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  • Giving Guide | UHAB | Urban Homesteading Assistance Board
    of assets in a living trust Control of trust for lifetime possible estate tax savings Defer a gift until after your lifetime Bequest in will Name UHAB in your will Donation exempt from federal estate taxes Make a large gift with little cost to yourself Life insurance gift Give a policy with UHAB as owner and beneficiary Curent income tax deduction possible future deductions Avoid the twofold taxation on retirement plan assets Retirement plan gift Name UHAB as beneficiary of the remainder of the assets after your lifetime Avoidance of heavily taxed gift to heirs allowing less costly gifts Avoid capital gains tax on the sale of a home or other real eatate Real estate gift Donate the property to UHAB or sell it to us at a bargain price Immediate income tax deduction and avoidance of capital gains tax Give your personal residence or farm but continue to live there Retained life estate Designate the ownership of your home to UHAB but retain occupancy Charitable income tax deduction and lifetime use of home About UHAB History Staff Board Employment Glossary FAQs Useful Links Supporters Programs Organizing Preservation Development Technical Assistance Member Services Co op Members Member Services FLIP UHAB

    Original URL path: http://www.uhab.org/node/245 (2016-04-28)
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  • Preaching to the (newly co-op) Converted | UHAB | Urban Homesteading Assistance Board
    hard work residents have put forward to secure the safety and future of their homes for themselves and their families A Brief History of the Elva McZeal Houses The federally subsidized two building development located in East New York Brooklyn Constructed in 1971 the development s original for profit owner neglected the property while misappropriating federal funds Conditions deteriorated and living situations became deplorable But the residents banded together organized a tenants association and demanded improvements With the assistance of Brooklyn Legal Services a groundbreaking lawsuit was filed against the landlord under the Racketeer Influenced and Corrupt Organizations RICO Act The tenants won and in 1995 ownership was taken away from the original owner and granted to the Elva McZeal Tenants Association ARCO Management was appointed as the receiver remains today as the building manager At the time the Tenants Association took over the buildings possessed over 500 violations for unsafe conditions and back taxes Under the court appointed receiver ARCO Management Elva McZeal HDFC began addressing these problems and improving building conditions However the transfer of the property as deed in lieu of foreclosure meant that the delinquent real estate taxes remained and continued to accrue Despite the tenant association s work the property was listed in Round 5 of the City s Third Party Transfer TPT Program in the summer of 2002 In consultation with the Urban Homesteading Assistance Board UHAB the NYC Department of Housing Preservation and Development HPD the Federal Department of Housing and Urban Development HUD and Councilmember Charles Barron the decision was reached to temporarily transfer ownership to UHAB Ownership transferred from the HDFC on March 23 2006 and UHAB became the buildings non profit sponsor for the TPT program with the ultimate goal of converting the buildings into a low income cooperative The

    Original URL path: http://www.uhab.org/c/preaching-newly-co-op-converted (2016-04-28)
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  • Tenants & Advocates Demand Repairs On Neglected Sunset Park Homes | UHAB | Urban Homesteading Assistance Board
    cannot allow this negligent mortgage holder to continue to put the housing of New Yorkers at risk I thank Congresswoman Velázquez Council Member González my colleagues in government UHAB Legal Services New York and all the tenants who have fearlessly organized and are standing up to protect the future of their homes I firmly believe these tenants and all New Yorkers have a right to clean safe affordable housing said Council Member Sara M González I am committed to continuing to ensure their rights and hope that today s action will bring them the relief they deserve After months working with residents community based organizations and various City agencies I am eager to move forward and provide permanent relief for my constituents living in these buildings I would like to thank Speaker Quinn and my colleagues at every level of government for turning their attention to this very troubling situation Families who live in blighted buildings face the reality of coming home every day to conditions that are detrimental to their health and wellbeing and which can be so hazardous as to blight the surrounding community AEP exists to act as a mechanism to identify and intervene in buildings like the three properties on 46th Street said HPD Deputy Commissioner Vito Mustaciuolo I thank the Speaker for her strong support in helping to create and strengthen AEP giving HPD the enforcement tools necessary to bring relief to thousands of New York families struggling in some of the worst buildings in the city I also commend the hardworking AEP Housing Litigation and Neighborhood Preservation staff for their tireless efforts to protect our City s tenants and ensure that owners are held accountable for their actions Speaker Quinn elected officials housing advocates and South Brooklyn Legal Services a constituent corporation of Legal Services NYC joined the Tenant Associations of 545 553 and 557 46th Street and residents to demand Seryl LLC meet with tenants and reach an agreement to preserve and restore their homes Though tenants and organizers have repeatedly requested meetings with Seryl LLC to discuss the mortgage holder s plans for the buildings the company has been unwilling to meet with residents to address their concerns We want Seryl to give the receiver more money to make the needed repairs Last week we had no hot water for 8 days and on Friday we woke up to find there was no electricity and no light in the hallways of 553 and 557 said 46th Street Tenant Association President Sara Lopez who has lived in the buildings for over 35 years We have been fighting for 10 years because the previous landlord did nothing We went on rent strike to solve the serious problems of these buildings We have seen some improvements so we see the receiver is trying to get work done We have a new fence and lights outside and new doors But we still need money for the major repairs The boiler must be replaced The roof is

