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  • RESPONDING TO STUDENTS, CONGRESS EXTENDS LOW COLLEGE LOAN RATE | WISPIRG Students
    borrow new federally subsidized Stafford loans next year Three months ago observers couldn t predict whether Congress mired down by partisanship and focused on the November election would act on this critical issue Yet a wave of student and borrower mobilization changed the political calculus confirming that college affordability is a key concern for young people their families and anyone who cares about the U S having a high skill competitive economy Today s victory is another important step in getting rising student loan debt under control When Congress considers further action to decrease student loan debt they ll know that students are paying close attention Students and borrowers saddled with debt all across the country made their voices heard In March dozens of students gathered in front of the Capitol to deliver over 130 000 letters telling Congress Don t Double My Rate In May and June students lobbied their lawmakers and participated in media events to amplify their voices Student body presidents across the country rallied their campuses with 275 presidents writing letters to their lawmakers and newspapers demanding action to extend the current low rate Widespread action across the country continues to show Americans strongly support making college affordable A large coalition of student youth consumer parent higher education and religious groups organized dozens of on the ground events in districts and mobilized hundreds of thousands of citizens to call or write their lawmakers The House of Representatives passed legislation on Friday with a strong bi partisan vote of 373 52 and the Senate passed the bill with a 74 19 vote The student loan provisions were included in H R 4348 which included a package of issues including the 2 year reauthorization of the transportation bill The President is expected to sign the bill before Sunday

    Original URL path: http://www.wispirgstudents.org/news/sp/responding-students-congress-extends-low-college-loan-rate (2016-04-29)
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  • WISPIRG | Together we can make change happen Students
    Save on Textbooks Even though students are stuck paying publishers outrageous prices you do have a few tools to reduce how much you spend Being a smart consumer could save you hundreds of dollars every year Follow these tips to save on textbooks More 02 28 2012 Blog Post Join the Hunger Cleanup Over winter break a fire broke out at a local shelter Porchlight Join the Hunger Cleanup to help us raise money and do service to help residents who were displaced by the fire More Pages first previous 7 8 9 10 11 12 13 14 15 next last Visit Our Blog WISPIRGs Homepage About Us Our Leadership Our Mission Accomplishments Local Chapters UW Madison UW Stevens Point Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Don t Get Ripped Off Big Red Go Green Sustainable U Protect Wisconsin s Lakes Energy Service Corps Newsroom Latest Updates Blog News Releases PIRG in the News Multimedia Reports Search form Search Students in Action RSS Contact Sustainable U Big Red Go Green Tell Congress Don t Double Our Rates take action On July 1 student loan interest rates on federal student loans will double driving up loan costs for 8 million students by 1 000 per loan JOBS FOR GRADUATING SENIORS Learn more and apply If you are ready to dig in and start solving the problems that confront our country consider a job with U S PIRG JOIN OUR TEAM OF INTERNS AND VOLUNTEERS GET INVOLVED Meet new people get involved in your community learn important skills and make a difference A crash course in effective citizenship Get the toolkit

    Original URL path: http://www.wispirgstudents.org/home?page=10 (2016-04-29)
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  • Banks Skim Millions in Fees from Student Aid Using Debit-Card-Linked Student IDs | WISPIRG Students
    have a banking partnership Higher One the biggest financial firm has partnerships with 520 colleges that enroll 4 3 million students Currently 12 5 or 1 in 8 of all federal aid recipients nationally disburse their aid money into a Higher One OneAccount Wells Fargo the biggest bank in the market partners with 43 campuses that enroll over 2 million students Many of the country s largest colleges already have agreements Currently 32 of the 50 largest public 4 year universities 26 of the largest 50 community colleges and 6 of the largest 20 private not for profit schools have debit or prepaid card contracts with a bank or a financial firm according to U S PIRG Education Fund research 2 There is big money at stake The biggest firm in the business Higher One makes 80 of its revenues by siphoning fees from student aid disbursement cards totaling 142 5 million of its 176 3 million total revenues in 2011 according to SEC filings These fees include ATM and other transaction fees overdraft fees and interchange fees imposed on merchants who accept cards 3 The most impacted students are among the neediest Students most reliant on financial aid come from low and moderate income backgrounds Roughly 40 of freshmen are first generation college students and 25 of all students are both first generation and low income 4 The service appears to be endorsed by the colleges Huntington Bank paid 25 million to co brand and link their checking accounts with Ohio State University student IDs Other schools receive substantial payouts revenue sharing deals and large reductions in administrative costs Many bank contracts require aid recipients to visit their website before they choose how to receive their aid into an existing account on a check or on a disbursement card

    Original URL path: http://www.wispirgstudents.org/news/sp/banks-skim-millions-fees-student-aid-using-debit-card-linked-student-ids-0 (2016-04-29)
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  • The Campus Debit Card Trap | WISPIRG Students
    with fewer fees for their clients This U S PIRG Education Fund report is an overview of the campus card marketplace and includes a survey of campus cards at the 50 largest public universities 50 largest community colleges and 20 largest private universities by campus population It recommends best practices by colleges and banks and new protections for consumers and provides tips for students Greater transparency will help make the market work better KEY FINDINGS U S PIRG has identified almost 900 card partnerships between colleges and banks or other financial firms at schools with over 9 million students or over 2 in 5 42 of all students nationwide Industry leading banks and financial firms tout that upwards of 70 80 of students use their cards after a few years of marketing U S PIRG has identified that 32 of the 50 largest public 4 year universities 26 of the largest 50 community colleges and 6 of the largest 20 private not for profit schools had debit or prepaid card contracts with a bank or a financial firm Of banks US Bank had the most card agreements at 52 campuses with over 1 7 million students Wells Fargo had card agreements at schools with the most students its contracts were at 43 campuses that have over 2 million students The largest financial firm player Higher One has card agreements with 520 campuses that enroll over 4 3 million students Although contracts are hard to obtain revenues to schools can be substantial A new contract between Ohio State University and Huntington Bank includes 25 million in payments to the school over 15 years It also includes an additional 100 million in lending and investment to neighborhoods surrounding campus Fees can be steep and frequent for students using the university adopted cards

