protection PIRG s Trouble In Toyland The recall of 45 million toys and other children s products in 2007 and continued recalls in 2008 reminded Americans that no government agency tests toys before they are put on the shelves Specifically the wave of recalls focused attention on the fact that the agency charged with protecting Americans from unsafe products the Consumer Product Safety Commission is a little agency with a very big job to do Congress responded by passing the first major overhaul of the CPSC since it was established during the Nixon Administration when it passed the landmark Consumer Product Safety Improvement Act CPSIA in August 2008 1 In addition to expanding the agency s budget Congress gave the CPSC more tools to hold corporate wrongdoers accountable and speed recalls moved toward banning toxic lead and phthalates except in trace amounts and greatly improved import surveillance Read more about PIRG

    Original URL path: http://www.pennpirg.org/topics/consumer-protection?page=9 (2016-04-27)
    Open archived version from archive

  • Solid Waste | PennPIRG
    about Fighting The High Cost Of Rx Drugs Issue Consumer Protection Solid Waste Toxic Free Communities Read more about Toxic Free Communities Search form Search About Issues Stop the Overuse of Antibiotics Campaign for Safe Energy Democracy For The People Stop the Highway Boondoggles Close Corporate Tax Loopholes Making Health Care Work Protecting Consumers Label GMO Foods Reining in Wall Street Act Now Jobs Donate Newsroom Resources Reports Get our RSS feed Our Affiliates Our Sister c 3 Are you a student Our Federation Featured Position PennPIRG Internship Work on some of the hottest political issues of the day from fighting the overuse of antibiotics on factory farms to promoting campaign finance reform and tackling Citizens United improving voter access for students and underrepresented communities and advocating for a 21st century transportation system Job Description Take Action Donate Join Us Priority Action We re teaming up with big restaurant chains to stop the overuse of antibiotics on factory farms Call on KFC to stop selling meat raised on routine antibiotics ADD YOUR VOICE Support Us Your donation supports PennPIRG s work to stand up for consumers on the issues that matter especially when powerful interests are blocking progress Donate Today

    Original URL path: http://www.pennpirg.org/topics/solid-waste (2016-04-27)
    Open archived version from archive



  •