    Original URL path: http://www.uhab.org/c/tenants-advocates-demand-repairs-neglected-sunset-park-homes (2016-04-28)
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  • Resident Voices | UHAB | Urban Homesteading Assistance Board
    are more active than others but we never never make decisions without the full inclusion of each board member and with frequent all resident meetings to make sure everyone is informed and has a voice Residents on their building s conversion from troubled rental to thriving affordable co op About UHAB History Staff Board Employment Glossary FAQs Useful Links Supporters Programs Organizing Preservation Development Technical Assistance Member Services Co op

    Original URL path: http://www.uhab.org/node/933 (2016-04-28)
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  • 2015 Income Limits | UHAB | Urban Homesteading Assistance Board
    and the electric and gas bills total 720 per year for a single person the income limit calculation would be 400 x 12 months 4 800 annual maintenance x 6 28 800 720 utilities per year 29 520 total income For buildings using income guidelines a common definition of low income is earning 80 or less of the median income for the metropolitan area Median income is determined by the U S Dept of Housing and Urban Development those figures are listed in the chart below This number may look high to you the median income is determined for the entire New York City metropolitan area Remember they are maximums Any HDFC can decide to set its income limits lower than these numbers by amending its by laws In some cases HDFCs may actually be allowed to house people considered moderate income or up to 120 of median income so those numbers have been included as well We believe HDFCs have a duty to keep both monthly charges and purchase prices at levels that will be affordable to low income households even if households of moderate or middle income are eligible to purchase The total housing cost which is the combination of the monthly charges and any financing or debt service should not be so high as to exclude a range of people with incomes below 80 of AMI Income Limits for Fiscal Year 2015 Household Size 30 of median common cut off for extremely low income restrictions 50 of median common cut off for very low income restrictions 80 of median common cut off for low income restrictions 100 of median within the range of moderate income restrictions 120 of median moderate income restrictions 1 18 150 30 250 48 350 60 500 72 600 2 20 750 34

    Original URL path: http://www.uhab.org/co-op-members/resource-library/finances/2015-income-limits (2016-04-28)
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  • 2016 Income Limits | UHAB | Urban Homesteading Assistance Board
    the electric and gas bills total 720 per year For a single person the income limit calculation would be 500 x 12 months 6 000 annual maintenance x 6 36 000 720 utilities per year 36 720 total income For buildings using income guidelines a common definition of low income is earning 80 or less of the median income for the metropolitan area Median income is determined by the U S Dept of Housing and Urban Development those figures are listed in the chart below This number may look high to you the median income is determined for the entire New York City metropolitan area Remember they are maximums Any HDFC can decide to set its income limits lower than these numbers by amending its by laws In some cases HDFCs may actually be allowed to house people considered moderate income or up to 120 of median income so those numbers have been included as well We believe HDFCs have a duty to keep both monthly charges and purchase prices at levels that will be affordable to low income households even if households of moderate or middle income are eligible to purchase The total housing cost which is the combination of the monthly charges and any financing or debt service should not be so high as to exclude a range of people with incomes below 80 of AMI Income Limits for Fiscal Year 2016 Household Size 30 of median common cut off for extremely low income restrictions 50 of median common cut off for very low income restrictions 80 of median common cut off for low income restrictions 100 of median within the range of moderate income restrictions 120 of median moderate income restrictions 1 19 050 31 750 50 750 63 438 76 125 2 21 800 36 250

    Original URL path: http://www.uhab.org/co-op-members/resource-library/finances/2016-income-limits (2016-04-28)
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  • Important Information About Workers Comp. and Disability Insurance | UHAB | Urban Homesteading Assistance Board
    about this insurance Document Information About Workers Comp and Disability Insurance pdf About UHAB History Staff Board Employment Glossary FAQs Useful Links Supporters Programs Organizing Preservation Development Technical Assistance Member Services Co op Members Member Services FLIP UHAB Fuel Recent Fuel Prices Oil Heat Program Connected Books Bookkeeping Services Market and Match UHAB University Harlem Training and Resource Center Assistance for Distressed Co ops Vendor Directory Resource Library Management Calendar

    Original URL path: http://www.uhab.org/co-op-members/resource-library/finances/important-information-about-workers-comp-and-disability-insu (2016-04-28)
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  • Income Limits 2012 | UHAB | Urban Homesteading Assistance Board
    more dependents For example if the monthly is 400 and the electric and gas bills total 720 per year For a single person the income limit calculation would be 400 x 12 months 4 800 annual maintenance x 6 28 800 720 utilities per year 29 520 total income For buildings using income guidelines a common definition of low income is earning 80 or less of the median income for the metropolitan area Median income is determined by the U S Dept of Housing and Urban Development those figures are listed in the chart below This number may look high to you the median income is determined for the entire New York City metropolitan area Remember they are maximums Any HDFC can decide to set its income limits lower than these numbers by amending its by laws In some cases HDFCs may actually be allowed to house people considered moderate income or up to 120 of median income so those numbers have been included as well We believe HDFCs have a duty to keep both monthly charges and purchase prices at levels that will be affordable to low income households even if households of moderate or middle income are eligible to purchase The total housing cost which is the combination of the monthly charges and any financing or debt service should not be so high as to exclude a range of people with incomes below 80 of AMI Income Limits For Fiscal Year 2012 Household Size 30 of median restrictions 50 of median common cut off for very low income restrictions 80 of median common cut off for low income restrictions 100 of median within the range of moderate income restrictions 120 of median moderate income restrictions 1 17 450 29 050 46 500 58 125 69 750 2 19

    Original URL path: http://www.uhab.org/co-op-members/resource-library/finances/income-limits-2012 (2016-04-28)
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