    Original URL path: http://www.wispirgstudents.org/reports/sp/campus-debit-card-trap (2016-04-29)
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  • Volunteer: Register Voters at Concerts this Summer | WISPIRG Students
    be a ton of fun WISPIRGs New Voters Project is a non partisan campaign to mobilize young voters and turn them out to the polls By registering and voting we can make politicians pay attention to young people and the issues we care about like protecting our environment making college affordable and jobs If you want to help register voters AND get to see an awesome show in your area sign up here and we ll be in touch with more info New Voters Project Democracy New Voters Project About Us Our Leadership Our Mission Accomplishments Local Chapters UW Madison UW Stevens Point Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Don t Get Ripped Off Big Red Go Green Sustainable U Protect Wisconsin s Lakes Energy Service Corps Newsroom Latest Updates Blog News Releases PIRG in the News Multimedia Reports Internships Work on important issues learn valuable skills get hands on experience and make a difference Get Info Students in Action RSS Contact Blog Posts by Campaign Big Red Go

    Original URL path: http://www.wispirgstudents.org/blogs/latest-news/wi/volunteer-register-voters-concerts-summer (2016-04-29)
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  • There is no 'A' for effort | WISPIRG Students
    there is no A for effort This debate is not about partisan gamesmanship in Washington but about a potential post graduation debt increase of 1 000 for every year a subsidized Stafford loan borrower is in school Average student debt is 25 000 and rising a crushing burden made worse by an uncertain job market This month students and their families are receiving financial aid award letters warning of the interest rate increase and causing nervous tension over the uncertainty With the political votes behind them we urge Senators who are truly concerned about students and the rising cost of higher education to find a bipartisan solution before the July 1 deadline Higher Ed About Us Our Leadership Our Mission Accomplishments Local Chapters UW Madison UW Stevens Point Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Don t Get Ripped Off Big Red Go Green Sustainable U Protect Wisconsin s Lakes Energy Service Corps Newsroom Latest Updates Blog News Releases PIRG in the News Multimedia Reports Internships Work on important issues

    Original URL path: http://www.wispirgstudents.org/blogs/latest-news/sp/there-no-effort (2016-04-29)
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  • WISPIRG | Together we can make change happen Students
    need to know to organize a voter protection campaign on your campus More Pages first previous 8 9 10 11 12 13 14 15 16 next last Visit Our Blog WISPIRGs Homepage About Us Our Leadership Our Mission Accomplishments Local Chapters UW Madison UW Stevens Point Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Don t Get Ripped Off Big Red Go Green Sustainable U Protect Wisconsin s Lakes Energy Service Corps Newsroom Latest Updates Blog News Releases PIRG in the News Multimedia Reports Search form Search Students in Action RSS Contact Sustainable U Big Red Go Green Tell Congress Don t Double Our Rates take action On July 1 student loan interest rates on federal student loans will double driving up loan costs for 8 million students by 1 000 per loan JOBS FOR GRADUATING SENIORS Learn more and apply If you are ready to dig in and start solving the problems that confront our country consider a job with U S PIRG JOIN OUR TEAM OF INTERNS AND VOLUNTEERS

    Original URL path: http://www.wispirgstudents.org/home?page=11 (2016-04-29)
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  • The Cost of College Will Soar if Interest Rates Allowed to Double | WISPIRG Students
    to act by July 1 2012 If that occurs millions of students will see their interest rates soar to 6 8 percent on the new loans they take in the next year thereby causing a steep rise in their loan burden and effectively increasing the cost of attaining a college degree At a time when tuition is rising at 8 3 percent a year and median wages for young people are falling young Americans and their families can ill afford more Washington inaction If Congress allows the interest rate to increase 7 4 million students will see their college costs go up about one out of every three college students in the country The increase will cost the average college student about 1 000 more per year of school As a result the cost of college for the average borrower taking out full Subsidized Stafford Loans will increase by 20 percent next year This increase comes at a time when American families are already struggling financially and having a college degree is more important than ever before Given the importance placed on a college education and the significance of higher education to a nation s economic competitiveness it is unsurprising that in a recent poll 92 percent of young Democrats and 78 percent of young Republicans say that increasing financial aid and making loans more affordabl for college would help make the economy stronger About Us Our Leadership Our Mission Accomplishments Local Chapters UW Madison UW Stevens Point Get Involved Action Center Campaign Resources Start a PIRG Chapter Full Time Jobs Campus Internships Volunteer on Campus Campaigns 21st Century Transportation Affordable Higher Education Hunger and Homelessness Make Textbooks Affordable New Voters Project Stop Subsidizing Obesity Don t Get Ripped Off Big Red Go Green Sustainable U Protect Wisconsin s Lakes

    Original URL path: http://www.wispirgstudents.org/reports/cost-college-will-soar-if-interest-rates-allowed-double (2016-04-29)
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